Best Cheap Auto Insurance in Toponas, CO (2021)

The average Toponas, CO auto insurance rates are $322 per month. The minimum auto insurance in Toponas is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Toponas, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Toponas, CO for senior drivers are $2,266 per year
  • The cheapest auto insurance company in Toponas is Liberty Mutual
  • The minimum auto insurance required in Toponas, Colorado is 25/50/15

Toponas, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Toponas can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Toponas, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Toponas to other Colorado cities, including Thornton auto insurance rates, Lakewood auto insurance rates, and Westminster auto insurance rates to see how Toponas, Colorado auto insurance rates stack up.

Before you buy Toponas, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Toponas, Colorado auto insurance quotes.

Minimum Auto Insurance in Toponas, Colorado

Toponas, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Toponas, Colorado.

Minimum Required Auto Insurance Coverage in Toponas, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Toponas, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Toponas, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Toponas, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,595 $3,358 $3,211 $3,249 $12,490 $13,139 $3,988 $4,031
American Family $2,565 $2,565 $2,316 $2,316 $6,230 $8,345 $2,565 $3,159
Farmers $3,007 $2,979 $2,721 $2,916 $11,210 $11,329 $3,325 $3,388
GEICO $2,017 $2,193 $2,090 $2,332 $6,178 $6,577 $1,852 $1,906
Liberty Mutual $1,880 $1,885 $1,578 $1,729 $5,451 $5,959 $1,910 $1,960
Nationwide $2,289 $2,336 $2,045 $2,165 $5,796 $7,423 $2,632 $2,845
Progressive $2,535 $2,364 $2,192 $2,185 $8,788 $9,847 $2,870 $2,794
State Farm $2,025 $2,025 $1,816 $1,816 $5,882 $7,421 $2,269 $2,710
USAA $2,156 $2,164 $2,044 $2,059 $5,334 $6,117 $2,774 $3,030

Cheap Toponas, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Toponas, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Toponas, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Toponas, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,490 $13,139
American Family $6,230 $8,345
Farmers $11,210 $11,329
GEICO $6,178 $6,577
Liberty Mutual $5,451 $5,959
Nationwide $5,796 $7,423
Progressive $8,788 $9,847
State Farm $5,882 $7,421
USAA $5,334 $6,117

Cheap Toponas, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Toponas, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Toponas, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,211 $3,249
American Family $2,316 $2,316
Farmers $2,721 $2,916
GEICO $2,090 $2,332
Liberty Mutual $1,578 $1,729
Nationwide $2,045 $2,165
Progressive $2,192 $2,185
State Farm $1,816 $1,816
USAA $2,044 $2,059

Cheap Toponas, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Toponas, Colorado compared to the annual auto insurance rates with a clean record in Toponas, Colorado.

Annual Toponas, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,006 $5,757 $7,083 $5,685
American Family $2,779 $3,940 $5,160 $3,151
Farmers $4,316 $5,540 $5,463 $5,119
GEICO $2,239 $3,440 $3,949 $2,945
Liberty Mutual $2,441 $2,860 $2,987 $2,889
Nationwide $2,645 $3,616 $4,592 $2,912
Progressive $3,637 $5,071 $3,839 $4,241
State Farm $2,983 $3,508 $3,246 $3,246
USAA $2,347 $2,853 $4,994 $2,646

Cheap Toponas, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Toponas, Colorado is not easy. Compare the annual rates for DUI auto insurance in Toponas, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Toponas, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,083
American Family $5,160
Farmers $5,463
GEICO $3,949
Liberty Mutual $2,987
Nationwide $4,592
Progressive $3,839
State Farm $3,246
USAA $4,994

Cheap Toponas, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Toponas, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Toponas, Colorado

Insurance Company Poor Fair Good
Allstate $7,497 $5,783 $4,369
American Family $4,893 $3,473 $2,906
Farmers $5,918 $4,824 $4,586
GEICO $3,780 $3,143 $2,506
Liberty Mutual $4,002 $2,436 $1,944
Nationwide $4,162 $3,293 $2,869
Progressive $4,763 $4,076 $3,753
State Farm $4,512 $2,895 $2,331
USAA $4,763 $2,704 $2,163

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Cheap Toponas, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Toponas, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Toponas, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Toponas, Colorado

ZIP Code Average Annual Rates
80479 $3,569

Cheap Toponas, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Toponas, Colorado auto insurance. Find the cheapest annual Toponas, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Toponas, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,883 $5,883
American Family $3,678 $3,837
Farmers $5,110 $5,110
GEICO $3,075 $3,212
Liberty Mutual $2,794 $2,794
Nationwide $3,441 $3,441
Progressive $4,197 $4,197
State Farm $3,169 $3,323
USAA $3,119 $3,301

Cheap Toponas, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Toponas, Colorado? Check out the comparison of annual Toponas, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Toponas, Colorado

Insurance Company Low Medium High
Allstate $5,654 $5,868 $6,126
American Family $3,605 $3,834 $3,832
Farmers $4,578 $5,051 $5,699
GEICO $2,892 $3,096 $3,442
Liberty Mutual $2,672 $2,788 $2,922
Nationwide $3,492 $3,440 $3,392
Progressive $3,932 $4,209 $4,451
State Farm $3,060 $3,247 $3,430
USAA $3,081 $3,209 $3,339

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Best By Category: Cheapest Auto Insurance in Toponas, Colorado

Compare the cheapest auto insurance companies in Toponas, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Toponas, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Toponas, Colorado Auto Insurance Companies

What auto insurance companies in Toponas, Colorado are the cheapest? Compare the top Toponas, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Toponas, Colorado

Insurance Company Average Annual Rates
Allstate $5,883
American Family $3,757
Farmers $5,110
GEICO $3,143
Liberty Mutual $2,794
Nationwide $3,441
Progressive $4,197
State Farm $3,246
USAA $3,210

Compare Toponas, Colorado Auto Insurance Quotes

Before you buy Toponas, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Toponas, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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