Best Cheap Auto Insurance in Topmost, KY (2021)

The average Topmost, KY auto insurance rates are $592 per month. The minimum auto insurance in Topmost is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Topmost, Kentucky, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Topmost is USAA
  • Average auto insurance rates in Topmost, KY for senior drivers are $3,849 per year
  • The most expensive auto insurance company in Topmost for teen drivers is Travelers

Topmost, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Topmost can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Topmost, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Topmost to other Kentucky cities, including George auto insurance rates, Richmond auto insurance rates, and Bowling Green auto insurance rates to see how Topmost, Kentucky auto insurance rates stack up.

Before you buy Topmost, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Topmost, Kentucky auto insurance quotes.

Minimum Auto Insurance in Topmost, Kentucky

Topmost, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Topmost, Kentucky.

Minimum Required Auto Insurance Coverage in Topmost, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Topmost, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Topmost, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Topmost, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,387 $5,301 $4,961 $5,262 $19,837 $21,974 $5,819 $6,068
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,774 $5,188 $4,089 $4,579 $20,155 $22,250 $4,948 $5,081
Nationwide $5,829 $5,764 $5,260 $5,461 $13,093 $16,143 $6,631 $6,871
Progressive $3,624 $3,419 $3,270 $3,267 $18,462 $20,983 $4,511 $4,595
State Farm $2,701 $2,701 $2,396 $2,396 $7,416 $9,401 $2,996 $3,319
Travelers $4,127 $4,204 $4,067 $4,072 $21,158 $34,320 $4,319 $5,002
USAA $2,046 $2,062 $1,848 $1,893 $5,350 $5,640 $2,593 $2,854

Cheap Topmost, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Topmost, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Topmost, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Topmost, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,837 $21,974
GEICO $8,902 $10,417
Liberty Mutual $20,155 $22,250
Nationwide $13,093 $16,143
Progressive $18,462 $20,983
State Farm $7,416 $9,401
Travelers $21,158 $34,320
USAA $5,350 $5,640

Cheap Topmost, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Topmost, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Topmost, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,961 $5,262
GEICO $4,595 $4,158
Liberty Mutual $4,089 $4,579
Nationwide $5,260 $5,461
Progressive $3,270 $3,267
State Farm $2,396 $2,396
Travelers $4,067 $4,072
USAA $1,848 $1,893

Cheap Topmost, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Topmost, Kentucky compared to the annual auto insurance rates with a clean record in Topmost, Kentucky.

Annual Topmost, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,729 $10,065 $10,784 $8,728
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,361 $11,450 $8,860 $7,861
Nationwide $6,403 $8,374 $10,669 $7,081
Progressive $6,400 $9,564 $7,308 $7,793
State Farm $3,845 $4,487 $4,166 $4,166
Travelers $8,822 $9,082 $13,249 $9,480
USAA $2,290 $3,241 $3,858 $2,753

Cheap Topmost, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Topmost, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Topmost, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Topmost, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,784
GEICO $8,597
Liberty Mutual $8,860
Nationwide $10,669
Progressive $7,308
State Farm $4,166
Travelers $13,249
USAA $3,858

Cheap Topmost, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Topmost, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Topmost, Kentucky

Insurance Company Poor Fair Good
Allstate $12,576 $8,452 $6,951
GEICO $8,861 $4,424 $2,884
Liberty Mutual $12,783 $7,779 $6,087
Nationwide $9,986 $7,742 $6,667
Progressive $8,663 $7,575 $7,061
State Farm $5,981 $3,648 $2,867
Travelers $11,350 $9,578 $9,547
USAA $4,520 $2,528 $2,059

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Topmost, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Topmost, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Topmost, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Topmost, Kentucky

ZIP Code Average Annual Rates
41862 $6,493

Cheap Topmost, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Topmost, Kentucky auto insurance. Find the cheapest annual Topmost, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Topmost, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $9,326 $9,326
GEICO $5,341 $5,438
Liberty Mutual $8,883 $8,883
Nationwide $8,132 $8,132
Progressive $7,766 $7,766
State Farm $4,066 $4,265
Travelers $10,159 $10,159
USAA $2,919 $3,153

Cheap Topmost, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Topmost, Kentucky? Check out the comparison of annual Topmost, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Topmost, Kentucky

Insurance Company Low Medium High
Allstate $8,099 $9,247 $10,633
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,341 $8,809 $9,499
Nationwide $8,122 $7,993 $8,280
Progressive $7,111 $7,629 $8,559
State Farm $3,912 $4,153 $4,432
Travelers $9,606 $10,191 $10,679
USAA $2,877 $3,027 $3,203

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Topmost, Kentucky

Compare the cheapest auto insurance companies in Topmost, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Topmost, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Topmost, Kentucky Auto Insurance Companies

What auto insurance companies in Topmost, Kentucky are the cheapest? Compare the top Topmost, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Topmost, Kentucky

Insurance Company Average Annual Rates
Allstate $9,326
GEICO $5,390
Liberty Mutual $8,883
Nationwide $8,132
Progressive $7,766
State Farm $4,166
Travelers $10,159
USAA $3,036

Compare Topmost, Kentucky Auto Insurance Quotes

Before you buy Topmost, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Topmost, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption