Best Cheap Auto Insurance in Toney, AL (2021)

The average Toney, AL auto insurance rates are $295 per month. The minimum auto insurance in Toney is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Toney, Alabama, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Toney, AL for senior drivers are $1,873 per year
  • The most expensive auto insurance company in Toney for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Toney is USAA

Toney, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Toney can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Toney, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Toney to other Alabama cities, including Montgomery auto insurance rates, Madison auto insurance rates, and Auburn auto insurance rates to see how Toney, Alabama auto insurance rates stack up.

Before you buy Toney, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Toney, Alabama auto insurance quotes.

Minimum Auto Insurance in Toney, Alabama

Toney, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Toney, Alabama.

Minimum Required Auto Insurance Coverage in Toney, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Toney, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Toney, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Toney, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,113 $2,009 $1,915 $1,951 $7,506 $8,076 $2,357 $2,408
Farmers $2,340 $2,318 $2,088 $2,225 $9,254 $9,512 $2,660 $2,754
GEICO $1,937 $1,926 $1,862 $1,928 $5,088 $4,973 $2,039 $1,880
Liberty Mutual $2,811 $3,032 $2,311 $2,581 $10,473 $11,632 $2,980 $3,161
Nationwide $1,720 $1,740 $1,570 $1,622 $4,565 $5,863 $1,910 $2,131
Progressive $2,459 $2,296 $2,021 $2,163 $10,260 $11,427 $2,873 $3,046
State Farm $2,719 $2,719 $2,467 $2,467 $8,352 $10,440 $3,075 $3,559
Travelers $1,158 $1,173 $1,098 $1,094 $6,272 $9,879 $1,101 $1,233
USAA $1,276 $1,291 $1,191 $1,161 $3,835 $4,245 $1,660 $1,786

Cheap Toney, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Toney, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Toney, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Toney, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,506 $8,076
Farmers $9,254 $9,512
GEICO $5,088 $4,973
Liberty Mutual $10,473 $11,632
Nationwide $4,565 $5,863
Progressive $10,260 $11,427
State Farm $8,352 $10,440
Travelers $6,272 $9,879
USAA $3,835 $4,245

Cheap Toney, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Toney, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Toney, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,915 $1,951
Farmers $2,088 $2,225
GEICO $1,862 $1,928
Liberty Mutual $2,311 $2,581
Nationwide $1,570 $1,622
Progressive $2,021 $2,163
State Farm $2,467 $2,467
Travelers $1,098 $1,094
USAA $1,191 $1,161

Cheap Toney, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Toney, Alabama compared to the annual auto insurance rates with a clean record in Toney, Alabama.

Annual Toney, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,999 $3,544 $4,224 $3,400
Farmers $3,481 $4,517 $4,406 $4,170
GEICO $1,821 $2,933 $3,640 $2,423
Liberty Mutual $3,819 $5,330 $5,194 $5,148
Nationwide $2,313 $2,313 $3,356 $2,579
Progressive $4,118 $5,195 $4,443 $4,516
State Farm $4,030 $5,018 $4,425 $4,425
Travelers $2,399 $2,515 $3,681 $2,909
USAA $1,581 $1,988 $2,944 $1,710

Cheap Toney, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Toney, Alabama is not easy. Compare the annual rates for DUI auto insurance in Toney, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Toney, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,224
Farmers $4,406
GEICO $3,640
Liberty Mutual $5,194
Nationwide $3,356
Progressive $4,443
State Farm $4,425
Travelers $3,681
USAA $2,944

Cheap Toney, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Toney, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Toney, Alabama

Insurance Company Poor Fair Good
Allstate $4,367 $3,443 $2,816
Farmers $4,639 $4,002 $3,791
GEICO $3,439 $2,454 $2,220
Liberty Mutual $6,961 $4,290 $3,367
Nationwide $3,185 $2,486 $2,250
Progressive $5,143 $4,424 $4,137
State Farm $7,256 $3,673 $2,495
Travelers $3,132 $2,722 $2,774
USAA $2,763 $1,799 $1,606

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Toney, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Toney, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Toney, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Toney, Alabama

ZIP Code Average Annual Rates
35773 $3,642

Cheap Toney, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Toney, Alabama auto insurance. Find the cheapest annual Toney, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Toney, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,542 $3,542
Farmers $4,144 $4,144
GEICO $2,657 $2,751
Liberty Mutual $4,873 $4,873
Nationwide $2,640 $2,640
Progressive $4,568 $4,568
State Farm $4,367 $4,582
Travelers $2,876 $2,876
USAA $1,962 $2,150

Cheap Toney, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Toney, Alabama? Check out the comparison of annual Toney, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Toney, Alabama

Insurance Company Low Medium High
Allstate $3,421 $3,536 $3,669
Farmers $3,901 $4,088 $4,443
GEICO $2,473 $2,691 $2,949
Liberty Mutual $4,642 $4,849 $5,127
Nationwide $2,626 $2,617 $2,677
Progressive $4,086 $4,543 $5,075
State Farm $4,232 $4,469 $4,723
Travelers $2,712 $2,933 $2,984
USAA $1,984 $2,045 $2,138

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Toney, Alabama

Compare the cheapest auto insurance companies in Toney, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Toney, Alabama

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Toney, Alabama Auto Insurance Companies

What auto insurance companies in Toney, Alabama are the cheapest? Compare the top Toney, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Toney, Alabama

Insurance Company Average Annual Rates
Allstate $3,542
Farmers $4,144
GEICO $2,704
Liberty Mutual $4,873
Nationwide $2,640
Progressive $4,568
State Farm $4,475
Travelers $2,876
USAA $2,056

Compare Toney, Alabama Auto Insurance Quotes

Before you buy Toney, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Toney, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption