Best Cheap Auto Insurance in Toms Brook, VA (2021)

The average Toms Brook, VA auto insurance rates are $175 per month. The minimum auto insurance in Toms Brook is at least 25/50/20 in coverage to comply with Virginia auto insurance laws. To find the best cheap auto insurance in Toms Brook, Virginia, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Toms Brook is 32.5 minutes
  • The minimum auto insurance required in Toms Brook, Virginia is 25/50/20
  • The cheapest auto insurance company in Toms Brook is USAA

Toms Brook, Virginia auto insurance requirements are 25/50/20 according to Virginia auto insurance laws. Finding cheap auto insurance in Toms Brook can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Toms Brook, Virginia, including driving record, credit, commute time, and more.

Compare auto insurance in Toms Brook to other Virginia cities, including Hampton auto insurance rates, Richmond auto insurance rates, and Portsmouth auto insurance rates to see how Toms Brook, Virginia auto insurance rates stack up.

Before you buy Toms Brook, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Toms Brook, Virginia auto insurance quotes.

Minimum Auto Insurance in Toms Brook, Virginia

Toms Brook, Virginia auto insurance laws require that you have at least the Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Toms Brook, Virginia.

Minimum Required Auto Insurance Coverage in Toms Brook, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Toms Brook, Virginia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Toms Brook, Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Toms Brook, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,822 $1,720 $1,812 $1,812 $5,731 $6,610 $2,374 $2,380
GEICO $1,375 $1,373 $1,304 $1,304 $2,916 $3,915 $1,600 $1,584
Nationwide $1,361 $1,370 $1,210 $1,243 $3,223 $4,151 $1,500 $1,632
Progressive $1,118 $1,064 $1,010 $1,014 $5,060 $5,679 $1,352 $1,385
State Farm $1,126 $1,126 $1,014 $1,014 $3,387 $4,238 $1,272 $1,473
USAA $976 $960 $912 $917 $3,002 $3,577 $1,253 $1,374

Cheap Toms Brook, Virginia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Toms Brook, Virginia is a challenge. Take a look at the annual teen auto insurance rates in Toms Brook, Virginia.

Annual Auto Insurance Rates for Teen Drivers in Toms Brook, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,731 $6,610
GEICO $2,916 $3,915
Nationwide $3,223 $4,151
Progressive $5,060 $5,679
State Farm $3,387 $4,238
USAA $3,002 $3,577

Cheap Toms Brook, Virginia Auto Insurance for Seniors

What are senior auto insurance rates in Toms Brook, Virginia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Toms Brook, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,812 $1,812
GEICO $1,304 $1,304
Nationwide $1,210 $1,243
Progressive $1,010 $1,014
State Farm $1,014 $1,014
USAA $912 $917

Cheap Toms Brook, Virginia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Toms Brook, Virginia compared to the annual auto insurance rates with a clean record in Toms Brook, Virginia.

Annual Toms Brook, Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,273 $3,607 $3,325 $2,925
GEICO $1,458 $1,894 $2,874 $1,458
Nationwide $1,707 $1,707 $2,495 $1,935
Progressive $1,893 $2,499 $2,250 $2,199
State Farm $1,672 $1,990 $1,831 $1,831
USAA $1,258 $1,628 $2,151 $1,447

Cheap Toms Brook, Virginia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Toms Brook, Virginia is not easy. Compare the annual rates for DUI auto insurance in Toms Brook, Virginia to find the best deal.

Annual Auto Insurance Rates After a DUI in Toms Brook, Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,325
GEICO $2,874
Nationwide $2,495
Progressive $2,250
State Farm $1,831
USAA $2,151

Cheap Toms Brook, Virginia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Toms Brook, Virginia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Toms Brook, Virginia

Insurance Company Poor Fair Good
Allstate $3,694 $2,965 $2,438
GEICO $2,135 $1,815 $1,815
Nationwide $2,326 $1,865 $1,693
Progressive $2,465 $2,154 $2,012
State Farm $2,601 $1,615 $1,277
USAA $2,168 $1,477 $1,219

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Cheap Toms Brook, Virginia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Toms Brook, Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Toms Brook, Virginia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Toms Brook, Virginia

ZIP Code Average Annual Rates
22660 $1,820

Cheap Toms Brook, Virginia Auto Insurance Rates By Commute

Commute length and annual mileage affect Toms Brook, Virginia auto insurance. Find the cheapest annual Toms Brook, Virginia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Toms Brook, Virginia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,943 $3,122
GEICO $1,885 $1,957
Nationwide $1,961 $1,961
Progressive $2,210 $2,210
State Farm $1,788 $1,874
USAA $1,562 $1,681

Cheap Toms Brook, Virginia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Toms Brook, Virginia? Check out the comparison of annual Toms Brook, Virginia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Toms Brook, Virginia

Insurance Company Low Medium High
Allstate $2,957 $3,034 $3,107
GEICO $1,857 $1,920 $1,987
Nationwide $2,067 $1,941 $1,875
Progressive $2,129 $2,191 $2,311
State Farm $1,731 $1,827 $1,935
USAA $1,565 $1,624 $1,675

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Best By Category: Cheapest Auto Insurance in Toms Brook, Virginia

Compare the cheapest auto insurance companies in Toms Brook, Virginia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Toms Brook, Virginia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Toms Brook, Virginia Auto Insurance Companies

What auto insurance companies in Toms Brook, Virginia are the cheapest? Compare the top Toms Brook, Virginia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Toms Brook, Virginia

Insurance Company Average Annual Rates
Allstate $3,033
GEICO $1,921
Nationwide $1,961
Progressive $2,210
State Farm $1,831
USAA $1,621

What affects auto insurance rates in Toms Brook, Virginia?

There are a lot of reasons why auto insurance rates in Toms Brook, Virginia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Toms Brook, Virginia. Many local factors may affect your Toms Brook auto insurance rates.

Toms Brook Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Toms Brook, Virginia commute length is 32.5 minutes according to City-Data.

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Compare Toms Brook, Virginia Auto Insurance Quotes

Before you buy Toms Brook, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Toms Brook, Virginia auto insurance quotes.

Free Auto Insurance Comparison

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