Best Cheap Auto Insurance in Toivola, MI (2021)

The average Toivola, MI auto insurance rates are $758 per month. The minimum auto insurance in Toivola is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Toivola, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Toivola, Michigan is 20/40/10
  • Average auto insurance rates in Toivola, MI for senior drivers are $5,979 per year
  • The cheapest auto insurance company in Toivola is USAA

Toivola, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Toivola can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Toivola, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Toivola to other Michigan cities, including Grand Rapids auto insurance rates, Sterling Heights auto insurance rates, and Lansing auto insurance rates to see how Toivola, Michigan auto insurance rates stack up.

Before you buy Toivola, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Toivola, Michigan auto insurance quotes.

Minimum Auto Insurance in Toivola, Michigan

Toivola, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Toivola, Michigan.

Minimum Required Auto Insurance Coverage in Toivola, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Toivola, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Toivola, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Toivola, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,675 $3,675 $3,418 $3,418 $8,494 $8,494 $4,137 $4,137
GEICO $3,485 $3,485 $3,535 $3,535 $9,944 $9,944 $3,342 $3,342
Liberty Mutual $14,273 $14,273 $14,122 $14,122 $34,830 $34,830 $14,273 $14,273
Nationwide $4,277 $4,277 $3,788 $3,788 $11,415 $11,415 $4,694 $4,694
Progressive $2,879 $2,737 $2,539 $2,771 $10,801 $11,760 $3,383 $3,266
State Farm $6,561 $6,561 $6,073 $6,073 $22,822 $22,822 $7,699 $7,699
Travelers $5,193 $5,193 $4,461 $4,461 $15,616 $15,616 $5,639 $5,639
USAA $2,543 $2,430 $2,386 $2,269 $6,190 $5,934 $3,116 $3,019

Cheap Toivola, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Toivola, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Toivola, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Toivola, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $8,494 $8,494
GEICO $9,944 $9,944
Liberty Mutual $34,830 $34,830
Nationwide $11,415 $11,415
Progressive $10,801 $11,760
State Farm $22,822 $22,822
Travelers $15,616 $15,616
USAA $6,190 $5,934

Cheap Toivola, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Toivola, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Toivola, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,418 $3,418
GEICO $3,535 $3,535
Liberty Mutual $14,122 $14,122
Nationwide $3,788 $3,788
Progressive $2,539 $2,771
State Farm $6,073 $6,073
Travelers $4,461 $4,461
USAA $2,386 $2,269

Cheap Toivola, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Toivola, Michigan compared to the annual auto insurance rates with a clean record in Toivola, Michigan.

Annual Toivola, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $4,143 $5,285 $5,204 $5,093
GEICO $1,810 $3,786 $11,388 $3,322
Liberty Mutual $14,203 $16,625 $28,910 $17,761
Nationwide $5,183 $6,875 $6,283 $5,833
Progressive $4,292 $5,564 $5,001 $5,211
State Farm $6,895 $8,249 $17,729 $10,281
Travelers $5,235 $7,468 $12,018 $6,188
USAA $2,808 $3,490 $4,584 $3,061

Cheap Toivola, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Toivola, Michigan is not easy. Compare the annual rates for DUI auto insurance in Toivola, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Toivola, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $41,923
Farmers $5,204
GEICO $11,388
Liberty Mutual $28,910
Nationwide $6,283
Progressive $5,001
State Farm $17,729
Travelers $12,018
USAA $4,584

Cheap Toivola, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Toivola, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Toivola, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $6,390 $4,358 $4,045
GEICO $6,520 $4,800 $3,909
Liberty Mutual $30,651 $17,702 $9,771
Nationwide $7,557 $5,708 $4,865
Progressive $5,748 $4,869 $4,433
State Farm $17,490 $8,857 $6,019
Travelers $7,919 $7,680 $7,583
USAA $5,218 $2,969 $2,271

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Cheap Toivola, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Toivola, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Toivola, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Toivola, Michigan

ZIP Code Average Annual Rates
49965 $6,390

Cheap Toivola, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Toivola, Michigan auto insurance. Find the cheapest annual Toivola, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Toivola, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,384 $19,384
Farmers $4,931 $4,931
GEICO $4,960 $5,193
Liberty Mutual $18,676 $20,073
Nationwide $6,043 $6,043
Progressive $5,017 $5,017
State Farm $10,501 $11,077
Travelers $7,683 $7,771
USAA $3,446 $3,526

Cheap Toivola, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Toivola, Michigan? Check out the comparison of annual Toivola, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Toivola, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,814 $4,921 $5,058
GEICO $4,763 $5,034 $5,432
Liberty Mutual $18,941 $19,332 $19,850
Nationwide $6,342 $5,936 $5,852
Progressive $4,886 $5,024 $5,142
State Farm $10,268 $10,853 $11,246
Travelers $7,640 $7,737 $7,805
USAA $3,391 $3,494 $3,573

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Best By Category: Cheapest Auto Insurance in Toivola, Michigan

Compare the cheapest auto insurance companies in Toivola, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Toivola, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Toivola, Michigan Auto Insurance Companies

What auto insurance companies in Toivola, Michigan are the cheapest? Compare the top Toivola, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Toivola, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $4,931
GEICO $5,076
Liberty Mutual $19,375
Nationwide $6,043
Progressive $5,017
State Farm $10,789
Travelers $7,727
USAA $3,486

Compare Toivola, Michigan Auto Insurance Quotes

Before you buy Toivola, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Toivola, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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