Best Cheap Auto Insurance in Toccoa, GA (2021)

The average Toccoa, GA auto insurance rates are $380 per month. The minimum auto insurance in Toccoa is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Toccoa, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Toccoa is GEICO
  • The minimum auto insurance required in Toccoa, Georgia is 25/50/25
  • Average auto insurance rates in Toccoa, GA for senior drivers are $2,492 per year

Toccoa, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Toccoa can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Toccoa, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Toccoa to other Georgia cities, including South Fulton auto insurance rates, Sandy Springs auto insurance rates, and Roswell auto insurance rates to see how Toccoa, Georgia auto insurance rates stack up.

Before you buy Toccoa, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Toccoa, Georgia auto insurance quotes.

Minimum Auto Insurance in Toccoa, Georgia

Toccoa, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Toccoa, Georgia.

Minimum Required Auto Insurance Coverage in Toccoa, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Toccoa, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Toccoa, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Toccoa, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,102 $3,102 $2,970 $2,970 $7,339 $9,510 $3,484 $3,809
GEICO $1,690 $1,670 $1,638 $1,638 $5,055 $6,060 $2,186 $2,422
Liberty Mutual $5,578 $6,066 $4,557 $5,171 $24,339 $27,172 $5,914 $6,286
Nationwide $2,298 $2,376 $2,254 $2,474 $6,672 $8,587 $2,754 $2,983
Progressive $2,267 $2,096 $1,950 $2,050 $7,243 $8,029 $2,638 $2,782
State Farm $2,221 $2,221 $1,993 $1,993 $5,921 $7,775 $2,437 $2,635
USAA $1,730 $1,728 $1,611 $1,616 $6,256 $7,392 $2,155 $2,380

Cheap Toccoa, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Toccoa, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Toccoa, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Toccoa, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,339 $9,510
GEICO $5,055 $6,060
Liberty Mutual $24,339 $27,172
Nationwide $6,672 $8,587
Progressive $7,243 $8,029
State Farm $5,921 $7,775
USAA $6,256 $7,392

Cheap Toccoa, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Toccoa, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Toccoa, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,970 $2,970
GEICO $1,638 $1,638
Liberty Mutual $4,557 $5,171
Nationwide $2,254 $2,474
Progressive $1,950 $2,050
State Farm $1,993 $1,993
USAA $1,611 $1,616

Cheap Toccoa, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Toccoa, Georgia compared to the annual auto insurance rates with a clean record in Toccoa, Georgia.

Annual Toccoa, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,744 $5,759 $4,700 $3,939
GEICO $1,882 $2,359 $4,829 $2,110
Liberty Mutual $8,062 $11,042 $12,692 $10,745
Nationwide $2,952 $3,442 $5,250 $3,555
Progressive $2,848 $5,026 $3,339 $3,314
State Farm $3,098 $3,701 $3,400 $3,400
USAA $2,381 $3,018 $4,380 $2,654

Cheap Toccoa, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Toccoa, Georgia is not easy. Compare the annual rates for DUI auto insurance in Toccoa, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Toccoa, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,700
GEICO $4,829
Liberty Mutual $12,692
Nationwide $5,250
Progressive $3,339
State Farm $3,400
USAA $4,380

Cheap Toccoa, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Toccoa, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Toccoa, Georgia

Insurance Company Poor Fair Good
Allstate $5,883 $4,082 $3,641
GEICO $3,515 $2,471 $2,399
Liberty Mutual $15,221 $9,358 $7,328
Nationwide $4,499 $3,666 $3,234
Progressive $4,081 $3,534 $3,280
State Farm $4,819 $3,001 $2,379
USAA $4,043 $2,848 $2,433

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Cheap Toccoa, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Toccoa, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Toccoa, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Toccoa, Georgia

ZIP Code Average Annual Rates
30577 $4,377

Cheap Toccoa, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Toccoa, Georgia auto insurance. Find the cheapest annual Toccoa, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Toccoa, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,437 $4,635
GEICO $2,747 $2,843
Liberty Mutual $10,635 $10,635
Nationwide $3,800 $3,800
Progressive $3,632 $3,632
State Farm $3,399 $3,399
USAA $2,967 $3,250

Cheap Toccoa, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Toccoa, Georgia? Check out the comparison of annual Toccoa, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Toccoa, Georgia

Insurance Company Low Medium High
Allstate $4,219 $4,577 $4,811
GEICO $2,603 $2,808 $2,973
Liberty Mutual $10,196 $10,580 $11,130
Nationwide $3,702 $3,857 $3,840
Progressive $3,371 $3,582 $3,943
State Farm $3,185 $3,402 $3,612
USAA $2,955 $3,091 $3,279

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Best By Category: Cheapest Auto Insurance in Toccoa, Georgia

Compare the cheapest auto insurance companies in Toccoa, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Toccoa, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Toccoa, Georgia Auto Insurance Companies

What auto insurance companies in Toccoa, Georgia are the cheapest? Compare the top Toccoa, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Toccoa, Georgia

Insurance Company Average Annual Rates
Allstate $4,536
GEICO $2,795
Liberty Mutual $10,635
Nationwide $3,800
Progressive $3,632
State Farm $3,399
USAA $3,108

What affects auto insurance rates in Toccoa, Georgia?

There are a lot of reasons why auto insurance rates in Toccoa, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Toccoa, Georgia. Many local factors may affect your Toccoa auto insurance rates.

Toccoa Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Toccoa, Georgia commute length is 22.1 minutes according to City-Data.

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Compare Toccoa, Georgia Auto Insurance Quotes

Before you buy Toccoa, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Toccoa, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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