Best Cheap Auto Insurance in Tioga, TX (2021)

The average Tioga, TX auto insurance rates are $299 per month. The minimum auto insurance in Tioga is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Tioga, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Tioga, TX for senior drivers are $2,150 per year
  • The average commute length in Tioga is 34.9 minutes
  • The cheapest auto insurance company in Tioga is USAA

Tioga, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Tioga can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Tioga, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Tioga to other Texas cities, including Corpus Christi auto insurance rates, Arlington auto insurance rates, and Dallas auto insurance rates to see how Tioga, Texas auto insurance rates stack up.

Before you buy Tioga, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Tioga, Texas auto insurance quotes.

Minimum Auto Insurance in Tioga, Texas

Tioga, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Tioga, Texas.

Minimum Required Auto Insurance Coverage in Tioga, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Tioga, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Tioga, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Tioga, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,115 $3,138 $3,072 $3,072 $8,430 $10,170 $3,864 $4,024
American Family $2,391 $2,646 $2,209 $2,515 $6,073 $7,976 $3,378 $3,848
GEICO $2,111 $2,267 $2,042 $2,293 $4,502 $4,684 $2,270 $2,266
Nationwide $2,175 $2,209 $1,925 $2,034 $6,195 $7,941 $2,559 $2,766
Progressive $2,609 $2,464 $2,334 $2,374 $11,326 $12,603 $3,089 $3,115
State Farm $1,920 $1,920 $1,713 $1,713 $4,660 $5,952 $2,092 $2,158
USAA $1,472 $1,478 $1,407 $1,394 $4,143 $4,505 $1,958 $2,094

Cheap Tioga, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Tioga, Texas is a challenge. Take a look at the annual teen auto insurance rates in Tioga, Texas.

Annual Auto Insurance Rates for Teen Drivers in Tioga, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,430 $10,170
American Family $6,073 $7,976
GEICO $4,502 $4,684
Nationwide $6,195 $7,941
Progressive $11,326 $12,603
State Farm $4,660 $5,952
USAA $4,143 $4,505

Cheap Tioga, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Tioga, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Tioga, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,072 $3,072
American Family $2,209 $2,515
GEICO $2,042 $2,293
Nationwide $1,925 $2,034
Progressive $2,334 $2,374
State Farm $1,713 $1,713
USAA $1,407 $1,394

Cheap Tioga, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Tioga, Texas compared to the annual auto insurance rates with a clean record in Tioga, Texas.

Annual Tioga, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,744 $5,835 $6,119 $3,744
American Family $3,547 $4,483 $3,941 $3,547
GEICO $2,385 $3,133 $2,636 $3,064
Nationwide $3,017 $3,017 $4,462 $3,405
Progressive $4,344 $5,655 $5,067 $4,891
State Farm $2,452 $2,820 $3,339 $2,452
USAA $1,720 $2,537 $2,996 $1,973

Cheap Tioga, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Tioga, Texas is not easy. Compare the annual rates for DUI auto insurance in Tioga, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Tioga, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,119
American Family $3,941
GEICO $2,636
Nationwide $4,462
Progressive $5,067
State Farm $3,339
USAA $2,996

Cheap Tioga, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Tioga, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Tioga, Texas

Insurance Company Poor Fair Good
Allstate $6,160 $4,535 $3,888
American Family $5,371 $3,341 $2,926
GEICO $4,311 $2,455 $1,648
Nationwide $4,159 $3,351 $2,916
Progressive $5,588 $4,862 $4,517
State Farm $3,915 $2,439 $1,944
USAA $3,384 $1,958 $1,577

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Cheap Tioga, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Tioga, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Tioga, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Tioga, Texas

ZIP Code Average Annual Rates
76271 $5,440

Cheap Tioga, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Tioga, Texas auto insurance. Find the cheapest annual Tioga, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Tioga, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,744 $4,978
American Family $3,880 $3,880
GEICO $2,754 $2,855
Nationwide $3,475 $3,475
Progressive $4,989 $4,989
State Farm $2,766 $2,766
USAA $2,277 $2,335

Cheap Tioga, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Tioga, Texas? Check out the comparison of annual Tioga, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Tioga, Texas

Insurance Company Low Medium High
Allstate $4,767 $4,826 $4,989
American Family $3,629 $3,747 $4,262
GEICO $2,662 $2,771 $2,980
Nationwide $3,739 $3,330 $3,357
Progressive $4,742 $4,965 $5,261
State Farm $2,625 $2,757 $2,917
USAA $2,229 $2,298 $2,393

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Best By Category: Cheapest Auto Insurance in Tioga, Texas

Compare the cheapest auto insurance companies in Tioga, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Tioga, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Tioga, Texas Auto Insurance Companies

What auto insurance companies in Tioga, Texas are the cheapest? Compare the top Tioga, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Tioga, Texas

Insurance Company Average Annual Rates
Allstate $4,861
American Family $3,880
GEICO $2,804
Nationwide $3,475
Progressive $4,989
State Farm $2,766
USAA $2,306

What affects auto insurance rates in Tioga, Texas?

There are a lot of reasons why auto insurance rates in Tioga, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Tioga, Texas. Many local factors may affect your Tioga auto insurance rates.

Tioga Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Tioga, Texas auto theft statistics, there have been 0 auto thefts in the city.

Tioga Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Tioga, Texas commute length is 34.9 minutes according to City-Data.

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Compare Tioga, Texas Auto Insurance Quotes

Before you buy Tioga, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Tioga, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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