Best Cheap Auto Insurance in Timnath, CO (2021)

The average Timnath, CO auto insurance rates are $285 per month. The minimum auto insurance in Timnath is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Timnath, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Timnath is 33.2 minutes
  • The minimum auto insurance required in Timnath, Colorado is 25/50/15
  • The cheapest auto insurance company in Timnath is Liberty Mutual

Timnath, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Timnath can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Timnath, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Timnath to other Colorado cities, including Lakewood auto insurance rates, Centennial auto insurance rates, and Fort Collins auto insurance rates to see how Timnath, Colorado auto insurance rates stack up.

Before you buy Timnath, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Timnath, Colorado auto insurance quotes.

Minimum Auto Insurance in Timnath, Colorado

Timnath, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Timnath, Colorado.

Minimum Required Auto Insurance Coverage in Timnath, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Timnath, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Timnath, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Timnath, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,647 $2,478 $2,399 $2,422 $9,125 $9,608 $2,892 $2,899
American Family $2,360 $2,360 $2,133 $2,133 $5,699 $7,669 $2,360 $2,883
Farmers $2,876 $2,847 $2,598 $2,800 $11,123 $11,240 $3,160 $3,185
GEICO $1,727 $1,897 $1,862 $2,136 $5,494 $5,788 $1,577 $1,589
Liberty Mutual $1,569 $1,463 $1,335 $1,476 $5,047 $5,522 $1,585 $1,593
Nationwide $2,263 $2,300 $2,028 $2,139 $5,724 $7,310 $2,605 $2,810
Progressive $2,112 $1,972 $1,875 $1,861 $7,465 $8,318 $2,369 $2,294
State Farm $1,832 $1,832 $1,660 $1,660 $5,444 $6,876 $2,057 $2,440
USAA $1,974 $1,961 $1,897 $1,891 $4,980 $5,691 $2,527 $2,735

Cheap Timnath, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Timnath, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Timnath, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Timnath, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,125 $9,608
American Family $5,699 $7,669
Farmers $11,123 $11,240
GEICO $5,494 $5,788
Liberty Mutual $5,047 $5,522
Nationwide $5,724 $7,310
Progressive $7,465 $8,318
State Farm $5,444 $6,876
USAA $4,980 $5,691

Cheap Timnath, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Timnath, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Timnath, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,399 $2,422
American Family $2,133 $2,133
Farmers $2,598 $2,800
GEICO $1,862 $2,136
Liberty Mutual $1,335 $1,476
Nationwide $2,028 $2,139
Progressive $1,875 $1,861
State Farm $1,660 $1,660
USAA $1,897 $1,891

Cheap Timnath, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Timnath, Colorado compared to the annual auto insurance rates with a clean record in Timnath, Colorado.

Annual Timnath, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,676 $4,225 $5,169 $4,164
American Family $2,551 $3,629 $4,727 $2,891
Farmers $4,207 $5,414 $5,333 $4,960
GEICO $1,933 $3,034 $3,559 $2,509
Liberty Mutual $2,158 $2,517 $2,593 $2,526
Nationwide $2,618 $3,570 $4,523 $2,879
Progressive $3,054 $4,317 $3,219 $3,544
State Farm $2,725 $3,225 $2,975 $2,975
USAA $2,166 $2,645 $4,581 $2,437

Cheap Timnath, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Timnath, Colorado is not easy. Compare the annual rates for DUI auto insurance in Timnath, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Timnath, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,169
American Family $4,727
Farmers $5,333
GEICO $3,559
Liberty Mutual $2,593
Nationwide $4,523
Progressive $3,219
State Farm $2,975
USAA $4,581

Cheap Timnath, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Timnath, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Timnath, Colorado

Insurance Company Poor Fair Good
Allstate $5,483 $4,236 $3,208
American Family $4,466 $3,197 $2,686
Farmers $5,753 $4,708 $4,475
GEICO $3,314 $2,759 $2,204
Liberty Mutual $3,478 $2,153 $1,715
Nationwide $4,099 $3,254 $2,838
Progressive $4,000 $3,435 $3,165
State Farm $4,133 $2,654 $2,138
USAA $4,352 $2,504 $2,015

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Cheap Timnath, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Timnath, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Timnath, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Timnath, Colorado

ZIP Code Average Annual Rates
80547 $3,170

Cheap Timnath, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Timnath, Colorado auto insurance. Find the cheapest annual Timnath, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Timnath, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,309 $4,309
American Family $3,375 $3,524
Farmers $4,979 $4,979
GEICO $2,703 $2,814
Liberty Mutual $2,449 $2,449
Nationwide $3,397 $3,397
Progressive $3,533 $3,533
State Farm $2,901 $3,050
USAA $2,874 $3,040

Cheap Timnath, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Timnath, Colorado? Check out the comparison of annual Timnath, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Timnath, Colorado

Insurance Company Low Medium High
Allstate $4,066 $4,293 $4,567
American Family $3,256 $3,522 $3,571
Farmers $4,381 $4,912 $5,642
GEICO $2,441 $2,701 $3,134
Liberty Mutual $2,281 $2,438 $2,627
Nationwide $3,381 $3,402 $3,409
Progressive $3,223 $3,547 $3,831
State Farm $2,759 $2,978 $3,188
USAA $2,804 $2,957 $3,110

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Best By Category: Cheapest Auto Insurance in Timnath, Colorado

Compare the cheapest auto insurance companies in Timnath, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Timnath, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Timnath, Colorado Auto Insurance Companies

What auto insurance companies in Timnath, Colorado are the cheapest? Compare the top Timnath, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Timnath, Colorado

Insurance Company Average Annual Rates
Allstate $4,309
American Family $3,449
Farmers $4,979
GEICO $2,759
Liberty Mutual $2,449
Nationwide $3,397
Progressive $3,533
State Farm $2,975
USAA $2,957

What affects auto insurance rates in Timnath, Colorado?

There are a lot of reasons why auto insurance rates in Timnath, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Timnath, Colorado. Many local factors may affect your Timnath auto insurance rates.

Timnath Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Timnath, Colorado commute length is 33.2 minutes according to City-Data.

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Compare Timnath, Colorado Auto Insurance Quotes

Before you buy Timnath, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Timnath, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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