Best Cheap Auto Insurance in Thurmond, NC (2021)

The average Thurmond, NC auto insurance rates are $259 per month. The minimum auto insurance in Thurmond is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Thurmond, North Carolina, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The cheapest auto insurance company in Thurmond is Liberty Mutual
  • The most expensive auto insurance company in Thurmond for teen drivers is Allstate
  • The minimum auto insurance required in Thurmond, North Carolina is 30/60/25

Thurmond, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Thurmond can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Thurmond, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Thurmond to other North Carolina cities, including High Point auto insurance rates, Fayetteville auto insurance rates, and Cary auto insurance rates to see how Thurmond, North Carolina auto insurance rates stack up.

Before you buy Thurmond, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Thurmond, North Carolina auto insurance quotes.

Minimum Auto Insurance in Thurmond, North Carolina

Thurmond, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Thurmond, North Carolina.

Minimum Required Auto Insurance Coverage in Thurmond, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Thurmond, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Thurmond, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Thurmond, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,071 $5,071 $4,166 $4,166 $12,101 $12,101 $5,172 $5,172
GEICO $2,423 $2,376 $2,380 $2,335 $4,417 $4,378 $2,115 $2,102
Liberty Mutual $1,683 $1,683 $1,742 $1,742 $2,926 $2,926 $1,683 $1,683
Nationwide $2,241 $2,241 $2,241 $2,241 $3,744 $3,744 $2,241 $2,241
Progressive $1,665 $1,665 $1,510 $1,510 $3,802 $3,802 $1,856 $1,856
State Farm $2,286 $2,286 $1,977 $1,977 $3,364 $3,364 $2,825 $2,825
Travelers $2,478 $2,478 $2,458 $2,458 $4,143 $4,143 $2,544 $2,544

Cheap Thurmond, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Thurmond, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Thurmond, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Thurmond, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,101 $12,101
GEICO $4,417 $4,378
Liberty Mutual $2,926 $2,926
Nationwide $3,744 $3,744
Progressive $3,802 $3,802
State Farm $3,364 $3,364
Travelers $4,143 $4,143

Cheap Thurmond, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Thurmond, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Thurmond, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,166 $4,166
GEICO $2,380 $2,335
Liberty Mutual $1,742 $1,742
Nationwide $2,241 $2,241
Progressive $1,510 $1,510
State Farm $1,977 $1,977
Travelers $2,458 $2,458

Cheap Thurmond, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Thurmond, North Carolina compared to the annual auto insurance rates with a clean record in Thurmond, North Carolina.

Annual Thurmond, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,583 $6,311 $11,764 $4,852
GEICO $1,549 $2,266 $5,348 $2,099
Liberty Mutual $1,193 $1,535 $3,771 $1,535
Nationwide $1,534 $1,988 $4,958 $1,988
Progressive $1,033 $1,514 $4,822 $1,465
State Farm $1,409 $2,015 $5,014 $2,015
Travelers $1,727 $2,264 $5,402 $2,231

Cheap Thurmond, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Thurmond, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Thurmond, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Thurmond, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $11,764
GEICO $5,348
Liberty Mutual $3,771
Nationwide $4,958
Progressive $4,822
State Farm $5,014
Travelers $5,402

Cheap Thurmond, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Thurmond, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Thurmond, North Carolina

Insurance Company Poor Fair Good
Allstate $8,976 $5,823 $5,083
GEICO $3,055 $2,801 $2,591
Liberty Mutual $2,008 $2,008 $2,008
Nationwide $2,617 $2,617 $2,617
Progressive $2,499 $2,154 $1,972
State Farm $3,671 $2,346 $1,822
Travelers $3,102 $2,823 $2,792

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Cheap Thurmond, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Thurmond, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Thurmond, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Thurmond, North Carolina

ZIP Code Average Annual Rates
28683 $2,827

Cheap Thurmond, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Thurmond, North Carolina auto insurance. Find the cheapest annual Thurmond, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Thurmond, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,628 $6,628
GEICO $2,816 $2,816
Liberty Mutual $2,008 $2,008
Nationwide $2,617 $2,617
Progressive $2,208 $2,208
State Farm $2,597 $2,630
Travelers $2,906 $2,906

Cheap Thurmond, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Thurmond, North Carolina? Check out the comparison of annual Thurmond, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Thurmond, North Carolina

Insurance Company Low Medium High
Allstate $6,422 $6,606 $6,855
GEICO $2,698 $2,806 $2,944
Liberty Mutual $1,916 $1,996 $2,113
Nationwide $2,515 $2,604 $2,732
Progressive $2,103 $2,196 $2,327
State Farm $2,521 $2,601 $2,717
Travelers $2,790 $2,891 $3,037

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Best By Category: Cheapest Auto Insurance in Thurmond, North Carolina

Compare the cheapest auto insurance companies in Thurmond, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Thurmond, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Thurmond, North Carolina Auto Insurance Companies

What auto insurance companies in Thurmond, North Carolina are the cheapest? Compare the top Thurmond, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Thurmond, North Carolina

Insurance Company Average Annual Rates
Allstate $6,628
GEICO $2,816
Liberty Mutual $2,008
Nationwide $2,617
Progressive $2,208
State Farm $2,613
Travelers $2,906

Compare Thurmond, North Carolina Auto Insurance Quotes

Before you buy Thurmond, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Thurmond, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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