Best Cheap Auto Insurance in Three Rivers, TX (2021)

The average Three Rivers, TX auto insurance rates are $324 per month. The minimum auto insurance in Three Rivers is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Three Rivers, Texas, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Three Rivers, TX for senior drivers are $2,353 per year
  • The minimum auto insurance required in Three Rivers, Texas is 30/60/25
  • The average commute length in Three Rivers is 19.2 minutes

Three Rivers, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Three Rivers can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Three Rivers, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Three Rivers to other Texas cities, including Laredo auto insurance rates, San Antonio auto insurance rates, and Arlington auto insurance rates to see how Three Rivers, Texas auto insurance rates stack up.

Before you buy Three Rivers, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Three Rivers, Texas auto insurance quotes.

Minimum Auto Insurance in Three Rivers, Texas

Three Rivers, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Three Rivers, Texas.

Minimum Required Auto Insurance Coverage in Three Rivers, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Three Rivers, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Three Rivers, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Three Rivers, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,418 $3,454 $3,376 $3,376 $8,923 $10,784 $4,227 $4,413
American Family $2,728 $3,048 $2,586 $2,973 $7,522 $9,845 $3,973 $4,538
GEICO $2,490 $2,671 $2,376 $2,666 $5,324 $5,563 $2,690 $2,700
Nationwide $2,641 $2,686 $2,342 $2,477 $7,289 $9,350 $3,086 $3,335
Progressive $2,595 $2,442 $2,319 $2,359 $11,109 $12,373 $3,055 $3,065
State Farm $1,831 $1,831 $1,621 $1,621 $4,248 $5,389 $1,981 $2,045
USAA $1,492 $1,504 $1,425 $1,417 $4,176 $4,555 $1,991 $2,140

Cheap Three Rivers, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Three Rivers, Texas is a challenge. Take a look at the annual teen auto insurance rates in Three Rivers, Texas.

Annual Auto Insurance Rates for Teen Drivers in Three Rivers, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,923 $10,784
American Family $7,522 $9,845
GEICO $5,324 $5,563
Nationwide $7,289 $9,350
Progressive $11,109 $12,373
State Farm $4,248 $5,389
USAA $4,176 $4,555

Cheap Three Rivers, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Three Rivers, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Three Rivers, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,376 $3,376
American Family $2,586 $2,973
GEICO $2,376 $2,666
Nationwide $2,342 $2,477
Progressive $2,319 $2,359
State Farm $1,621 $1,621
USAA $1,425 $1,417

Cheap Three Rivers, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Three Rivers, Texas compared to the annual auto insurance rates with a clean record in Three Rivers, Texas.

Annual Three Rivers, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,100 $6,257 $6,528 $4,100
American Family $4,233 $5,405 $4,736 $4,233
GEICO $2,810 $3,682 $3,119 $3,629
Nationwide $3,608 $3,608 $5,318 $4,069
Progressive $4,279 $5,570 $4,997 $4,812
State Farm $2,299 $2,618 $3,069 $2,299
USAA $1,745 $2,571 $3,031 $2,002

Cheap Three Rivers, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Three Rivers, Texas is not easy. Compare the annual rates for DUI auto insurance in Three Rivers, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Three Rivers, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,528
American Family $4,736
GEICO $3,119
Nationwide $5,318
Progressive $4,997
State Farm $3,069
USAA $3,031

Cheap Three Rivers, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Three Rivers, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Three Rivers, Texas

Insurance Company Poor Fair Good
Allstate $6,673 $4,887 $4,180
American Family $6,354 $4,053 $3,548
GEICO $5,110 $2,892 $1,928
Nationwide $5,000 $3,991 $3,461
Progressive $5,518 $4,786 $4,440
State Farm $3,643 $2,266 $1,805
USAA $3,434 $1,983 $1,595

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Three Rivers, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Three Rivers, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Three Rivers, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Three Rivers, Texas

ZIP Code Average Annual Rates
78071 $5,814

Cheap Three Rivers, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Three Rivers, Texas auto insurance. Find the cheapest annual Three Rivers, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Three Rivers, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,125 $5,368
American Family $4,652 $4,652
GEICO $3,244 $3,376
Nationwide $4,151 $4,151
Progressive $4,915 $4,915
State Farm $2,571 $2,571
USAA $2,308 $2,367

Cheap Three Rivers, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Three Rivers, Texas? Check out the comparison of annual Three Rivers, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Three Rivers, Texas

Insurance Company Low Medium High
Allstate $5,124 $5,201 $5,414
American Family $4,305 $4,466 $5,184
GEICO $3,146 $3,268 $3,517
Nationwide $4,422 $3,973 $4,057
Progressive $4,611 $4,887 $5,246
State Farm $2,445 $2,562 $2,706
USAA $2,260 $2,328 $2,424

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Three Rivers, Texas

Compare the cheapest auto insurance companies in Three Rivers, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Three Rivers, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Three Rivers, Texas Auto Insurance Companies

What auto insurance companies in Three Rivers, Texas are the cheapest? Compare the top Three Rivers, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Three Rivers, Texas

Insurance Company Average Annual Rates
Allstate $5,246
American Family $4,652
GEICO $3,310
Nationwide $4,151
Progressive $4,915
State Farm $2,571
USAA $2,337

What affects auto insurance rates in Three Rivers, Texas?

There are a lot of reasons why auto insurance rates in Three Rivers, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Three Rivers, Texas. Many local factors may affect your Three Rivers auto insurance rates.

Three Rivers Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Three Rivers, Texas commute length is 19.2 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Three Rivers, Texas Auto Insurance Quotes

Before you buy Three Rivers, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Three Rivers, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption