Best Cheap Auto Insurance in Thorsby, AL (2021)

The average Thorsby, AL auto insurance rates are $300 per month. The minimum auto insurance in Thorsby is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Thorsby, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Thorsby, Alabama is 25/50/25
  • Average auto insurance rates in Thorsby, AL for senior drivers are $1,914 per year
  • The most expensive auto insurance company in Thorsby for teen drivers is Liberty Mutual

Thorsby, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Thorsby can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Thorsby, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Thorsby to other Alabama cities, including Madison auto insurance rates, Auburn auto insurance rates, and Dothan auto insurance rates to see how Thorsby, Alabama auto insurance rates stack up.

Before you buy Thorsby, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Thorsby, Alabama auto insurance quotes.

Minimum Auto Insurance in Thorsby, Alabama

Thorsby, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Thorsby, Alabama.

Minimum Required Auto Insurance Coverage in Thorsby, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Thorsby, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Thorsby, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Thorsby, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,889 $1,803 $1,708 $1,741 $6,514 $6,995 $2,117 $2,164
Farmers $2,304 $2,286 $2,058 $2,186 $8,906 $9,162 $2,618 $2,720
GEICO $2,127 $2,102 $1,993 $2,033 $5,465 $5,384 $2,245 $2,102
Liberty Mutual $3,220 $3,481 $2,632 $2,947 $11,711 $13,034 $3,440 $3,673
Nationwide $1,708 $1,732 $1,554 $1,612 $4,415 $5,711 $1,892 $2,119
Progressive $2,358 $2,217 $1,931 $2,067 $9,398 $10,472 $2,753 $2,903
State Farm $2,663 $2,663 $2,403 $2,403 $7,955 $9,947 $3,004 $3,474
Travelers $1,443 $1,466 $1,350 $1,346 $7,584 $11,905 $1,367 $1,575
USAA $1,341 $1,366 $1,252 $1,234 $3,948 $4,385 $1,747 $1,893

Cheap Thorsby, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Thorsby, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Thorsby, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Thorsby, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,514 $6,995
Farmers $8,906 $9,162
GEICO $5,465 $5,384
Liberty Mutual $11,711 $13,034
Nationwide $4,415 $5,711
Progressive $9,398 $10,472
State Farm $7,955 $9,947
Travelers $7,584 $11,905
USAA $3,948 $4,385

Cheap Thorsby, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Thorsby, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Thorsby, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,708 $1,741
Farmers $2,058 $2,186
GEICO $1,993 $2,033
Liberty Mutual $2,632 $2,947
Nationwide $1,554 $1,612
Progressive $1,931 $2,067
State Farm $2,403 $2,403
Travelers $1,350 $1,346
USAA $1,252 $1,234

Cheap Thorsby, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Thorsby, Alabama compared to the annual auto insurance rates with a clean record in Thorsby, Alabama.

Annual Thorsby, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,656 $3,127 $3,689 $2,994
Farmers $3,390 $4,388 $4,280 $4,063
GEICO $1,994 $3,179 $3,878 $2,674
Liberty Mutual $4,327 $6,021 $5,894 $5,827
Nationwide $2,267 $2,267 $3,305 $2,532
Progressive $3,858 $4,827 $4,127 $4,237
State Farm $3,900 $4,820 $4,268 $4,268
Travelers $2,920 $3,066 $4,472 $3,560
USAA $1,651 $2,067 $3,079 $1,786

Cheap Thorsby, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Thorsby, Alabama is not easy. Compare the annual rates for DUI auto insurance in Thorsby, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Thorsby, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,689
Farmers $4,280
GEICO $3,878
Liberty Mutual $5,894
Nationwide $3,305
Progressive $4,127
State Farm $4,268
Travelers $4,472
USAA $3,079

Cheap Thorsby, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Thorsby, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Thorsby, Alabama

Insurance Company Poor Fair Good
Allstate $3,852 $3,024 $2,473
Farmers $4,516 $3,889 $3,685
GEICO $3,729 $2,659 $2,405
Liberty Mutual $7,907 $4,843 $3,802
Nationwide $3,130 $2,441 $2,208
Progressive $4,828 $4,120 $3,839
State Farm $6,983 $3,544 $2,414
Travelers $3,825 $3,313 $3,376
USAA $2,886 $1,876 $1,675

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Cheap Thorsby, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Thorsby, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Thorsby, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Thorsby, Alabama

ZIP Code Average Annual Rates
35171 $3,689

Cheap Thorsby, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Thorsby, Alabama auto insurance. Find the cheapest annual Thorsby, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Thorsby, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,116 $3,116
Farmers $4,030 $4,030
GEICO $2,876 $2,987
Liberty Mutual $5,517 $5,517
Nationwide $2,593 $2,593
Progressive $4,262 $4,262
State Farm $4,212 $4,415
Travelers $3,505 $3,505
USAA $2,047 $2,244

Cheap Thorsby, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Thorsby, Alabama? Check out the comparison of annual Thorsby, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Thorsby, Alabama

Insurance Company Low Medium High
Allstate $3,002 $3,112 $3,235
Farmers $3,807 $3,979 $4,304
GEICO $2,726 $2,919 $3,149
Liberty Mutual $5,272 $5,492 $5,787
Nationwide $2,583 $2,569 $2,627
Progressive $3,833 $4,235 $4,719
State Farm $4,092 $4,306 $4,545
Travelers $3,331 $3,575 $3,608
USAA $2,069 $2,134 $2,234

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Best By Category: Cheapest Auto Insurance in Thorsby, Alabama

Compare the cheapest auto insurance companies in Thorsby, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Thorsby, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Thorsby, Alabama Auto Insurance Companies

What auto insurance companies in Thorsby, Alabama are the cheapest? Compare the top Thorsby, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Thorsby, Alabama

Insurance Company Average Annual Rates
Allstate $3,116
Farmers $4,030
GEICO $2,931
Liberty Mutual $5,517
Nationwide $2,593
Progressive $4,262
State Farm $4,314
Travelers $3,505
USAA $2,146

What affects auto insurance rates in Thorsby, Alabama?

There are a lot of reasons why auto insurance rates in Thorsby, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Thorsby, Alabama. Many local factors may affect your Thorsby auto insurance rates.

Thorsby Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Thorsby, Alabama auto theft statistics, there have been 5 auto thefts in the city.

Thorsby Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Thorsby, Alabama commute length is 32.6 minutes according to City-Data.

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Compare Thorsby, Alabama Auto Insurance Quotes

Before you buy Thorsby, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Thorsby, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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