Best Cheap Auto Insurance in Thorndale, TX (2021)

The average Thorndale, TX auto insurance rates are $309 per month. The minimum auto insurance in Thorndale is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Thorndale, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Thorndale, TX for senior drivers are $2,252 per year
  • The cheapest auto insurance company in Thorndale is USAA
  • The average commute length in Thorndale is 31.5 minutes

Thorndale, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Thorndale can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Thorndale, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Thorndale to other Texas cities, including San Antonio auto insurance rates, El Paso auto insurance rates, and Plano auto insurance rates to see how Thorndale, Texas auto insurance rates stack up.

Before you buy Thorndale, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Thorndale, Texas auto insurance quotes.

Minimum Auto Insurance in Thorndale, Texas

Thorndale, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Thorndale, Texas.

Minimum Required Auto Insurance Coverage in Thorndale, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Thorndale, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Thorndale, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Thorndale, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,301 $3,331 $3,262 $3,262 $8,671 $10,462 $4,077 $4,245
American Family $2,228 $2,471 $2,084 $2,376 $5,781 $7,556 $3,167 $3,603
GEICO $2,381 $2,580 $2,313 $2,634 $5,251 $5,470 $2,578 $2,571
Nationwide $2,653 $2,700 $2,340 $2,481 $7,582 $9,752 $3,123 $3,383
Progressive $2,383 $2,254 $2,125 $2,165 $10,079 $11,222 $2,814 $2,844
State Farm $2,024 $2,024 $1,796 $1,796 $4,774 $6,072 $2,195 $2,265
USAA $1,519 $1,530 $1,451 $1,443 $4,235 $4,615 $2,023 $2,172

Cheap Thorndale, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Thorndale, Texas is a challenge. Take a look at the annual teen auto insurance rates in Thorndale, Texas.

Annual Auto Insurance Rates for Teen Drivers in Thorndale, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,671 $10,462
American Family $5,781 $7,556
GEICO $5,251 $5,470
Nationwide $7,582 $9,752
Progressive $10,079 $11,222
State Farm $4,774 $6,072
USAA $4,235 $4,615

Cheap Thorndale, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Thorndale, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Thorndale, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,262 $3,262
American Family $2,084 $2,376
GEICO $2,313 $2,634
Nationwide $2,340 $2,481
Progressive $2,125 $2,165
State Farm $1,796 $1,796
USAA $1,451 $1,443

Cheap Thorndale, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Thorndale, Texas compared to the annual auto insurance rates with a clean record in Thorndale, Texas.

Annual Thorndale, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,947 $6,079 $6,331 $3,947
American Family $3,343 $4,228 $3,719 $3,343
GEICO $2,736 $3,628 $3,008 $3,516
Nationwide $3,682 $3,682 $5,478 $4,165
Progressive $3,911 $5,068 $4,564 $4,400
State Farm $2,557 $2,922 $3,438 $2,557
USAA $1,772 $2,610 $3,078 $2,033

Cheap Thorndale, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Thorndale, Texas is not easy. Compare the annual rates for DUI auto insurance in Thorndale, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Thorndale, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,331
American Family $3,719
GEICO $3,008
Nationwide $5,478
Progressive $4,564
State Farm $3,438
USAA $3,078

Cheap Thorndale, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Thorndale, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Thorndale, Texas

Insurance Company Poor Fair Good
Allstate $6,463 $4,725 $4,041
American Family $5,036 $3,167 $2,773
GEICO $4,971 $2,816 $1,879
Nationwide $5,109 $4,093 $3,552
Progressive $5,040 $4,367 $4,050
State Farm $4,065 $2,527 $2,012
USAA $3,487 $2,013 $1,620

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Cheap Thorndale, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Thorndale, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Thorndale, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Thorndale, Texas

ZIP Code Average Annual Rates
76577 $5,514

Cheap Thorndale, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Thorndale, Texas auto insurance. Find the cheapest annual Thorndale, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Thorndale, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,956 $5,197
American Family $3,658 $3,658
GEICO $3,163 $3,281
Nationwide $4,252 $4,252
Progressive $4,486 $4,486
State Farm $2,868 $2,868
USAA $2,343 $2,403

Cheap Thorndale, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Thorndale, Texas? Check out the comparison of annual Thorndale, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Thorndale, Texas

Insurance Company Low Medium High
Allstate $4,946 $5,028 $5,256
American Family $3,419 $3,536 $4,020
GEICO $3,047 $3,178 $3,441
Nationwide $4,583 $4,068 $4,104
Progressive $4,264 $4,463 $4,730
State Farm $2,725 $2,858 $3,022
USAA $2,294 $2,364 $2,462

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Best By Category: Cheapest Auto Insurance in Thorndale, Texas

Compare the cheapest auto insurance companies in Thorndale, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Thorndale, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Thorndale, Texas Auto Insurance Companies

What auto insurance companies in Thorndale, Texas are the cheapest? Compare the top Thorndale, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Thorndale, Texas

Insurance Company Average Annual Rates
Allstate $5,076
American Family $3,658
GEICO $3,222
Nationwide $4,252
Progressive $4,486
State Farm $2,868
USAA $2,373

What affects auto insurance rates in Thorndale, Texas?

There are a lot of reasons why auto insurance rates in Thorndale, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Thorndale, Texas. Many local factors may affect your Thorndale auto insurance rates.

Thorndale Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Thorndale, Texas auto theft statistics, there have been 2 auto thefts in the city.

Thorndale Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Thorndale, Texas commute length is 31.5 minutes according to City-Data.

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Compare Thorndale, Texas Auto Insurance Quotes

Before you buy Thorndale, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Thorndale, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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