Best Cheap Auto Insurance in Thomson, GA (2021)

The average Thomson, GA auto insurance rates are $399 per month. The minimum auto insurance in Thomson is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Thomson, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Thomson for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Thomson, Georgia is 25/50/25
  • Average auto insurance rates in Thomson, GA for senior drivers are $2,650 per year

Thomson, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Thomson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Thomson, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Thomson to other Georgia cities, including Columbus auto insurance rates, Alpharetta auto insurance rates, and Savannah auto insurance rates to see how Thomson, Georgia auto insurance rates stack up.

Before you buy Thomson, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Thomson, Georgia auto insurance quotes.

Minimum Auto Insurance in Thomson, Georgia

Thomson, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Thomson, Georgia.

Minimum Required Auto Insurance Coverage in Thomson, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Thomson, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Thomson, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Thomson, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,974 $2,974 $2,844 $2,844 $7,039 $9,124 $3,339 $3,651
GEICO $1,454 $1,436 $1,409 $1,409 $4,354 $5,216 $1,877 $2,086
Liberty Mutual $4,944 $5,379 $4,043 $4,591 $21,186 $23,659 $5,237 $5,563
Nationwide $4,144 $4,286 $4,087 $4,499 $12,984 $16,747 $5,062 $5,500
Progressive $2,303 $2,131 $1,976 $2,076 $7,207 $7,993 $2,674 $2,817
State Farm $2,139 $2,139 $1,920 $1,920 $5,685 $7,475 $2,347 $2,533
USAA $1,875 $1,874 $1,732 $1,744 $6,725 $7,982 $2,343 $2,595

Cheap Thomson, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Thomson, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Thomson, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Thomson, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,039 $9,124
GEICO $4,354 $5,216
Liberty Mutual $21,186 $23,659
Nationwide $12,984 $16,747
Progressive $7,207 $7,993
State Farm $5,685 $7,475
USAA $6,725 $7,982

Cheap Thomson, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Thomson, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Thomson, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,844 $2,844
GEICO $1,409 $1,409
Liberty Mutual $4,043 $4,591
Nationwide $4,087 $4,499
Progressive $1,976 $2,076
State Farm $1,920 $1,920
USAA $1,732 $1,744

Cheap Thomson, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Thomson, Georgia compared to the annual auto insurance rates with a clean record in Thomson, Georgia.

Annual Thomson, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,590 $5,509 $4,518 $3,777
GEICO $1,620 $2,030 $4,156 $1,815
Liberty Mutual $7,087 $9,677 $11,116 $9,422
Nationwide $5,505 $6,465 $10,002 $6,682
Progressive $2,868 $5,029 $3,355 $3,337
State Farm $2,981 $3,559 $3,270 $3,270
USAA $2,568 $3,247 $4,756 $2,864

Cheap Thomson, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Thomson, Georgia is not easy. Compare the annual rates for DUI auto insurance in Thomson, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Thomson, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,518
GEICO $4,156
Liberty Mutual $11,116
Nationwide $10,002
Progressive $3,355
State Farm $3,270
USAA $4,756

Cheap Thomson, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Thomson, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Thomson, Georgia

Insurance Company Poor Fair Good
Allstate $5,631 $3,917 $3,497
GEICO $3,025 $2,126 $2,064
Liberty Mutual $13,334 $8,205 $6,436
Nationwide $8,543 $6,910 $6,038
Progressive $4,114 $3,546 $3,281
State Farm $4,634 $2,887 $2,289
USAA $4,381 $3,074 $2,622

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Cheap Thomson, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Thomson, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Thomson, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Thomson, Georgia

ZIP Code Average Annual Rates
30824 $4,636

Cheap Thomson, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Thomson, Georgia auto insurance. Find the cheapest annual Thomson, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Thomson, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,253 $4,443
GEICO $2,364 $2,446
Liberty Mutual $9,325 $9,325
Nationwide $7,164 $7,164
Progressive $3,647 $3,647
State Farm $3,270 $3,270
USAA $3,206 $3,512

Cheap Thomson, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Thomson, Georgia? Check out the comparison of annual Thomson, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Thomson, Georgia

Insurance Company Low Medium High
Allstate $4,069 $4,384 $4,593
GEICO $2,238 $2,417 $2,561
Liberty Mutual $8,944 $9,276 $9,755
Nationwide $7,060 $7,292 $7,139
Progressive $3,375 $3,595 $3,971
State Farm $3,055 $3,272 $3,483
USAA $3,216 $3,343 $3,518

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Best By Category: Cheapest Auto Insurance in Thomson, Georgia

Compare the cheapest auto insurance companies in Thomson, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Thomson, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Thomson, Georgia Auto Insurance Companies

What auto insurance companies in Thomson, Georgia are the cheapest? Compare the top Thomson, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Thomson, Georgia

Insurance Company Average Annual Rates
Allstate $4,348
GEICO $2,405
Liberty Mutual $9,325
Nationwide $7,164
Progressive $3,647
State Farm $3,270
USAA $3,359

What affects auto insurance rates in Thomson, Georgia?

There are a lot of reasons why auto insurance rates in Thomson, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Thomson, Georgia. Many local factors may affect your Thomson auto insurance rates.

Thomson Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Thomson, Georgia commute length is 24.1 minutes according to City-Data.

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Compare Thomson, Georgia Auto Insurance Quotes

Before you buy Thomson, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Thomson, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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