Best Cheap Auto Insurance in Thompson, IA (2021)

The average Thompson, IA auto insurance rates are $235 per month. The minimum auto insurance in Thompson is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Thompson, Iowa, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Thompson, IA for senior drivers are $1,570 per year
  • The cheapest auto insurance company in Thompson is USAA
  • The most expensive auto insurance company in Thompson for teen drivers is Travelers

Thompson, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Thompson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Thompson, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Thompson to other Iowa cities, including Ames auto insurance rates, Iowa City auto insurance rates, and Waterloo auto insurance rates to see how Thompson, Iowa auto insurance rates stack up.

Before you buy Thompson, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Thompson, Iowa auto insurance quotes.

Minimum Auto Insurance in Thompson, Iowa

Thompson, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Thompson, Iowa.

Minimum Required Auto Insurance Coverage in Thompson, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Thompson, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Thompson, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Thompson, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,863 $1,798 $1,648 $1,680 $5,209 $5,839 $2,041 $2,105
American Family $1,863 $1,863 $1,667 $1,667 $4,980 $6,977 $1,863 $2,242
Farmers $1,472 $1,500 $1,318 $1,438 $4,430 $4,719 $1,992 $2,136
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,166 $2,350 $1,905 $2,314 $10,614 $11,942 $2,455 $2,710
Nationwide $1,670 $1,713 $1,490 $1,588 $3,859 $4,983 $1,893 $2,056
Progressive $1,511 $1,450 $1,243 $1,294 $3,790 $4,273 $1,817 $1,970
State Farm $1,327 $1,327 $1,163 $1,163 $3,545 $4,500 $1,491 $1,696
Travelers $2,182 $2,229 $2,107 $2,115 $9,445 $15,044 $2,263 $2,695
USAA $1,255 $1,270 $1,149 $1,174 $3,380 $3,592 $1,508 $1,666

Cheap Thompson, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Thompson, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Thompson, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Thompson, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,209 $5,839
American Family $4,980 $6,977
Farmers $4,430 $4,719
GEICO $4,328 $4,022
Liberty Mutual $10,614 $11,942
Nationwide $3,859 $4,983
Progressive $3,790 $4,273
State Farm $3,545 $4,500
Travelers $9,445 $15,044
USAA $3,380 $3,592

Cheap Thompson, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Thompson, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Thompson, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,648 $1,680
American Family $1,667 $1,667
Farmers $1,318 $1,438
GEICO $1,710 $1,564
Liberty Mutual $1,905 $2,314
Nationwide $1,490 $1,588
Progressive $1,243 $1,294
State Farm $1,163 $1,163
Travelers $2,107 $2,115
USAA $1,149 $1,174

Cheap Thompson, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Thompson, Iowa compared to the annual auto insurance rates with a clean record in Thompson, Iowa.

Annual Thompson, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,373 $2,856 $3,223 $2,640
American Family $2,086 $3,061 $3,963 $2,452
Farmers $2,024 $2,511 $2,547 $2,420
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,935 $4,872 $4,965 $4,457
Nationwide $1,746 $2,502 $3,404 $1,973
Progressive $1,742 $2,863 $1,889 $2,180
State Farm $1,879 $2,174 $2,026 $2,026
Travelers $3,483 $4,621 $6,178 $4,758
USAA $1,432 $1,922 $2,500 $1,643

Cheap Thompson, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Thompson, Iowa is not easy. Compare the annual rates for DUI auto insurance in Thompson, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Thompson, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,223
American Family $3,963
Farmers $2,547
GEICO $3,206
Liberty Mutual $4,965
Nationwide $3,404
Progressive $1,889
State Farm $2,026
Travelers $6,178
USAA $2,500

Cheap Thompson, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Thompson, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Thompson, Iowa

Insurance Company Poor Fair Good
Allstate $3,313 $2,637 $2,369
American Family $3,685 $2,709 $2,278
Farmers $2,724 $2,261 $2,142
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,502 $4,014 $3,156
Nationwide $2,920 $2,291 $2,008
Progressive $2,557 $2,070 $1,878
State Farm $2,885 $1,786 $1,409
Travelers $5,360 $4,569 $4,351
USAA $2,466 $1,692 $1,465

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Cheap Thompson, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Thompson, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Thompson, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Thompson, Iowa

ZIP Code Average Annual Rates
50478 $2,367

Cheap Thompson, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Thompson, Iowa auto insurance. Find the cheapest annual Thompson, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Thompson, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,707 $2,838
American Family $2,857 $2,924
Farmers $2,376 $2,376
GEICO $2,294 $2,387
Liberty Mutual $4,557 $4,557
Nationwide $2,406 $2,406
Progressive $2,168 $2,168
State Farm $1,978 $2,075
Travelers $4,760 $4,760
USAA $1,806 $1,943

Cheap Thompson, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Thompson, Iowa? Check out the comparison of annual Thompson, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Thompson, Iowa

Insurance Company Low Medium High
Allstate $2,679 $2,776 $2,864
American Family $2,899 $3,051 $2,721
Farmers $2,280 $2,383 $2,464
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,379 $4,548 $4,744
Nationwide $2,505 $2,396 $2,318
Progressive $2,052 $2,175 $2,278
State Farm $1,932 $2,037 $2,111
Travelers $4,486 $4,832 $4,963
USAA $1,780 $1,880 $1,963

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Best By Category: Cheapest Auto Insurance in Thompson, Iowa

Compare the cheapest auto insurance companies in Thompson, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Thompson, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Thompson, Iowa Auto Insurance Companies

What auto insurance companies in Thompson, Iowa are the cheapest? Compare the top Thompson, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Thompson, Iowa

Insurance Company Average Annual Rates
Allstate $2,773
American Family $2,890
Farmers $2,376
GEICO $2,341
Liberty Mutual $4,557
Nationwide $2,406
Progressive $2,168
State Farm $2,026
Travelers $4,760
USAA $1,874

What affects auto insurance rates in Thompson, Iowa?

There are a lot of reasons why auto insurance rates in Thompson, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Thompson, Iowa. Many local factors may affect your Thompson auto insurance rates.

Thompson Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Thompson, Iowa commute length is 17.3 minutes according to City-Data.

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Compare Thompson, Iowa Auto Insurance Quotes

Before you buy Thompson, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Thompson, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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