Best Cheap Auto Insurance in Thibodaux, LA (2021)

The average Thibodaux, LA auto insurance rates are $420 per month. The minimum auto insurance in Thibodaux is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Thibodaux, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Thibodaux, LA for senior drivers are $3,157 per year
  • The minimum auto insurance required in Thibodaux, Louisiana is 15/30/25
  • The cheapest auto insurance company in Thibodaux is USAA

Thibodaux, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Thibodaux can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Thibodaux, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Thibodaux to other Louisiana cities, including Baton Rouge auto insurance rates, Alexandria auto insurance rates, and Lake Charles auto insurance rates to see how Thibodaux, Louisiana auto insurance rates stack up.

Before you buy Thibodaux, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Thibodaux, Louisiana auto insurance quotes.

Minimum Auto Insurance in Thibodaux, Louisiana

Thibodaux, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Thibodaux, Louisiana.

Minimum Required Auto Insurance Coverage in Thibodaux, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Thibodaux, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Thibodaux, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Thibodaux, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,674 $3,674 $3,802 $3,802 $7,983 $10,034 $4,051 $4,383
GEICO $2,842 $3,273 $3,444 $4,225 $10,452 $10,939 $2,735 $2,612
Progressive $3,173 $2,950 $2,667 $2,880 $12,875 $14,288 $3,620 $3,687
State Farm $3,040 $3,040 $2,795 $2,795 $8,949 $11,244 $3,388 $3,784
USAA $2,643 $2,593 $2,596 $2,563 $8,079 $9,439 $3,233 $3,529

Cheap Thibodaux, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Thibodaux, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Thibodaux, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Thibodaux, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,983 $10,034
GEICO $10,452 $10,939
Progressive $12,875 $14,288
State Farm $8,949 $11,244
USAA $8,079 $9,439

Cheap Thibodaux, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Thibodaux, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Thibodaux, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,802 $3,802
GEICO $3,444 $4,225
Progressive $2,667 $2,880
State Farm $2,795 $2,795
USAA $2,596 $2,563

Cheap Thibodaux, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Thibodaux, Louisiana compared to the annual auto insurance rates with a clean record in Thibodaux, Louisiana.

Annual Thibodaux, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,090 $6,236 $5,568 $4,808
GEICO $3,432 $5,561 $6,869 $4,398
Progressive $4,802 $6,465 $6,191 $5,611
State Farm $4,475 $5,283 $4,879 $4,879
USAA $3,303 $4,605 $5,483 $3,947

Cheap Thibodaux, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Thibodaux, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Thibodaux, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Thibodaux, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,568
GEICO $6,869
Progressive $6,191
State Farm $4,879
USAA $5,483

Cheap Thibodaux, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Thibodaux, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Thibodaux, Louisiana

Insurance Company Poor Fair Good
Allstate $6,767 $4,672 $4,087
GEICO $6,023 $5,228 $3,945
Progressive $6,502 $5,592 $5,208
State Farm $6,762 $4,356 $3,520
USAA $5,963 $3,833 $3,208

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Cheap Thibodaux, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Thibodaux, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Thibodaux, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Thibodaux, Louisiana

ZIP Code Average Annual Rates
70310 $4,694

Cheap Thibodaux, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Thibodaux, Louisiana auto insurance. Find the cheapest annual Thibodaux, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Thibodaux, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,175 $5,175
GEICO $4,968 $5,162
Progressive $5,768 $5,768
State Farm $4,752 $5,006
USAA $4,201 $4,468

Cheap Thibodaux, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Thibodaux, Louisiana? Check out the comparison of annual Thibodaux, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Thibodaux, Louisiana

Insurance Company Low Medium High
Allstate $4,458 $5,272 $5,796
GEICO $4,102 $5,086 $6,007
Progressive $4,791 $5,718 $6,794
State Farm $4,194 $4,867 $5,576
USAA $3,726 $4,405 $4,872

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Best By Category: Cheapest Auto Insurance in Thibodaux, Louisiana

Compare the cheapest auto insurance companies in Thibodaux, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Thibodaux, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Thibodaux, Louisiana Auto Insurance Companies

What auto insurance companies in Thibodaux, Louisiana are the cheapest? Compare the top Thibodaux, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Thibodaux, Louisiana

Insurance Company Average Annual Rates
Allstate $5,175
GEICO $5,065
Progressive $5,768
State Farm $4,879
USAA $4,334

What affects auto insurance rates in Thibodaux, Louisiana?

There are a lot of reasons why auto insurance rates in Thibodaux, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Thibodaux, Louisiana. Many local factors may affect your Thibodaux auto insurance rates.

Thibodaux Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Thibodaux, Louisiana auto theft statistics, there have been 20 auto thefts in the city.

Thibodaux Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Thibodaux, Louisiana commute length is 26.0 minutes according to City-Data.

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Compare Thibodaux, Louisiana Auto Insurance Quotes

Before you buy Thibodaux, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Thibodaux, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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