Best Cheap Auto Insurance in Thayer, KS (2021)

The average Thayer, KS auto insurance rates are $280 per month. The minimum auto insurance in Thayer is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Thayer, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Thayer, KS for senior drivers are $1,960 per year
  • The average commute length in Thayer is 19.9 minutes
  • The minimum auto insurance required in Thayer, Kansas is 25/50/25

Thayer, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Thayer can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Thayer, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Thayer to other Kansas cities, including Salina auto insurance rates, Manhattan auto insurance rates, and Wichita auto insurance rates to see how Thayer, Kansas auto insurance rates stack up.

Before you buy Thayer, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Thayer, Kansas auto insurance quotes.

Minimum Auto Insurance in Thayer, Kansas

Thayer, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Thayer, Kansas.

Minimum Required Auto Insurance Coverage in Thayer, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Thayer, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Thayer, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Thayer, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,751 $2,688 $2,443 $2,516 $7,339 $8,181 $2,850 $2,966
American Family $1,667 $1,667 $1,505 $1,505 $3,192 $3,823 $1,667 $1,869
Farmers $2,563 $2,550 $2,294 $2,390 $6,712 $6,953 $2,879 $3,036
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,380 $2,574 $2,267 $2,531 $10,904 $12,184 $2,608 $2,824
Nationwide $1,723 $1,777 $1,535 $1,654 $3,569 $4,377 $2,008 $2,138
Progressive $2,498 $2,387 $2,010 $2,097 $9,096 $10,279 $2,954 $3,173
State Farm $1,760 $1,760 $1,533 $1,533 $4,561 $5,830 $1,975 $2,225
Travelers $2,056 $2,093 $2,002 $2,028 $8,289 $12,961 $2,103 $2,485
USAA $1,437 $1,469 $1,313 $1,333 $4,807 $5,062 $1,895 $1,989

Cheap Thayer, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Thayer, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Thayer, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Thayer, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,339 $8,181
American Family $3,192 $3,823
Farmers $6,712 $6,953
GEICO $4,439 $5,960
Liberty Mutual $10,904 $12,184
Nationwide $3,569 $4,377
Progressive $9,096 $10,279
State Farm $4,561 $5,830
Travelers $8,289 $12,961
USAA $4,807 $5,062

Cheap Thayer, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Thayer, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Thayer, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,443 $2,516
American Family $1,505 $1,505
Farmers $2,294 $2,390
GEICO $2,443 $2,273
Liberty Mutual $2,267 $2,531
Nationwide $1,535 $1,654
Progressive $2,010 $2,097
State Farm $1,533 $1,533
Travelers $2,002 $2,028
USAA $1,313 $1,333

Cheap Thayer, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Thayer, Kansas compared to the annual auto insurance rates with a clean record in Thayer, Kansas.

Annual Thayer, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,437 $3,999 $4,588 $3,843
American Family $2,075 $2,225 $2,075 $2,075
Farmers $3,104 $3,975 $3,875 $3,735
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,617 $5,420 $5,327 $4,771
Nationwide $1,769 $2,032 $3,568 $2,021
Progressive $3,989 $4,649 $4,161 $4,448
State Farm $2,464 $2,830 $2,647 $2,647
Travelers $3,102 $4,042 $5,571 $4,294
USAA $1,765 $2,373 $3,494 $2,020

Cheap Thayer, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Thayer, Kansas is not easy. Compare the annual rates for DUI auto insurance in Thayer, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Thayer, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,588
American Family $2,075
Farmers $3,875
GEICO $4,922
Liberty Mutual $5,327
Nationwide $3,568
Progressive $4,161
State Farm $2,647
Travelers $5,571
USAA $3,494

Cheap Thayer, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Thayer, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Thayer, Kansas

Insurance Company Poor Fair Good
Allstate $4,921 $3,728 $3,252
American Family $2,757 $1,954 $1,626
Farmers $4,334 $3,438 $3,245
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,784 $4,784 $4,784
Nationwide $2,602 $2,298 $2,142
Progressive $4,954 $4,151 $3,830
State Farm $3,854 $2,303 $1,784
Travelers $4,916 $3,999 $3,841
USAA $3,299 $2,163 $1,778

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Cheap Thayer, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Thayer, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Thayer, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Thayer, Kansas

ZIP Code Average Annual Rates
66776 $3,542

Cheap Thayer, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Thayer, Kansas auto insurance. Find the cheapest annual Thayer, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Thayer, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,967 $3,967
American Family $2,085 $2,139
Farmers $3,672 $3,672
GEICO $3,027 $3,159
Liberty Mutual $4,784 $4,784
Nationwide $2,348 $2,348
Progressive $4,312 $4,312
State Farm $2,582 $2,713
Travelers $4,252 $4,252
USAA $2,341 $2,485

Cheap Thayer, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Thayer, Kansas? Check out the comparison of annual Thayer, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Thayer, Kansas

Insurance Company Low Medium High
Allstate $3,851 $3,958 $4,091
American Family $2,135 $2,219 $1,982
Farmers $3,533 $3,654 $3,831
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,663 $4,772 $4,917
Nationwide $2,468 $2,321 $2,254
Progressive $4,087 $4,280 $4,567
State Farm $2,557 $2,654 $2,730
Travelers $4,029 $4,257 $4,471
USAA $2,328 $2,406 $2,504

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Best By Category: Cheapest Auto Insurance in Thayer, Kansas

Compare the cheapest auto insurance companies in Thayer, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Thayer, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Thayer, Kansas Auto Insurance Companies

What auto insurance companies in Thayer, Kansas are the cheapest? Compare the top Thayer, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Thayer, Kansas

Insurance Company Average Annual Rates
Allstate $3,967
American Family $2,112
Farmers $3,672
GEICO $3,093
Liberty Mutual $4,784
Nationwide $2,348
Progressive $4,312
State Farm $2,647
Travelers $4,252
USAA $2,413

What affects auto insurance rates in Thayer, Kansas?

There are a lot of reasons why auto insurance rates in Thayer, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Thayer, Kansas. Many local factors may affect your Thayer auto insurance rates.

Thayer Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Thayer, Kansas commute length is 19.9 minutes according to City-Data.

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Compare Thayer, Kansas Auto Insurance Quotes

Before you buy Thayer, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Thayer, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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