Best Cheap Auto Insurance in Texas City, TX (2021)

The average Texas City, TX auto insurance rates are $334 per month. The minimum auto insurance in Texas City is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Texas City, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Texas City is USAA
  • The most expensive auto insurance company in Texas City for teen drivers is Allstate
  • The average commute length in Texas City is 23.1 minutes

Texas City, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Texas City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Texas City, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Texas City to other Texas cities, including Dallas auto insurance rates, Houston auto insurance rates, and El Paso auto insurance rates to see how Texas City, Texas auto insurance rates stack up.

Before you buy Texas City, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Texas City, Texas auto insurance quotes.

Minimum Auto Insurance in Texas City, Texas

Texas City, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Texas City, Texas.

Minimum Required Auto Insurance Coverage in Texas City, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Texas City, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Texas City, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Texas City, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,690 $3,713 $3,642 $3,642 $9,745 $11,730 $4,543 $4,716
American Family $3,136 $3,530 $3,007 $3,484 $9,006 $11,702 $4,647 $5,297
GEICO $2,530 $2,756 $2,481 $2,862 $5,628 $5,803 $2,737 $2,698
Nationwide $2,332 $2,370 $2,062 $2,182 $6,591 $8,457 $2,738 $2,961
Progressive $2,337 $2,238 $2,079 $2,118 $9,691 $10,841 $2,785 $2,845
State Farm $1,973 $1,973 $1,765 $1,765 $4,777 $6,093 $2,149 $2,209
USAA $1,627 $1,630 $1,563 $1,544 $4,622 $5,007 $2,161 $2,299

Cheap Texas City, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Texas City, Texas is a challenge. Take a look at the annual teen auto insurance rates in Texas City, Texas.

Annual Auto Insurance Rates for Teen Drivers in Texas City, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,745 $11,730
American Family $9,006 $11,702
GEICO $5,628 $5,803
Nationwide $6,591 $8,457
Progressive $9,691 $10,841
State Farm $4,777 $6,093
USAA $4,622 $5,007

Cheap Texas City, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Texas City, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Texas City, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,642 $3,642
American Family $3,007 $3,484
GEICO $2,481 $2,862
Nationwide $2,062 $2,182
Progressive $2,079 $2,118
State Farm $1,765 $1,765
USAA $1,563 $1,544

Cheap Texas City, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Texas City, Texas compared to the annual auto insurance rates with a clean record in Texas City, Texas.

Annual Texas City, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,390 $6,824 $7,107 $4,390
American Family $4,965 $6,390 $5,583 $4,965
GEICO $2,915 $3,879 $3,198 $3,755
Nationwide $3,221 $3,221 $4,767 $3,637
Progressive $3,810 $4,913 $4,451 $4,292
State Farm $2,515 $2,893 $3,430 $2,515
USAA $1,900 $2,822 $3,323 $2,182

Cheap Texas City, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Texas City, Texas is not easy. Compare the annual rates for DUI auto insurance in Texas City, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Texas City, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,107
American Family $5,583
GEICO $3,198
Nationwide $4,767
Progressive $4,451
State Farm $3,430
USAA $3,323

Cheap Texas City, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Texas City, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Texas City, Texas

Insurance Company Poor Fair Good
Allstate $7,221 $5,285 $4,527
American Family $7,403 $4,825 $4,200
GEICO $5,310 $3,002 $1,998
Nationwide $4,452 $3,575 $3,107
Progressive $4,921 $4,246 $3,932
State Farm $4,006 $2,506 $2,003
USAA $3,734 $2,178 $1,758

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Cheap Texas City, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Texas City, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Texas City, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Texas City, Texas

ZIP Code Average Annual Rates
77590 $5,853
77591 $6,007

Cheap Texas City, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Texas City, Texas auto insurance. Find the cheapest annual Texas City, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Texas City, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,537 $5,818
American Family $5,476 $5,476
GEICO $3,373 $3,501
Nationwide $3,712 $3,712
Progressive $4,366 $4,366
State Farm $2,838 $2,838
USAA $2,524 $2,589

Cheap Texas City, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Texas City, Texas? Check out the comparison of annual Texas City, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Texas City, Texas

Insurance Company Low Medium High
Allstate $5,524 $5,620 $5,888
American Family $5,024 $5,225 $6,180
GEICO $3,215 $3,379 $3,717
Nationwide $3,982 $3,553 $3,600
Progressive $4,172 $4,350 $4,577
State Farm $2,671 $2,827 $3,017
USAA $2,456 $2,544 $2,670

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Best By Category: Cheapest Auto Insurance in Texas City, Texas

Compare the cheapest auto insurance companies in Texas City, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Texas City, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Texas City, Texas Auto Insurance Companies

What auto insurance companies in Texas City, Texas are the cheapest? Compare the top Texas City, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Texas City, Texas

Insurance Company Average Annual Rates
Allstate $5,678
American Family $5,476
GEICO $3,437
Nationwide $3,712
Progressive $4,366
State Farm $2,838
USAA $2,557

What affects auto insurance rates in Texas City, Texas?

There are a lot of reasons why auto insurance rates in Texas City, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Texas City, Texas. Many local factors may affect your Texas City auto insurance rates.

Texas City Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Texas City, Texas auto theft statistics, there have been 111 auto thefts in the city.

Texas City Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Texas City, Texas commute length is 23.1 minutes according to City-Data.

Texas City Traffic

How does Texas City, Texas rank for traffic? According to Inrix Texas City, Texas is the 989th most congested worldwide.

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Compare Texas City, Texas Auto Insurance Quotes

Before you buy Texas City, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Texas City, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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