Best Cheap Auto Insurance in Terre Haute, IN (2021)

The average Terre Haute, IN auto insurance rates are $286 per month. The minimum auto insurance in Terre Haute is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in Terre Haute, Indiana, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Terre Haute for teen drivers is Liberty Mutual
  • The average commute length in Terre Haute is 22.9 minutes
  • Average auto insurance rates in Terre Haute, IN for senior drivers are $1,795 per year

Terre Haute, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in Terre Haute can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Terre Haute, Indiana, including driving record, credit, commute time, and more.

Compare auto insurance in Terre Haute to other Indiana cities, including Fort Wayne auto insurance rates, Evansville auto insurance rates, and Fishers auto insurance rates to see how Terre Haute, Indiana auto insurance rates stack up.

Before you buy Terre Haute, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Terre Haute, Indiana auto insurance quotes.

Minimum Auto Insurance in Terre Haute, Indiana

Terre Haute, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Terre Haute, Indiana.

Minimum Required Auto Insurance Coverage in Terre Haute, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Terre Haute, Indiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Terre Haute, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Terre Haute, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,592 $2,662 $2,268 $2,488 $7,837 $9,898 $2,648 $2,874
American Family $2,345 $2,345 $2,105 $2,105 $6,443 $9,338 $2,345 $2,879
Farmers $1,570 $1,547 $1,344 $1,513 $8,551 $9,132 $2,074 $2,235
GEICO $1,699 $1,696 $1,601 $1,673 $5,062 $4,684 $1,947 $1,704
Liberty Mutual $4,104 $4,104 $3,771 $3,771 $8,998 $13,592 $4,104 $5,631
Nationwide $1,705 $1,744 $1,494 $1,597 $4,947 $6,436 $1,999 $2,189
Progressive $1,680 $1,587 $1,525 $1,534 $9,919 $11,156 $2,104 $2,140
State Farm $1,553 $1,553 $1,391 $1,391 $4,789 $6,136 $1,724 $1,913
Travelers $1,252 $1,274 $1,173 $1,174 $7,846 $12,477 $1,323 $1,529
USAA $1,062 $1,045 $989 $994 $2,975 $3,323 $1,434 $1,532

Cheap Terre Haute, Indiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Terre Haute, Indiana is a challenge. Take a look at the annual teen auto insurance rates in Terre Haute, Indiana.

Annual Auto Insurance Rates for Teen Drivers in Terre Haute, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,837 $9,898
American Family $6,443 $9,338
Farmers $8,551 $9,132
GEICO $5,062 $4,684
Liberty Mutual $8,998 $13,592
Nationwide $4,947 $6,436
Progressive $9,919 $11,156
State Farm $4,789 $6,136
Travelers $7,846 $12,477
USAA $2,975 $3,323

Cheap Terre Haute, Indiana Auto Insurance for Seniors

What are senior auto insurance rates in Terre Haute, Indiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Terre Haute, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,268 $2,488
American Family $2,105 $2,105
Farmers $1,344 $1,513
GEICO $1,601 $1,673
Liberty Mutual $3,771 $3,771
Nationwide $1,494 $1,597
Progressive $1,525 $1,534
State Farm $1,391 $1,391
Travelers $1,173 $1,174
USAA $989 $994

Cheap Terre Haute, Indiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Terre Haute, Indiana compared to the annual auto insurance rates with a clean record in Terre Haute, Indiana.

Annual Terre Haute, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,329 $4,879 $4,483 $3,943
American Family $2,576 $4,106 $5,202 $3,070
Farmers $3,132 $3,639 $3,758 $3,455
GEICO $1,636 $2,589 $3,538 $2,271
Liberty Mutual $4,692 $5,529 $8,649 $5,169
Nationwide $2,375 $3,065 $2,939 $2,676
Progressive $2,955 $5,217 $3,529 $4,121
State Farm $2,494 $2,742 $2,494 $2,494
Travelers $2,978 $3,679 $4,170 $3,197
USAA $1,260 $1,796 $2,061 $1,561

Cheap Terre Haute, Indiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Terre Haute, Indiana is not easy. Compare the annual rates for DUI auto insurance in Terre Haute, Indiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Terre Haute, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,483
American Family $5,202
Farmers $3,758
GEICO $3,538
Liberty Mutual $8,649
Nationwide $2,939
Progressive $3,529
State Farm $2,494
Travelers $4,170
USAA $2,061

Cheap Terre Haute, Indiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Terre Haute, Indiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Terre Haute, Indiana

Insurance Company Poor Fair Good
Allstate $5,171 $3,826 $3,478
American Family $5,114 $3,321 $2,781
Farmers $4,078 $3,326 $3,083
GEICO $3,020 $2,508 $1,996
Liberty Mutual $8,003 $5,209 $4,817
Nationwide $3,146 $2,657 $2,488
Progressive $4,359 $3,864 $3,644
State Farm $3,726 $2,221 $1,722
Travelers $3,903 $3,308 $3,307
USAA $2,248 $1,486 $1,274

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Cheap Terre Haute, Indiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Terre Haute, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in Terre Haute, Indiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Terre Haute, Indiana

ZIP Code Average Annual Rates
47802 $3,396
47803 $3,321
47804 $3,350
47805 $3,365
47807 $3,305
47809 $3,327

Cheap Terre Haute, Indiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Terre Haute, Indiana auto insurance. Find the cheapest annual Terre Haute, Indiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Terre Haute, Indiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,158 $4,158
American Family $3,693 $3,784
Farmers $3,496 $3,496
GEICO $2,464 $2,553
Liberty Mutual $5,850 $6,170
Nationwide $2,764 $2,764
Progressive $3,956 $3,956
State Farm $2,483 $2,629
Travelers $3,506 $3,506
USAA $1,647 $1,691

Cheap Terre Haute, Indiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Terre Haute, Indiana? Check out the comparison of annual Terre Haute, Indiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Terre Haute, Indiana

Insurance Company Low Medium High
Allstate $3,948 $4,143 $4,384
American Family $3,696 $3,862 $3,657
Farmers $3,358 $3,488 $3,642
GEICO $2,332 $2,502 $2,691
Liberty Mutual $5,786 $5,991 $6,252
Nationwide $2,789 $2,743 $2,760
Progressive $3,711 $3,887 $4,269
State Farm $2,425 $2,556 $2,688
Travelers $3,420 $3,539 $3,559
USAA $1,609 $1,665 $1,734

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Best By Category: Cheapest Auto Insurance in Terre Haute, Indiana

Compare the cheapest auto insurance companies in Terre Haute, Indiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Terre Haute, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Terre Haute, Indiana Auto Insurance Companies

What auto insurance companies in Terre Haute, Indiana are the cheapest? Compare the top Terre Haute, Indiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Terre Haute, Indiana

Insurance Company Average Annual Rates
Allstate $4,158
American Family $3,738
Farmers $3,496
GEICO $2,508
Liberty Mutual $6,010
Nationwide $2,764
Progressive $3,956
State Farm $2,556
Travelers $3,506
USAA $1,669

What affects auto insurance rates in Terre Haute, Indiana?

There are a lot of reasons why auto insurance rates in Terre Haute, Indiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Terre Haute, Indiana. Many local factors may affect your Terre Haute auto insurance rates.

Terre Haute Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Terre Haute, Indiana commute length is 22.9 minutes according to City-Data.

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Compare Terre Haute, Indiana Auto Insurance Quotes

Before you buy Terre Haute, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Terre Haute, Indiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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