Best Cheap Auto Insurance in Terra Ceia, FL (2021)

The average Terra Ceia, FL auto insurance rates are $386 per month. The minimum auto insurance in Terra Ceia is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Terra Ceia, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Terra Ceia is State Farm
  • The most expensive auto insurance company in Terra Ceia for teen drivers is Allstate
  • Average auto insurance rates in Terra Ceia, FL for senior drivers are $2,775 per year

Terra Ceia, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Terra Ceia can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Terra Ceia, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Terra Ceia to other Florida cities, including Tallahassee auto insurance rates, Jacksonville auto insurance rates, and Orlando auto insurance rates to see how Terra Ceia, Florida auto insurance rates stack up.

Before you buy Terra Ceia, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Terra Ceia, Florida auto insurance quotes.

Minimum Auto Insurance in Terra Ceia, Florida

Terra Ceia, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Terra Ceia, Florida.

Minimum Required Auto Insurance Coverage in Terra Ceia, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Terra Ceia, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Terra Ceia, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Terra Ceia, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,004 $4,846 $4,417 $4,517 $18,027 $19,855 $5,008 $5,102
GEICO $2,816 $2,831 $2,632 $2,632 $5,046 $6,352 $3,107 $3,159
Liberty Mutual $3,543 $3,543 $3,246 $3,246 $7,499 $11,558 $3,543 $4,810
Nationwide $2,966 $2,928 $2,644 $2,736 $7,197 $8,877 $3,271 $3,407
Progressive $3,787 $3,553 $3,241 $3,471 $10,704 $11,613 $4,537 $4,304
State Farm $1,673 $1,673 $1,519 $1,519 $4,841 $6,149 $1,855 $1,988
USAA $1,625 $1,596 $1,518 $1,504 $5,594 $6,492 $2,028 $2,188

Cheap Terra Ceia, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Terra Ceia, Florida is a challenge. Take a look at the annual teen auto insurance rates in Terra Ceia, Florida.

Annual Auto Insurance Rates for Teen Drivers in Terra Ceia, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $18,027 $19,855
GEICO $5,046 $6,352
Liberty Mutual $7,499 $11,558
Nationwide $7,197 $8,877
Progressive $10,704 $11,613
State Farm $4,841 $6,149
USAA $5,594 $6,492

Cheap Terra Ceia, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Terra Ceia, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Terra Ceia, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,417 $4,517
GEICO $2,632 $2,632
Liberty Mutual $3,246 $3,246
Nationwide $2,644 $2,736
Progressive $3,241 $3,471
State Farm $1,519 $1,519
USAA $1,518 $1,504

Cheap Terra Ceia, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Terra Ceia, Florida compared to the annual auto insurance rates with a clean record in Terra Ceia, Florida.

Annual Terra Ceia, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,163 $8,608 $9,632 $7,986
GEICO $2,488 $3,180 $4,734 $3,886
Liberty Mutual $3,679 $4,793 $6,979 $5,044
Nationwide $3,625 $3,981 $5,376 $4,031
Progressive $4,456 $6,602 $5,557 $5,989
State Farm $2,426 $2,878 $2,652 $2,652
USAA $2,203 $2,723 $4,037 $2,310

Cheap Terra Ceia, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Terra Ceia, Florida is not easy. Compare the annual rates for DUI auto insurance in Terra Ceia, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Terra Ceia, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $9,632
GEICO $4,734
Liberty Mutual $6,979
Nationwide $5,376
Progressive $5,557
State Farm $2,652
USAA $4,037

Cheap Terra Ceia, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Terra Ceia, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Terra Ceia, Florida

Insurance Company Poor Fair Good
Allstate $11,668 $7,386 $5,987
GEICO $5,204 $3,148 $2,364
Liberty Mutual $6,605 $4,843 $3,923
Nationwide $5,318 $3,906 $3,535
Progressive $7,358 $5,236 $4,360
State Farm $3,621 $2,380 $1,955
USAA $4,589 $2,241 $1,625

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Cheap Terra Ceia, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Terra Ceia, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Terra Ceia, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Terra Ceia, Florida

ZIP Code Average Annual Rates
34250 $3,574

Cheap Terra Ceia, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Terra Ceia, Florida auto insurance. Find the cheapest annual Terra Ceia, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Terra Ceia, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $8,107 $8,587
GEICO $3,554 $3,590
Liberty Mutual $4,957 $5,290
Nationwide $4,253 $4,253
Progressive $5,651 $5,651
State Farm $2,562 $2,742
USAA $2,786 $2,850

Cheap Terra Ceia, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Terra Ceia, Florida? Check out the comparison of annual Terra Ceia, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Terra Ceia, Florida

Insurance Company Low Medium High
Allstate $6,081 $8,859 $10,100
GEICO $2,931 $3,697 $4,087
Liberty Mutual $4,688 $5,206 $5,476
Nationwide $3,336 $4,425 $4,999
Progressive $4,705 $5,788 $6,461
State Farm $2,282 $2,713 $2,962
USAA $2,429 $2,919 $3,106

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Best By Category: Cheapest Auto Insurance in Terra Ceia, Florida

Compare the cheapest auto insurance companies in Terra Ceia, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Terra Ceia, Florida

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Terra Ceia, Florida Auto Insurance Companies

What auto insurance companies in Terra Ceia, Florida are the cheapest? Compare the top Terra Ceia, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Terra Ceia, Florida

Insurance Company Average Annual Rates
Allstate $8,347
GEICO $3,572
Liberty Mutual $5,123
Nationwide $4,253
Progressive $5,651
State Farm $2,652
USAA $2,818

Compare Terra Ceia, Florida Auto Insurance Quotes

Before you buy Terra Ceia, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Terra Ceia, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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