Best Cheap Auto Insurance in Terlton, OK (2021)

The average Terlton, OK auto insurance rates are $353 per month. The minimum auto insurance in Terlton is at least 25/50/25 in coverage to comply with Oklahoma auto insurance laws. To find the best cheap auto insurance in Terlton, Oklahoma, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Terlton is 27.7 minutes
  • The cheapest auto insurance company in Terlton is State Farm
  • The most expensive auto insurance company in Terlton for teen drivers is Liberty Mutual

Terlton, Oklahoma auto insurance requirements are 25/50/25 according to Oklahoma auto insurance laws. Finding cheap auto insurance in Terlton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Terlton, Oklahoma, including driving record, credit, commute time, and more.

Compare auto insurance in Terlton to other Oklahoma cities, including Lawton auto insurance rates, Broken Arrow auto insurance rates, and Oklahoma City auto insurance rates to see how Terlton, Oklahoma auto insurance rates stack up.

Before you buy Terlton, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Terlton, Oklahoma auto insurance quotes.

Minimum Auto Insurance in Terlton, Oklahoma

Terlton, Oklahoma auto insurance laws require that you have at least the Oklahoma minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Terlton, Oklahoma.

Minimum Required Auto Insurance Coverage in Terlton, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Terlton, Oklahoma Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Terlton, Oklahoma are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Terlton, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,586 $2,591 $2,389 $2,508 $8,077 $9,493 $2,781 $2,927
Farmers $2,391 $2,368 $2,150 $2,281 $9,243 $9,439 $2,714 $2,829
GEICO $2,246 $2,463 $2,396 $2,702 $6,644 $7,106 $1,970 $2,000
Liberty Mutual $4,685 $4,954 $4,115 $4,494 $13,264 $14,590 $4,870 $5,044
Progressive $2,680 $2,546 $2,206 $2,336 $10,674 $11,963 $3,135 $3,284
State Farm $2,015 $2,015 $1,771 $1,771 $5,105 $6,446 $2,116 $2,377
USAA $1,841 $1,843 $1,769 $1,788 $5,905 $6,596 $2,367 $2,597

Cheap Terlton, Oklahoma Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Terlton, Oklahoma is a challenge. Take a look at the annual teen auto insurance rates in Terlton, Oklahoma.

Annual Auto Insurance Rates for Teen Drivers in Terlton, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,077 $9,493
Farmers $9,243 $9,439
GEICO $6,644 $7,106
Liberty Mutual $13,264 $14,590
Progressive $10,674 $11,963
State Farm $5,105 $6,446
USAA $5,905 $6,596

Cheap Terlton, Oklahoma Auto Insurance for Seniors

What are senior auto insurance rates in Terlton, Oklahoma? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Terlton, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,389 $2,508
Farmers $2,150 $2,281
GEICO $2,396 $2,702
Liberty Mutual $4,115 $4,494
Progressive $2,206 $2,336
State Farm $1,771 $1,771
USAA $1,769 $1,788

Cheap Terlton, Oklahoma Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Terlton, Oklahoma compared to the annual auto insurance rates with a clean record in Terlton, Oklahoma.

Annual Terlton, Oklahoma Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,576 $4,200 $4,868 $4,032
Farmers $3,518 $4,532 $4,424 $4,233
GEICO $2,504 $3,840 $4,270 $3,150
Liberty Mutual $4,703 $7,895 $8,927 $6,483
Progressive $3,779 $7,024 $4,172 $4,437
State Farm $2,742 $3,162 $2,952 $2,952
USAA $2,279 $3,272 $3,997 $2,804

Cheap Terlton, Oklahoma Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Terlton, Oklahoma is not easy. Compare the annual rates for DUI auto insurance in Terlton, Oklahoma to find the best deal.

Annual Auto Insurance Rates After a DUI in Terlton, Oklahoma

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,868
Farmers $4,424
GEICO $4,270
Liberty Mutual $8,927
Progressive $4,172
State Farm $2,952
USAA $3,997

Cheap Terlton, Oklahoma Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Terlton, Oklahoma annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Terlton, Oklahoma

Insurance Company Poor Fair Good
Allstate $5,163 $3,905 $3,439
Farmers $4,810 $3,959 $3,762
GEICO $4,146 $3,441 $2,736
Liberty Mutual $10,051 $6,141 $4,814
Progressive $5,508 $4,690 $4,361
State Farm $4,110 $2,630 $2,116
USAA $4,566 $2,612 $2,086

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Cheap Terlton, Oklahoma Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Terlton, Oklahoma can vary. Compare the annual cost of auto insurance by ZIP code in Terlton, Oklahoma to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Terlton, Oklahoma

ZIP Code Average Annual Rates
74081 $4,220

Cheap Terlton, Oklahoma Auto Insurance Rates By Commute

Commute length and annual mileage affect Terlton, Oklahoma auto insurance. Find the cheapest annual Terlton, Oklahoma auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Terlton, Oklahoma

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,169 $4,169
Farmers $4,177 $4,177
GEICO $3,375 $3,507
Liberty Mutual $7,002 $7,002
Progressive $4,853 $4,853
State Farm $2,901 $3,002
USAA $3,051 $3,125

Cheap Terlton, Oklahoma Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Terlton, Oklahoma? Check out the comparison of annual Terlton, Oklahoma auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Terlton, Oklahoma

Insurance Company Low Medium High
Allstate $3,888 $4,151 $4,468
Farmers $3,976 $4,126 $4,429
GEICO $3,199 $3,448 $3,676
Liberty Mutual $6,620 $6,976 $7,411
Progressive $4,495 $4,821 $5,243
State Farm $2,778 $2,932 $3,146
USAA $2,958 $3,079 $3,227

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Best By Category: Cheapest Auto Insurance in Terlton, Oklahoma

Compare the cheapest auto insurance companies in Terlton, Oklahoma in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Terlton, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Terlton, Oklahoma Auto Insurance Companies

What auto insurance companies in Terlton, Oklahoma are the cheapest? Compare the top Terlton, Oklahoma auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Terlton, Oklahoma

Insurance Company Average Annual Rates
Allstate $4,169
Farmers $4,177
GEICO $3,441
Liberty Mutual $7,002
Progressive $4,853
State Farm $2,952
USAA $3,088

What affects auto insurance rates in Terlton, Oklahoma?

There are a lot of reasons why auto insurance rates in Terlton, Oklahoma are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Terlton, Oklahoma. Many local factors may affect your Terlton auto insurance rates.

Terlton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Terlton, Oklahoma commute length is 27.7 minutes according to City-Data.

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Compare Terlton, Oklahoma Auto Insurance Quotes

Before you buy Terlton, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Terlton, Oklahoma auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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