Best Cheap Auto Insurance in Taylor, TX (2021)

The average Taylor, TX auto insurance rates are $290 per month. The minimum auto insurance in Taylor is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Taylor, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Taylor, TX for senior drivers are $2,129 per year
  • The average commute length in Taylor is 29.1 minutes
  • The minimum auto insurance required in Taylor, Texas is 30/60/25

Taylor, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Taylor can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Taylor, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Taylor to other Texas cities, including San Antonio auto insurance rates, Corpus Christi auto insurance rates, and Fort Worth auto insurance rates to see how Taylor, Texas auto insurance rates stack up.

Before you buy Taylor, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Taylor, Texas auto insurance quotes.

Minimum Auto Insurance in Taylor, Texas

Taylor, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Taylor, Texas.

Minimum Required Auto Insurance Coverage in Taylor, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Taylor, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Taylor, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Taylor, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,476 $3,494 $3,428 $3,428 $9,373 $11,278 $4,292 $4,452
American Family $2,388 $2,666 $2,270 $2,606 $6,516 $8,485 $3,460 $3,938
GEICO $2,385 $2,582 $2,303 $2,623 $5,321 $5,521 $2,589 $2,585
Nationwide $2,000 $2,031 $1,772 $1,872 $5,640 $7,223 $2,347 $2,534
Progressive $1,921 $1,834 $1,718 $1,749 $7,983 $8,891 $2,277 $2,320
State Farm $1,916 $1,916 $1,710 $1,710 $4,667 $5,960 $2,088 $2,149
USAA $1,375 $1,387 $1,312 $1,308 $3,780 $4,128 $1,828 $1,968

Cheap Taylor, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Taylor, Texas is a challenge. Take a look at the annual teen auto insurance rates in Taylor, Texas.

Annual Auto Insurance Rates for Teen Drivers in Taylor, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,373 $11,278
American Family $6,516 $8,485
GEICO $5,321 $5,521
Nationwide $5,640 $7,223
Progressive $7,983 $8,891
State Farm $4,667 $5,960
USAA $3,780 $4,128

Cheap Taylor, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Taylor, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Taylor, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,428 $3,428
American Family $2,270 $2,606
GEICO $2,303 $2,623
Nationwide $1,772 $1,872
Progressive $1,718 $1,749
State Farm $1,710 $1,710
USAA $1,312 $1,308

Cheap Taylor, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Taylor, Texas compared to the annual auto insurance rates with a clean record in Taylor, Texas.

Annual Taylor, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,146 $6,512 $6,806 $4,146
American Family $3,685 $4,681 $4,113 $3,685
GEICO $2,748 $3,651 $3,024 $3,531
Nationwide $2,762 $2,762 $4,071 $3,114
Progressive $3,138 $4,035 $3,649 $3,525
State Farm $2,448 $2,819 $3,344 $2,448
USAA $1,599 $2,347 $2,763 $1,834

Cheap Taylor, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Taylor, Texas is not easy. Compare the annual rates for DUI auto insurance in Taylor, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Taylor, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,806
American Family $4,113
GEICO $3,024
Nationwide $4,071
Progressive $3,649
State Farm $3,344
USAA $2,763

Cheap Taylor, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Taylor, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Taylor, Texas

Insurance Company Poor Fair Good
Allstate $6,854 $5,035 $4,318
American Family $5,509 $3,526 $3,088
GEICO $4,997 $2,830 $1,888
Nationwide $3,799 $3,064 $2,669
Progressive $4,028 $3,492 $3,241
State Farm $3,912 $2,438 $1,944
USAA $3,138 $1,812 $1,458

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Cheap Taylor, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Taylor, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Taylor, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Taylor, Texas

ZIP Code Average Annual Rates
76574 $5,094

Cheap Taylor, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Taylor, Texas auto insurance. Find the cheapest annual Taylor, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Taylor, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,266 $5,539
American Family $4,041 $4,041
GEICO $3,180 $3,297
Nationwide $3,177 $3,177
Progressive $3,587 $3,587
State Farm $2,764 $2,764
USAA $2,109 $2,163

Cheap Taylor, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Taylor, Texas? Check out the comparison of annual Taylor, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Taylor, Texas

Insurance Company Low Medium High
Allstate $5,276 $5,355 $5,577
American Family $3,744 $3,889 $4,490
GEICO $3,072 $3,203 $3,440
Nationwide $3,425 $3,046 $3,062
Progressive $3,454 $3,573 $3,734
State Farm $2,615 $2,759 $2,920
USAA $2,066 $2,128 $2,214

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Best By Category: Cheapest Auto Insurance in Taylor, Texas

Compare the cheapest auto insurance companies in Taylor, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Taylor, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Taylor, Texas Auto Insurance Companies

What auto insurance companies in Taylor, Texas are the cheapest? Compare the top Taylor, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Taylor, Texas

Insurance Company Average Annual Rates
Allstate $5,403
American Family $4,041
GEICO $3,239
Nationwide $3,177
Progressive $3,587
State Farm $2,764
USAA $2,136

What affects auto insurance rates in Taylor, Texas?

There are a lot of reasons why auto insurance rates in Taylor, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Taylor, Texas. Many local factors may affect your Taylor auto insurance rates.

Taylor Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Taylor, Texas auto theft statistics, there have been 14 auto thefts in the city.

Taylor Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Taylor, Texas commute length is 29.1 minutes according to City-Data.

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Compare Taylor, Texas Auto Insurance Quotes

Before you buy Taylor, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Taylor, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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