Best Cheap Auto Insurance in Tatum, TX (2021)

The average Tatum, TX auto insurance rates are $330 per month. The minimum auto insurance in Tatum is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Tatum, Texas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Tatum is 27.1 minutes
  • The most expensive auto insurance company in Tatum for teen drivers is Progressive
  • The minimum auto insurance required in Tatum, Texas is 30/60/25

Tatum, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Tatum can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Tatum, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Tatum to other Texas cities, including Dallas auto insurance rates, Arlington auto insurance rates, and San Antonio auto insurance rates to see how Tatum, Texas auto insurance rates stack up.

Before you buy Tatum, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Tatum, Texas auto insurance quotes.

Minimum Auto Insurance in Tatum, Texas

Tatum, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Tatum, Texas.

Minimum Required Auto Insurance Coverage in Tatum, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Tatum, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Tatum, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Tatum, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,702 $3,734 $3,655 $3,655 $9,593 $11,571 $4,557 $4,745
American Family $2,478 $2,758 $2,332 $2,669 $6,629 $8,681 $3,566 $4,067
GEICO $2,718 $2,942 $2,637 $2,996 $5,979 $6,243 $2,941 $2,937
Nationwide $2,466 $2,507 $2,177 $2,305 $7,052 $9,052 $2,903 $3,140
Progressive $2,436 $2,300 $2,171 $2,213 $10,282 $11,441 $2,872 $2,896
State Farm $2,175 $2,175 $1,933 $1,933 $5,206 $6,636 $2,364 $2,440
USAA $1,682 $1,695 $1,607 $1,597 $4,731 $5,159 $2,246 $2,414

Cheap Tatum, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Tatum, Texas is a challenge. Take a look at the annual teen auto insurance rates in Tatum, Texas.

Annual Auto Insurance Rates for Teen Drivers in Tatum, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,593 $11,571
American Family $6,629 $8,681
GEICO $5,979 $6,243
Nationwide $7,052 $9,052
Progressive $10,282 $11,441
State Farm $5,206 $6,636
USAA $4,731 $5,159

Cheap Tatum, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Tatum, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Tatum, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,655 $3,655
American Family $2,332 $2,669
GEICO $2,637 $2,996
Nationwide $2,177 $2,305
Progressive $2,171 $2,213
State Farm $1,933 $1,933
USAA $1,607 $1,597

Cheap Tatum, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Tatum, Texas compared to the annual auto insurance rates with a clean record in Tatum, Texas.

Annual Tatum, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,407 $6,763 $7,028 $4,407
American Family $3,789 $4,795 $4,217 $3,789
GEICO $3,116 $4,133 $3,434 $4,015
Nationwide $3,425 $3,425 $5,080 $3,870
Progressive $3,990 $5,170 $4,657 $4,489
State Farm $2,763 $3,167 $3,739 $2,763
USAA $1,969 $2,909 $3,427 $2,261

Cheap Tatum, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Tatum, Texas is not easy. Compare the annual rates for DUI auto insurance in Tatum, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Tatum, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,028
American Family $4,217
GEICO $3,434
Nationwide $5,080
Progressive $4,657
State Farm $3,739
USAA $3,427

Cheap Tatum, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Tatum, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Tatum, Texas

Insurance Company Poor Fair Good
Allstate $7,196 $5,259 $4,500
American Family $5,688 $3,596 $3,157
GEICO $5,686 $3,207 $2,130
Nationwide $4,741 $3,806 $3,304
Progressive $5,145 $4,454 $4,130
State Farm $4,405 $2,738 $2,180
USAA $3,883 $2,240 $1,801

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Cheap Tatum, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Tatum, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Tatum, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Tatum, Texas

ZIP Code Average Annual Rates
75691 $5,844

Cheap Tatum, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Tatum, Texas auto insurance. Find the cheapest annual Tatum, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Tatum, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,514 $5,789
American Family $4,147 $4,147
GEICO $3,606 $3,742
Nationwide $3,950 $3,950
Progressive $4,576 $4,576
State Farm $3,108 $3,108
USAA $2,608 $2,675

Cheap Tatum, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Tatum, Texas? Check out the comparison of annual Tatum, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Tatum, Texas

Insurance Company Low Medium High
Allstate $5,500 $5,595 $5,859
American Family $3,841 $3,988 $4,613
GEICO $3,477 $3,624 $3,922
Nationwide $4,253 $3,780 $3,818
Progressive $4,341 $4,551 $4,837
State Farm $2,952 $3,097 $3,274
USAA $2,551 $2,630 $2,743

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Best By Category: Cheapest Auto Insurance in Tatum, Texas

Compare the cheapest auto insurance companies in Tatum, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Tatum, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Tatum, Texas Auto Insurance Companies

What auto insurance companies in Tatum, Texas are the cheapest? Compare the top Tatum, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Tatum, Texas

Insurance Company Average Annual Rates
Allstate $5,651
American Family $4,147
GEICO $3,674
Nationwide $3,950
Progressive $4,576
State Farm $3,108
USAA $2,641

What affects auto insurance rates in Tatum, Texas?

There are a lot of reasons why auto insurance rates in Tatum, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Tatum, Texas. Many local factors may affect your Tatum auto insurance rates.

Tatum Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Tatum, Texas auto theft statistics, there have been 2 auto thefts in the city.

Tatum Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Tatum, Texas commute length is 27.1 minutes according to City-Data.

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Compare Tatum, Texas Auto Insurance Quotes

Before you buy Tatum, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Tatum, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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