Best Cheap Auto Insurance in Tarpon Springs, FL (2021)

The average Tarpon Springs, FL auto insurance rates are $444 per month. The minimum auto insurance in Tarpon Springs is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Tarpon Springs, Florida, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Tarpon Springs is 28.5 minutes
  • The most expensive auto insurance company in Tarpon Springs for teen drivers is Allstate
  • The minimum auto insurance required in Tarpon Springs, Florida is 10/20/10

Tarpon Springs, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Tarpon Springs can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Tarpon Springs, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Tarpon Springs to other Florida cities, including Jacksonville auto insurance rates, Tallahassee auto insurance rates, and Orlando auto insurance rates to see how Tarpon Springs, Florida auto insurance rates stack up.

Before you buy Tarpon Springs, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Tarpon Springs, Florida auto insurance quotes.

Minimum Auto Insurance in Tarpon Springs, Florida

Tarpon Springs, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Tarpon Springs, Florida.

Minimum Required Auto Insurance Coverage in Tarpon Springs, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Tarpon Springs, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Tarpon Springs, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Tarpon Springs, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,171 $4,977 $4,552 $4,636 $18,341 $20,177 $5,112 $5,178
GEICO $3,812 $3,834 $3,560 $3,560 $6,786 $8,528 $4,204 $4,277
Liberty Mutual $4,100 $4,100 $3,746 $3,746 $8,809 $13,645 $4,100 $5,612
Nationwide $3,370 $3,326 $3,011 $3,112 $8,128 $10,003 $3,714 $3,863
Progressive $4,104 $3,821 $3,501 $3,751 $11,566 $12,458 $4,887 $4,548
State Farm $2,388 $2,388 $2,165 $2,165 $7,115 $9,117 $2,663 $2,849
USAA $1,851 $1,815 $1,747 $1,722 $6,467 $7,447 $2,303 $2,474

Cheap Tarpon Springs, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Tarpon Springs, Florida is a challenge. Take a look at the annual teen auto insurance rates in Tarpon Springs, Florida.

Annual Auto Insurance Rates for Teen Drivers in Tarpon Springs, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $18,341 $20,177
GEICO $6,786 $8,528
Liberty Mutual $8,809 $13,645
Nationwide $8,128 $10,003
Progressive $11,566 $12,458
State Farm $7,115 $9,117
USAA $6,467 $7,447

Cheap Tarpon Springs, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Tarpon Springs, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Tarpon Springs, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,552 $4,636
GEICO $3,560 $3,560
Liberty Mutual $3,746 $3,746
Nationwide $3,011 $3,112
Progressive $3,501 $3,751
State Farm $2,165 $2,165
USAA $1,747 $1,722

Cheap Tarpon Springs, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Tarpon Springs, Florida compared to the annual auto insurance rates with a clean record in Tarpon Springs, Florida.

Annual Tarpon Springs, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,322 $8,801 $9,801 $8,148
GEICO $3,371 $4,296 $6,373 $5,240
Liberty Mutual $4,229 $5,579 $8,236 $5,885
Nationwide $4,102 $4,508 $6,091 $4,562
Progressive $4,813 $7,084 $5,991 $6,430
State Farm $3,519 $4,193 $3,856 $3,856
USAA $2,513 $3,120 $4,641 $2,638

Cheap Tarpon Springs, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Tarpon Springs, Florida is not easy. Compare the annual rates for DUI auto insurance in Tarpon Springs, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Tarpon Springs, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $9,801
GEICO $6,373
Liberty Mutual $8,236
Nationwide $6,091
Progressive $5,991
State Farm $3,856
USAA $4,641

Cheap Tarpon Springs, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Tarpon Springs, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Tarpon Springs, Florida

Insurance Company Poor Fair Good
Allstate $11,949 $7,526 $6,079
GEICO $6,999 $4,255 $3,207
Liberty Mutual $7,745 $5,649 $4,553
Nationwide $6,024 $4,424 $4,000
Progressive $7,920 $5,637 $4,682
State Farm $5,301 $3,451 $2,817
USAA $5,224 $2,582 $1,878

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Tarpon Springs, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Tarpon Springs, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Tarpon Springs, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Tarpon Springs, Florida

ZIP Code Average Annual Rates
34689 $4,094

Cheap Tarpon Springs, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Tarpon Springs, Florida auto insurance. Find the cheapest annual Tarpon Springs, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Tarpon Springs, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $8,272 $8,764
GEICO $4,796 $4,844
Liberty Mutual $5,784 $6,181
Nationwide $4,816 $4,816
Progressive $6,079 $6,079
State Farm $3,721 $3,991
USAA $3,191 $3,265

Cheap Tarpon Springs, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Tarpon Springs, Florida? Check out the comparison of annual Tarpon Springs, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Tarpon Springs, Florida

Insurance Company Low Medium High
Allstate $6,179 $9,047 $10,328
GEICO $3,853 $5,003 $5,605
Liberty Mutual $5,424 $6,093 $6,429
Nationwide $3,634 $5,037 $5,776
Progressive $4,812 $6,257 $7,169
State Farm $3,248 $3,962 $4,359
USAA $2,697 $3,367 $3,621

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Tarpon Springs, Florida

Compare the cheapest auto insurance companies in Tarpon Springs, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Tarpon Springs, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Tarpon Springs, Florida Auto Insurance Companies

What auto insurance companies in Tarpon Springs, Florida are the cheapest? Compare the top Tarpon Springs, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Tarpon Springs, Florida

Insurance Company Average Annual Rates
Allstate $8,518
GEICO $4,820
Liberty Mutual $5,982
Nationwide $4,816
Progressive $6,079
State Farm $3,856
USAA $3,228

What affects auto insurance rates in Tarpon Springs, Florida?

There are a lot of reasons why auto insurance rates in Tarpon Springs, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Tarpon Springs, Florida. Many local factors may affect your Tarpon Springs auto insurance rates.

Tarpon Springs Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Tarpon Springs, Florida auto theft statistics, there have been 25 auto thefts in the city.

Tarpon Springs Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Tarpon Springs, Florida commute length is 28.5 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Tarpon Springs, Florida Auto Insurance Quotes

Before you buy Tarpon Springs, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Tarpon Springs, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption