Best Cheap Auto Insurance in Talking Rock, GA (2021)

The average Talking Rock, GA auto insurance rates are $408 per month. The minimum auto insurance in Talking Rock is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Talking Rock, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • Average auto insurance rates in Talking Rock, GA for senior drivers are $2,700 per year
  • The average commute length in Talking Rock is 32.4 minutes
  • The cheapest auto insurance company in Talking Rock is GEICO

Talking Rock, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Talking Rock can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Talking Rock, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Talking Rock to other Georgia cities, including Atlanta auto insurance rates, Savannah auto insurance rates, and South Fulton auto insurance rates to see how Talking Rock, Georgia auto insurance rates stack up.

Before you buy Talking Rock, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Talking Rock, Georgia auto insurance quotes.

Minimum Auto Insurance in Talking Rock, Georgia

Talking Rock, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Talking Rock, Georgia.

Minimum Required Auto Insurance Coverage in Talking Rock, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Talking Rock, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Talking Rock, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Talking Rock, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,000 $3,000 $2,875 $2,875 $7,039 $9,079 $3,361 $3,670
GEICO $1,611 $1,592 $1,562 $1,562 $4,805 $5,764 $2,088 $2,302
Liberty Mutual $5,415 $5,892 $4,423 $5,008 $22,773 $25,411 $5,761 $6,150
Nationwide $3,630 $3,752 $3,588 $3,941 $11,303 $14,550 $4,427 $4,803
Progressive $2,660 $2,436 $2,291 $2,415 $8,577 $9,494 $3,071 $3,208
State Farm $2,191 $2,191 $1,972 $1,972 $5,937 $7,781 $2,407 $2,608
USAA $1,779 $1,775 $1,654 $1,658 $6,462 $7,650 $2,215 $2,444

Cheap Talking Rock, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Talking Rock, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Talking Rock, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Talking Rock, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,039 $9,079
GEICO $4,805 $5,764
Liberty Mutual $22,773 $25,411
Nationwide $11,303 $14,550
Progressive $8,577 $9,494
State Farm $5,937 $7,781
USAA $6,462 $7,650

Cheap Talking Rock, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Talking Rock, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Talking Rock, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,875 $2,875
GEICO $1,562 $1,562
Liberty Mutual $4,423 $5,008
Nationwide $3,588 $3,941
Progressive $2,291 $2,415
State Farm $1,972 $1,972
USAA $1,654 $1,658

Cheap Talking Rock, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Talking Rock, Georgia compared to the annual auto insurance rates with a clean record in Talking Rock, Georgia.

Annual Talking Rock, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,592 $5,560 $4,517 $3,781
GEICO $1,795 $2,246 $4,590 $2,012
Liberty Mutual $7,660 $10,477 $12,057 $10,223
Nationwide $4,816 $5,648 $8,699 $5,834
Progressive $3,324 $5,932 $3,948 $3,872
State Farm $3,076 $3,689 $3,382 $3,382
USAA $2,450 $3,105 $4,532 $2,731

Cheap Talking Rock, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Talking Rock, Georgia is not easy. Compare the annual rates for DUI auto insurance in Talking Rock, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Talking Rock, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,517
GEICO $4,590
Liberty Mutual $12,057
Nationwide $8,699
Progressive $3,948
State Farm $3,382
USAA $4,532

Cheap Talking Rock, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Talking Rock, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Talking Rock, Georgia

Insurance Company Poor Fair Good
Allstate $5,658 $3,928 $3,502
GEICO $3,347 $2,352 $2,284
Liberty Mutual $14,490 $8,872 $6,951
Nationwide $7,439 $6,032 $5,276
Progressive $4,791 $4,160 $3,856
State Farm $4,794 $2,986 $2,367
USAA $4,171 $2,936 $2,506

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Cheap Talking Rock, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Talking Rock, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Talking Rock, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Talking Rock, Georgia

ZIP Code Average Annual Rates
30175 $4,732

Cheap Talking Rock, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Talking Rock, Georgia auto insurance. Find the cheapest annual Talking Rock, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Talking Rock, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,264 $4,460
GEICO $2,615 $2,707
Liberty Mutual $10,104 $10,104
Nationwide $6,249 $6,249
Progressive $4,269 $4,269
State Farm $3,382 $3,382
USAA $3,059 $3,350

Cheap Talking Rock, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Talking Rock, Georgia? Check out the comparison of annual Talking Rock, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Talking Rock, Georgia

Insurance Company Low Medium High
Allstate $4,020 $4,409 $4,658
GEICO $2,485 $2,672 $2,826
Liberty Mutual $9,733 $10,057 $10,522
Nationwide $6,130 $6,360 $6,258
Progressive $3,895 $4,197 $4,714
State Farm $3,165 $3,385 $3,597
USAA $3,055 $3,188 $3,371

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Best By Category: Cheapest Auto Insurance in Talking Rock, Georgia

Compare the cheapest auto insurance companies in Talking Rock, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Talking Rock, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Talking Rock, Georgia Auto Insurance Companies

What auto insurance companies in Talking Rock, Georgia are the cheapest? Compare the top Talking Rock, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Talking Rock, Georgia

Insurance Company Average Annual Rates
Allstate $4,362
GEICO $2,661
Liberty Mutual $10,104
Nationwide $6,249
Progressive $4,269
State Farm $3,382
USAA $3,204

What affects auto insurance rates in Talking Rock, Georgia?

There are a lot of reasons why auto insurance rates in Talking Rock, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Talking Rock, Georgia. Many local factors may affect your Talking Rock auto insurance rates.

Talking Rock Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Talking Rock, Georgia commute length is 32.4 minutes according to City-Data.

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Compare Talking Rock, Georgia Auto Insurance Quotes

Before you buy Talking Rock, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Talking Rock, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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