Best Cheap Auto Insurance in Talent, OR (2021)

The average Talent, OR auto insurance rates are $262 per month. The minimum auto insurance in Talent is at least 25/50/20 in coverage to comply with Oregon auto insurance laws. To find the best cheap auto insurance in Talent, Oregon, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Talent, Oregon is 25/50/20
  • The average commute length in Talent is 17.1 minutes
  • The cheapest auto insurance company in Talent is USAA

Talent, Oregon auto insurance requirements are 25/50/20 according to Oregon auto insurance laws. Finding cheap auto insurance in Talent can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Talent, Oregon, including driving record, credit, commute time, and more.

Compare auto insurance in Talent to other Oregon cities, including Portland auto insurance rates, Hillsboro auto insurance rates, and Beaverton auto insurance rates to see how Talent, Oregon auto insurance rates stack up.

Before you buy Talent, Oregon auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Talent, Oregon auto insurance quotes.

Minimum Auto Insurance in Talent, Oregon

Talent, Oregon auto insurance laws require that you have at least the Oregon minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Talent, Oregon.

Minimum Required Auto Insurance Coverage in Talent, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Talent, Oregon Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Talent, Oregon are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Talent, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,018 $2,806 $2,743 $2,767 $8,882 $9,891 $3,171 $3,195
American Family $2,134 $2,134 $1,903 $1,903 $5,264 $8,240 $2,134 $2,236
Farmers $1,781 $1,735 $1,577 $1,679 $7,279 $7,409 $1,992 $2,036
GEICO $2,147 $2,078 $1,995 $2,003 $5,539 $5,058 $2,285 $1,979
Liberty Mutual $2,656 $2,797 $2,319 $2,573 $8,368 $8,997 $2,536 $2,543
Nationwide $2,070 $2,056 $1,849 $1,928 $4,713 $5,867 $2,412 $2,530
Progressive $1,686 $1,529 $1,468 $1,509 $7,311 $8,070 $2,014 $1,914
State Farm $1,450 $1,450 $1,329 $1,329 $4,619 $5,795 $1,645 $1,887
Travelers $1,672 $1,688 $1,512 $1,574 $4,730 $5,747 $1,746 $1,777
USAA $1,483 $1,438 $1,472 $1,419 $4,494 $4,815 $1,902 $1,971

Cheap Talent, Oregon Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Talent, Oregon is a challenge. Take a look at the annual teen auto insurance rates in Talent, Oregon.

Annual Auto Insurance Rates for Teen Drivers in Talent, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,882 $9,891
American Family $5,264 $8,240
Farmers $7,279 $7,409
GEICO $5,539 $5,058
Liberty Mutual $8,368 $8,997
Nationwide $4,713 $5,867
Progressive $7,311 $8,070
State Farm $4,619 $5,795
Travelers $4,730 $5,747
USAA $4,494 $4,815

Cheap Talent, Oregon Auto Insurance for Seniors

What are senior auto insurance rates in Talent, Oregon? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Talent, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,743 $2,767
American Family $1,903 $1,903
Farmers $1,577 $1,679
GEICO $1,995 $2,003
Liberty Mutual $2,319 $2,573
Nationwide $1,849 $1,928
Progressive $1,468 $1,509
State Farm $1,329 $1,329
Travelers $1,512 $1,574
USAA $1,472 $1,419

Cheap Talent, Oregon Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Talent, Oregon compared to the annual auto insurance rates with a clean record in Talent, Oregon.

Annual Talent, Oregon Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,688 $4,953 $5,113 $4,483
American Family $2,254 $3,476 $4,356 $2,888
Farmers $2,685 $3,462 $3,385 $3,212
GEICO $1,905 $3,026 $3,985 $2,627
Liberty Mutual $3,631 $4,065 $4,660 $4,038
Nationwide $2,487 $2,661 $3,756 $2,809
Progressive $2,418 $4,369 $3,098 $2,866
State Farm $2,161 $2,826 $2,382 $2,382
Travelers $2,076 $2,653 $2,967 $2,527
USAA $1,727 $2,410 $3,339 $2,020

Cheap Talent, Oregon Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Talent, Oregon is not easy. Compare the annual rates for DUI auto insurance in Talent, Oregon to find the best deal.

Annual Auto Insurance Rates After a DUI in Talent, Oregon

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,113
American Family $4,356
Farmers $3,385
GEICO $3,985
Liberty Mutual $4,660
Nationwide $3,756
Progressive $3,098
State Farm $2,382
Travelers $2,967
USAA $3,339

Cheap Talent, Oregon Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Talent, Oregon annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Talent, Oregon

Insurance Company Poor Fair Good
Allstate $5,984 $4,215 $3,479
American Family $4,117 $3,040 $2,573
Farmers $3,688 $3,014 $2,856
GEICO $3,479 $2,885 $2,292
Liberty Mutual $6,014 $3,545 $2,736
Nationwide $3,544 $2,807 $2,434
Progressive $3,575 $3,098 $2,891
State Farm $3,404 $2,172 $1,738
Travelers $3,182 $2,508 $1,976
USAA $3,564 $1,981 $1,577

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Cheap Talent, Oregon Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Talent, Oregon can vary. Compare the annual cost of auto insurance by ZIP code in Talent, Oregon to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Talent, Oregon

ZIP Code Average Annual Rates
97540 $2,955

Cheap Talent, Oregon Auto Insurance Rates By Commute

Commute length and annual mileage affect Talent, Oregon auto insurance. Find the cheapest annual Talent, Oregon auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Talent, Oregon

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,559 $4,559
American Family $3,194 $3,293
Farmers $3,186 $3,186
GEICO $2,839 $2,932
Liberty Mutual $4,098 $4,098
Nationwide $2,928 $2,928
Progressive $3,188 $3,188
State Farm $2,375 $2,501
Travelers $2,454 $2,657
USAA $2,306 $2,442

Cheap Talent, Oregon Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Talent, Oregon? Check out the comparison of annual Talent, Oregon auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Talent, Oregon

Insurance Company Low Medium High
Allstate $4,392 $4,549 $4,736
American Family $3,228 $3,428 $3,074
Farmers $2,996 $3,146 $3,415
GEICO $2,662 $2,898 $3,096
Liberty Mutual $3,836 $4,086 $4,373
Nationwide $2,792 $3,006 $2,986
Progressive $3,086 $3,174 $3,304
State Farm $2,299 $2,441 $2,573
Travelers $2,403 $2,542 $2,721
USAA $2,269 $2,376 $2,477

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Best By Category: Cheapest Auto Insurance in Talent, Oregon

Compare the cheapest auto insurance companies in Talent, Oregon in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Talent, Oregon

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Talent, Oregon Auto Insurance Companies

What auto insurance companies in Talent, Oregon are the cheapest? Compare the top Talent, Oregon auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Talent, Oregon

Insurance Company Average Annual Rates
Allstate $4,559
American Family $3,243
Farmers $3,186
GEICO $2,885
Liberty Mutual $4,098
Nationwide $2,928
Progressive $3,188
State Farm $2,438
Travelers $2,556
USAA $2,374

What affects auto insurance rates in Talent, Oregon?

There are a lot of reasons why auto insurance rates in Talent, Oregon are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Talent, Oregon. Many local factors may affect your Talent auto insurance rates.

Talent Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Talent, Oregon auto theft statistics, there have been 18 auto thefts in the city.

Talent Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Talent, Oregon commute length is 17.1 minutes according to City-Data.

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Compare Talent, Oregon Auto Insurance Quotes

Before you buy Talent, Oregon auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Talent, Oregon auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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