Best Cheap Auto Insurance in Talco, TX (2021)

The average Talco, TX auto insurance rates are $323 per month. The minimum auto insurance in Talco is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Talco, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Talco for teen drivers is Progressive
  • The cheapest auto insurance company in Talco is USAA
  • The minimum auto insurance required in Talco, Texas is 30/60/25

Talco, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Talco can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Talco, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Talco to other Texas cities, including Dallas auto insurance rates, San Antonio auto insurance rates, and Fort Worth auto insurance rates to see how Talco, Texas auto insurance rates stack up.

Before you buy Talco, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Talco, Texas auto insurance quotes.

Minimum Auto Insurance in Talco, Texas

Talco, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Talco, Texas.

Minimum Required Auto Insurance Coverage in Talco, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Talco, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Talco, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Talco, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,490 $3,526 $3,450 $3,450 $9,092 $10,991 $4,315 $4,500
American Family $2,777 $3,080 $2,557 $2,919 $7,126 $9,374 $3,945 $4,501
GEICO $2,316 $2,484 $2,209 $2,484 $4,947 $5,150 $2,502 $2,505
Nationwide $2,303 $2,344 $2,035 $2,156 $6,487 $8,335 $2,701 $2,923
Progressive $2,654 $2,511 $2,374 $2,411 $11,547 $12,903 $3,151 $3,192
State Farm $2,062 $2,062 $1,829 $1,829 $4,869 $6,194 $2,237 $2,309
USAA $1,584 $1,597 $1,510 $1,503 $4,417 $4,824 $2,114 $2,276

Cheap Talco, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Talco, Texas is a challenge. Take a look at the annual teen auto insurance rates in Talco, Texas.

Annual Auto Insurance Rates for Teen Drivers in Talco, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,092 $10,991
American Family $7,126 $9,374
GEICO $4,947 $5,150
Nationwide $6,487 $8,335
Progressive $11,547 $12,903
State Farm $4,869 $6,194
USAA $4,417 $4,824

Cheap Talco, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Talco, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Talco, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,450 $3,450
American Family $2,557 $2,919
GEICO $2,209 $2,484
Nationwide $2,035 $2,156
Progressive $2,374 $2,411
State Farm $1,829 $1,829
USAA $1,510 $1,503

Cheap Talco, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Talco, Texas compared to the annual auto insurance rates with a clean record in Talco, Texas.

Annual Talco, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,176 $6,405 $6,650 $4,176
American Family $4,143 $5,245 $4,606 $4,143
GEICO $2,612 $3,418 $2,898 $3,371
Nationwide $3,175 $3,175 $4,705 $3,587
Progressive $4,432 $5,775 $5,177 $4,987
State Farm $2,606 $2,979 $3,505 $2,606
USAA $1,850 $2,725 $3,213 $2,124

Cheap Talco, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Talco, Texas is not easy. Compare the annual rates for DUI auto insurance in Talco, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Talco, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,650
American Family $4,606
GEICO $2,898
Nationwide $4,705
Progressive $5,177
State Farm $3,505
USAA $3,213

Cheap Talco, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Talco, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Talco, Texas

Insurance Company Poor Fair Good
Allstate $6,826 $4,976 $4,252
American Family $6,273 $3,910 $3,422
GEICO $4,738 $2,688 $1,797
Nationwide $4,393 $3,525 $3,064
Progressive $5,710 $4,962 $4,607
State Farm $4,145 $2,576 $2,051
USAA $3,649 $2,099 $1,686

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Cheap Talco, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Talco, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Talco, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Talco, Texas

ZIP Code Average Annual Rates
75487 $5,790

Cheap Talco, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Talco, Texas auto insurance. Find the cheapest annual Talco, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Talco, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,224 $5,479
American Family $4,535 $4,535
GEICO $3,014 $3,136
Nationwide $3,660 $3,660
Progressive $5,093 $5,093
State Farm $2,924 $2,924
USAA $2,447 $2,509

Cheap Talco, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Talco, Texas? Check out the comparison of annual Talco, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Talco, Texas

Insurance Company Low Medium High
Allstate $5,216 $5,301 $5,537
American Family $4,232 $4,375 $4,998
GEICO $2,918 $3,034 $3,272
Nationwide $3,947 $3,503 $3,532
Progressive $4,834 $5,070 $5,374
State Farm $2,780 $2,914 $3,078
USAA $2,399 $2,468 $2,567

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Best By Category: Cheapest Auto Insurance in Talco, Texas

Compare the cheapest auto insurance companies in Talco, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Talco, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Talco, Texas Auto Insurance Companies

What auto insurance companies in Talco, Texas are the cheapest? Compare the top Talco, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Talco, Texas

Insurance Company Average Annual Rates
Allstate $5,352
American Family $4,535
GEICO $3,075
Nationwide $3,660
Progressive $5,093
State Farm $2,924
USAA $2,478

What affects auto insurance rates in Talco, Texas?

There are a lot of reasons why auto insurance rates in Talco, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Talco, Texas. Many local factors may affect your Talco auto insurance rates.

Talco Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Talco, Texas commute length is 28.7 minutes according to City-Data.

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Compare Talco, Texas Auto Insurance Quotes

Before you buy Talco, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Talco, Texas auto insurance quotes.

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