What are the minimum auto insurance requirements in Indiana?

In Indiana, the minimum auto insurance requirements are as follows: Bodily Injury Liability: $25,000 per person and $50,000 per accident Property Damage Liability: $25,000 per accident Uninsured Motorist Coverage: $25,000 per person and $50,000 per accident Underinsured Motorist Coverage: $50,000 per person and $50,000 per accident

What is Bodily Injury Liability coverage?

Bodily Injury Liability coverage is designed to cover the medical expenses, lost wages, and legal costs if you injure someone in an accident. The minimum coverage required in Indiana is $25,000 per person and $50,000 per accident.

What is Property Damage Liability coverage?

Property Damage Liability coverage pays for damages to someone else’s property caused by you in an accident. In Indiana, the minimum coverage required is $25,000 per accident.

What is Uninsured Motorist Coverage?

Uninsured Motorist Coverage provides protection if you are injured by a driver who doesn’t have insurance. It covers your medical expenses, lost wages, and other damages. The minimum required coverage in Indiana is $25,000 per person and $50,000 per accident.

What is Underinsured Motorist Coverage?

Underinsured Motorist Coverage kicks in when the at-fault driver’s insurance is insufficient to cover your damages. It helps pay for medical expenses, lost wages, and other damages. In Indiana, the minimum coverage required is $50,000 per person and $50,000 per accident.

Are the minimum requirements in Indiana enough coverage?

The minimum requirements in Indiana are the legally mandated minimums. While they fulfill the state’s requirements, they may not provide adequate protection in all situations. It’s recommended to consider higher coverage limits to better protect yourself financially in the event of an accident.

Can I drive without insurance in Indiana?

No, it is illegal to drive without insurance in Indiana. You must have at least the minimum required insurance coverage in order to legally drive a vehicle.

What happens if I drive without insurance in Indiana?

Driving without insurance in Indiana can result in penalties and consequences, including fines, license suspension, and potential legal liabilities if you are involved in an accident. It’s important to maintain the required insurance coverage to comply with the law.

Indiana | AutoInsurance.org

Indiana Minimum Auto Insurance Requirements (2024)

Whether you have recently moved to Indiana or you are thinking about upgrading your auto insurance, you may be interested to learn more about what Indiana’s auto insurance requirements are. As is true with many other states, Indiana has a minimum car insurance requirement that drivers must comply with. This requirement is designed to help…

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Indiana Minimum Auto Insurance Requirements (2024)

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Tag: Indiana

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Indiana Minimum Auto Insurance Requirements (2024)

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