Do all states have mandatory car insurance laws?

Yes, all states except New Hampshire have mandatory car insurance laws. New Hampshire requires registered car owners to sign a document stating they have sufficient assets to cover damages from an accident.

How can states make laws that infringe on people’s rights?

States can make laws that infringe on certain freedoms if there is a compelling reason and the law is narrowly tailored to achieve that reason. However, laws impacting fundamental or constitutionally-protected rights are subject to higher levels of scrutiny.

What are the standards for determining if a state law is constitutional?

Federal courts use three standards of judicial review to determine the constitutionality of a state law: rational basis test, intermediate scrutiny test, and strict scrutiny test. The level of scrutiny depends on whether the law impacts a fundamental or constitutionally-guaranteed right.

Can uninsured drivers be penalized in New Hampshire?

While New Hampshire doesn’t require car insurance, registered car owners must sign a document stating they have sufficient assets to cover damages from an accident. If an uninsured driver causes an accident, their driver’s license may be suspended until they pay for the damages.

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Q: Is mandatory auto insurance unconstitutional?

No, mandatory auto insurance laws are not unconstitutional. State laws requiring drivers to have auto insurance are within the state’s power and aim to protect drivers and accident victims from financial loss.

Is mandatory auto insurance unconstitutional?

It’s understandable to wonder why you need to buy auto insurance if you can pay damages in an accident you caused. However, states must solve the problem of uninsured drivers who leave seriously injured accident victims high and dry with no way to recover their damages. Mandatory auto insurance laws protect drivers and victims from…

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Tag: constitutional

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Is mandatory auto insurance unconstitutional?

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Tag: constitutional

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Is mandatory auto insurance unconstitutional?

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