Best Cheap Auto Insurance in Taft, TX (2021)

The average Taft, TX auto insurance rates are $327 per month. The minimum auto insurance in Taft is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Taft, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Taft, TX for senior drivers are $2,382 per year
  • The average commute length in Taft is 21.6 minutes
  • The cheapest auto insurance company in Taft is USAA

Taft, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Taft can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Taft, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Taft to other Texas cities, including Corpus Christi auto insurance rates, Houston auto insurance rates, and Arlington auto insurance rates to see how Taft, Texas auto insurance rates stack up.

Before you buy Taft, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Taft, Texas auto insurance quotes.

Minimum Auto Insurance in Taft, Texas

Taft, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Taft, Texas.

Minimum Required Auto Insurance Coverage in Taft, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Taft, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Taft, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Taft, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,614 $3,647 $3,572 $3,572 $9,431 $11,381 $4,459 $4,642
American Family $3,054 $3,434 $2,930 $3,389 $8,758 $11,418 $4,521 $5,163
GEICO $2,198 $2,391 $2,175 $2,507 $4,747 $4,869 $2,361 $2,307
Nationwide $2,837 $2,882 $2,508 $2,654 $8,017 $10,292 $3,332 $3,605
Progressive $2,287 $2,151 $2,049 $2,083 $9,777 $10,880 $2,687 $2,696
State Farm $1,686 $1,686 $1,503 $1,503 $4,039 $5,144 $1,833 $1,885
USAA $1,514 $1,524 $1,455 $1,449 $4,255 $4,627 $2,023 $2,167

Cheap Taft, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Taft, Texas is a challenge. Take a look at the annual teen auto insurance rates in Taft, Texas.

Annual Auto Insurance Rates for Teen Drivers in Taft, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,431 $11,381
American Family $8,758 $11,418
GEICO $4,747 $4,869
Nationwide $8,017 $10,292
Progressive $9,777 $10,880
State Farm $4,039 $5,144
USAA $4,255 $4,627

Cheap Taft, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Taft, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Taft, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,572 $3,572
American Family $2,930 $3,389
GEICO $2,175 $2,507
Nationwide $2,508 $2,654
Progressive $2,049 $2,083
State Farm $1,503 $1,503
USAA $1,455 $1,449

Cheap Taft, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Taft, Texas compared to the annual auto insurance rates with a clean record in Taft, Texas.

Annual Taft, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,314 $6,637 $6,895 $4,314
American Family $4,831 $6,232 $5,438 $4,831
GEICO $2,502 $3,304 $2,747 $3,223
Nationwide $3,917 $3,917 $5,804 $4,425
Progressive $3,772 $4,901 $4,396 $4,235
State Farm $2,140 $2,456 $2,904 $2,140
USAA $1,770 $2,622 $3,084 $2,031

Cheap Taft, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Taft, Texas is not easy. Compare the annual rates for DUI auto insurance in Taft, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Taft, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,895
American Family $5,438
GEICO $2,747
Nationwide $5,804
Progressive $4,396
State Farm $2,904
USAA $3,084

Cheap Taft, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Taft, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Taft, Texas

Insurance Company Poor Fair Good
Allstate $7,063 $5,152 $4,404
American Family $7,232 $4,686 $4,082
GEICO $4,532 $2,575 $1,725
Nationwide $5,435 $4,346 $3,768
Progressive $4,851 $4,214 $3,914
State Farm $3,408 $2,125 $1,696
USAA $3,460 $2,028 $1,642

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Cheap Taft, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Taft, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Taft, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Taft, Texas

ZIP Code Average Annual Rates
78390 $5,870

Cheap Taft, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Taft, Texas auto insurance. Find the cheapest annual Taft, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Taft, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,407 $5,672
American Family $5,333 $5,333
GEICO $2,888 $3,000
Nationwide $4,516 $4,516
Progressive $4,326 $4,326
State Farm $2,410 $2,410
USAA $2,347 $2,407

Cheap Taft, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Taft, Texas? Check out the comparison of annual Taft, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Taft, Texas

Insurance Company Low Medium High
Allstate $5,389 $5,483 $5,747
American Family $4,911 $5,095 $5,993
GEICO $2,731 $2,883 $3,219
Nationwide $4,810 $4,320 $4,418
Progressive $4,074 $4,302 $4,602
State Farm $2,268 $2,397 $2,564
USAA $2,278 $2,362 $2,490

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Best By Category: Cheapest Auto Insurance in Taft, Texas

Compare the cheapest auto insurance companies in Taft, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Taft, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Taft, Texas Auto Insurance Companies

What auto insurance companies in Taft, Texas are the cheapest? Compare the top Taft, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Taft, Texas

Insurance Company Average Annual Rates
Allstate $5,540
American Family $5,333
GEICO $2,944
Nationwide $4,516
Progressive $4,326
State Farm $2,410
USAA $2,377

What affects auto insurance rates in Taft, Texas?

There are a lot of reasons why auto insurance rates in Taft, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Taft, Texas. Many local factors may affect your Taft auto insurance rates.

Taft Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Taft, Texas auto theft statistics, there have been 4 auto thefts in the city.

Taft Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Taft, Texas commute length is 21.6 minutes according to City-Data.

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Compare Taft, Texas Auto Insurance Quotes

Before you buy Taft, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Taft, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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