Best Cheap Auto Insurance in Syracuse, IN (2021)

The average Syracuse, IN auto insurance rates are $262 per month. The minimum auto insurance in Syracuse is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in Syracuse, Indiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Syracuse, Indiana is 25/50/25
  • The cheapest auto insurance company in Syracuse is USAA
  • The most expensive auto insurance company in Syracuse for teen drivers is Liberty Mutual

Syracuse, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in Syracuse can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Syracuse, Indiana, including driving record, credit, commute time, and more.

Compare auto insurance in Syracuse to other Indiana cities, including Hammond auto insurance rates, South Bend auto insurance rates, and Carmel auto insurance rates to see how Syracuse, Indiana auto insurance rates stack up.

Before you buy Syracuse, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Syracuse, Indiana auto insurance quotes.

Minimum Auto Insurance in Syracuse, Indiana

Syracuse, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Syracuse, Indiana.

Minimum Required Auto Insurance Coverage in Syracuse, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Syracuse, Indiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Syracuse, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Syracuse, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,559 $2,624 $2,242 $2,449 $7,817 $9,818 $2,611 $2,843
American Family $2,109 $2,109 $1,897 $1,897 $5,778 $8,378 $2,109 $2,606
Farmers $1,641 $1,620 $1,404 $1,577 $8,768 $9,342 $2,158 $2,334
GEICO $1,369 $1,360 $1,284 $1,329 $3,993 $3,708 $1,563 $1,378
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,487 $1,521 $1,307 $1,395 $4,271 $5,546 $1,739 $1,901
Progressive $1,465 $1,389 $1,327 $1,336 $8,524 $9,590 $1,833 $1,874
State Farm $1,299 $1,299 $1,154 $1,154 $3,887 $4,985 $1,435 $1,596
Travelers $1,164 $1,185 $1,091 $1,091 $7,169 $11,329 $1,231 $1,425
USAA $1,012 $1,000 $936 $950 $2,751 $3,091 $1,371 $1,476

Cheap Syracuse, Indiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Syracuse, Indiana is a challenge. Take a look at the annual teen auto insurance rates in Syracuse, Indiana.

Annual Auto Insurance Rates for Teen Drivers in Syracuse, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,817 $9,818
American Family $5,778 $8,378
Farmers $8,768 $9,342
GEICO $3,993 $3,708
Liberty Mutual $8,383 $12,656
Nationwide $4,271 $5,546
Progressive $8,524 $9,590
State Farm $3,887 $4,985
Travelers $7,169 $11,329
USAA $2,751 $3,091

Cheap Syracuse, Indiana Auto Insurance for Seniors

What are senior auto insurance rates in Syracuse, Indiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Syracuse, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,242 $2,449
American Family $1,897 $1,897
Farmers $1,404 $1,577
GEICO $1,284 $1,329
Liberty Mutual $3,522 $3,522
Nationwide $1,307 $1,395
Progressive $1,327 $1,336
State Farm $1,154 $1,154
Travelers $1,091 $1,091
USAA $936 $950

Cheap Syracuse, Indiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Syracuse, Indiana compared to the annual auto insurance rates with a clean record in Syracuse, Indiana.

Annual Syracuse, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,286 $4,821 $4,457 $3,917
American Family $2,315 $3,701 $4,670 $2,757
Farmers $3,224 $3,762 $3,874 $3,561
GEICO $1,314 $2,066 $2,791 $1,820
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,063 $2,654 $2,545 $2,321
Progressive $2,570 $4,474 $3,062 $3,563
State Farm $2,053 $2,247 $2,053 $2,053
Travelers $2,728 $3,370 $3,818 $2,926
USAA $1,193 $1,689 $1,935 $1,477

Cheap Syracuse, Indiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Syracuse, Indiana is not easy. Compare the annual rates for DUI auto insurance in Syracuse, Indiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Syracuse, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,457
American Family $4,670
Farmers $3,874
GEICO $2,791
Liberty Mutual $8,085
Nationwide $2,545
Progressive $3,062
State Farm $2,053
Travelers $3,818
USAA $1,935

Cheap Syracuse, Indiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Syracuse, Indiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Syracuse, Indiana

Insurance Company Poor Fair Good
Allstate $5,114 $3,800 $3,447
American Family $4,594 $2,986 $2,501
Farmers $4,210 $3,430 $3,177
GEICO $2,401 $1,998 $1,595
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,725 $2,305 $2,158
Progressive $3,772 $3,336 $3,144
State Farm $3,061 $1,827 $1,416
Travelers $3,575 $3,029 $3,027
USAA $2,125 $1,398 $1,196

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Cheap Syracuse, Indiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Syracuse, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in Syracuse, Indiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Syracuse, Indiana

ZIP Code Average Annual Rates
46567 $3,061

Cheap Syracuse, Indiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Syracuse, Indiana auto insurance. Find the cheapest annual Syracuse, Indiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Syracuse, Indiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,120 $4,120
American Family $3,320 $3,401
Farmers $3,605 $3,605
GEICO $1,963 $2,033
Liberty Mutual $5,455 $5,752
Nationwide $2,396 $2,396
Progressive $3,417 $3,417
State Farm $2,042 $2,161
Travelers $3,211 $3,211
USAA $1,552 $1,594

Cheap Syracuse, Indiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Syracuse, Indiana? Check out the comparison of annual Syracuse, Indiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Syracuse, Indiana

Insurance Company Low Medium High
Allstate $3,942 $4,104 $4,315
American Family $3,333 $3,473 $3,277
Farmers $3,478 $3,597 $3,741
GEICO $1,869 $1,992 $2,132
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,433 $2,377 $2,378
Progressive $3,235 $3,366 $3,650
State Farm $2,005 $2,100 $2,199
Travelers $3,148 $3,240 $3,243
USAA $1,520 $1,569 $1,630

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Best By Category: Cheapest Auto Insurance in Syracuse, Indiana

Compare the cheapest auto insurance companies in Syracuse, Indiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Syracuse, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Syracuse, Indiana Auto Insurance Companies

What auto insurance companies in Syracuse, Indiana are the cheapest? Compare the top Syracuse, Indiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Syracuse, Indiana

Insurance Company Average Annual Rates
Allstate $4,120
American Family $3,361
Farmers $3,605
GEICO $1,998
Liberty Mutual $5,604
Nationwide $2,396
Progressive $3,417
State Farm $2,101
Travelers $3,211
USAA $1,573

What affects auto insurance rates in Syracuse, Indiana?

There are a lot of reasons why auto insurance rates in Syracuse, Indiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Syracuse, Indiana. Many local factors may affect your Syracuse auto insurance rates.

Syracuse Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Syracuse, Indiana commute length is 16.8 minutes according to City-Data.

Syracuse Traffic

How does Syracuse, Indiana rank for traffic? According to Inrix Syracuse, Indiana is the 885th most congested worldwide.

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Compare Syracuse, Indiana Auto Insurance Quotes

Before you buy Syracuse, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Syracuse, Indiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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