Best Cheap Auto Insurance in Sylvan Beach, MI (2021)

The average Sylvan Beach, MI auto insurance rates are $822 per month. The minimum auto insurance in Sylvan Beach is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Sylvan Beach, Michigan, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Sylvan Beach is USAA
  • Average auto insurance rates in Sylvan Beach, MI for senior drivers are $6,533 per year
  • The most expensive auto insurance company in Sylvan Beach for teen drivers is Allstate

Sylvan Beach, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Sylvan Beach can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sylvan Beach, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Sylvan Beach to other Michigan cities, including Warren auto insurance rates, Flint auto insurance rates, and Lansing auto insurance rates to see how Sylvan Beach, Michigan auto insurance rates stack up.

Before you buy Sylvan Beach, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sylvan Beach, Michigan auto insurance quotes.

Minimum Auto Insurance in Sylvan Beach, Michigan

Sylvan Beach, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sylvan Beach, Michigan.

Minimum Required Auto Insurance Coverage in Sylvan Beach, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Sylvan Beach, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sylvan Beach, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sylvan Beach, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,662 $14,662 $13,595 $13,595 $36,860 $36,860 $15,453 $15,453
Farmers $3,750 $3,750 $3,492 $3,492 $8,502 $8,502 $4,215 $4,215
GEICO $9,615 $9,615 $9,664 $9,664 $26,764 $26,764 $9,205 $9,205
Liberty Mutual $13,501 $13,501 $13,368 $13,368 $31,589 $31,589 $13,501 $13,501
Nationwide $4,204 $4,204 $3,741 $3,741 $11,040 $11,040 $4,607 $4,607
Progressive $2,775 $2,587 $2,462 $2,730 $10,409 $11,168 $3,231 $3,015
State Farm $6,786 $6,786 $6,306 $6,306 $24,000 $24,000 $7,976 $7,976
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,383 $2,255 $2,244 $2,118 $5,735 $5,436 $2,890 $2,767

Cheap Sylvan Beach, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sylvan Beach, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Sylvan Beach, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Sylvan Beach, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $36,860 $36,860
Farmers $8,502 $8,502
GEICO $26,764 $26,764
Liberty Mutual $31,589 $31,589
Nationwide $11,040 $11,040
Progressive $10,409 $11,168
State Farm $24,000 $24,000
Travelers $13,395 $13,395
USAA $5,735 $5,436

Cheap Sylvan Beach, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Sylvan Beach, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sylvan Beach, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,595 $13,595
Farmers $3,492 $3,492
GEICO $9,664 $9,664
Liberty Mutual $13,368 $13,368
Nationwide $3,741 $3,741
Progressive $2,462 $2,730
State Farm $6,306 $6,306
Travelers $3,858 $3,858
USAA $2,244 $2,118

Cheap Sylvan Beach, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sylvan Beach, Michigan compared to the annual auto insurance rates with a clean record in Sylvan Beach, Michigan.

Annual Sylvan Beach, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,764 $13,040 $44,056 $13,710
Farmers $4,196 $5,344 $5,267 $5,152
GEICO $4,814 $10,195 $31,253 $8,986
Liberty Mutual $12,439 $15,131 $28,365 $16,024
Nationwide $5,048 $6,735 $6,124 $5,684
Progressive $4,086 $5,341 $4,789 $4,973
State Farm $7,112 $8,557 $18,673 $10,725
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,604 $3,241 $4,234 $2,835

Cheap Sylvan Beach, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sylvan Beach, Michigan is not easy. Compare the annual rates for DUI auto insurance in Sylvan Beach, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Sylvan Beach, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $44,056
Farmers $5,267
GEICO $31,253
Liberty Mutual $28,365
Nationwide $6,124
Progressive $4,789
State Farm $18,673
Travelers $10,331
USAA $4,234

Cheap Sylvan Beach, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sylvan Beach, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sylvan Beach, Michigan

Insurance Company Poor Fair Good
Allstate $30,531 $16,920 $12,976
Farmers $6,509 $4,391 $4,069
GEICO $17,840 $13,040 $10,556
Liberty Mutual $28,449 $16,436 $9,083
Nationwide $7,389 $5,569 $4,737
Progressive $5,506 $4,663 $4,222
State Farm $18,272 $9,247 $6,282
Travelers $6,813 $6,608 $6,525
USAA $4,814 $2,762 $2,109

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Cheap Sylvan Beach, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sylvan Beach, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Sylvan Beach, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sylvan Beach, Michigan

ZIP Code Average Annual Rates
49463 $7,006

Cheap Sylvan Beach, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Sylvan Beach, Michigan auto insurance. Find the cheapest annual Sylvan Beach, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sylvan Beach, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $20,143 $20,143
Farmers $4,990 $4,990
GEICO $13,483 $14,141
Liberty Mutual $17,375 $18,605
Nationwide $5,898 $5,898
Progressive $4,797 $4,797
State Farm $10,966 $11,568
Travelers $6,611 $6,686
USAA $3,192 $3,265

Cheap Sylvan Beach, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sylvan Beach, Michigan? Check out the comparison of annual Sylvan Beach, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sylvan Beach, Michigan

Insurance Company Low Medium High
Allstate $19,702 $20,181 $20,544
Farmers $4,868 $4,979 $5,122
GEICO $13,313 $13,749 $14,375
Liberty Mutual $17,587 $17,951 $18,431
Nationwide $6,169 $5,799 $5,726
Progressive $4,680 $4,802 $4,910
State Farm $10,712 $11,335 $11,753
Travelers $6,575 $6,656 $6,715
USAA $3,135 $3,235 $3,314

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Best By Category: Cheapest Auto Insurance in Sylvan Beach, Michigan

Compare the cheapest auto insurance companies in Sylvan Beach, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sylvan Beach, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Sylvan Beach, Michigan Auto Insurance Companies

What auto insurance companies in Sylvan Beach, Michigan are the cheapest? Compare the top Sylvan Beach, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sylvan Beach, Michigan

Insurance Company Average Annual Rates
Allstate $20,143
Farmers $4,990
GEICO $13,812
Liberty Mutual $17,990
Nationwide $5,898
Progressive $4,797
State Farm $11,267
Travelers $6,649
USAA $3,228

Compare Sylvan Beach, Michigan Auto Insurance Quotes

Before you buy Sylvan Beach, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sylvan Beach, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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