Best Cheap Auto Insurance in Sweetwater, OK (2021)

The average Sweetwater, OK auto insurance rates are $319 per month. The minimum auto insurance in Sweetwater is at least 25/50/25 in coverage to comply with Oklahoma auto insurance laws. To find the best cheap auto insurance in Sweetwater, Oklahoma, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Sweetwater is State Farm
  • The average commute length in Sweetwater is 31.5 minutes
  • Average auto insurance rates in Sweetwater, OK for senior drivers are $2,279 per year

Sweetwater, Oklahoma auto insurance requirements are 25/50/25 according to Oklahoma auto insurance laws. Finding cheap auto insurance in Sweetwater can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sweetwater, Oklahoma, including driving record, credit, commute time, and more.

Compare auto insurance in Sweetwater to other Oklahoma cities, including Norman auto insurance rates, Edmond auto insurance rates, and Oklahoma City auto insurance rates to see how Sweetwater, Oklahoma auto insurance rates stack up.

Before you buy Sweetwater, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sweetwater, Oklahoma auto insurance quotes.

Minimum Auto Insurance in Sweetwater, Oklahoma

Sweetwater, Oklahoma auto insurance laws require that you have at least the Oklahoma minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sweetwater, Oklahoma.

Minimum Required Auto Insurance Coverage in Sweetwater, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Sweetwater, Oklahoma Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sweetwater, Oklahoma are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sweetwater, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,222 $2,241 $2,033 $2,137 $6,613 $7,716 $2,417 $2,557
Farmers $2,425 $2,418 $2,187 $2,294 $8,633 $8,871 $2,738 $2,883
GEICO $2,145 $2,322 $2,260 $2,500 $6,078 $6,489 $1,881 $1,913
Liberty Mutual $4,292 $4,535 $3,769 $4,100 $11,374 $12,475 $4,465 $4,626
Progressive $2,397 $2,290 $1,972 $2,080 $9,424 $10,581 $2,815 $2,967
State Farm $1,815 $1,815 $1,588 $1,588 $4,370 $5,529 $1,898 $2,125
USAA $1,767 $1,784 $1,681 $1,715 $5,579 $6,260 $2,287 $2,530

Cheap Sweetwater, Oklahoma Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sweetwater, Oklahoma is a challenge. Take a look at the annual teen auto insurance rates in Sweetwater, Oklahoma.

Annual Auto Insurance Rates for Teen Drivers in Sweetwater, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,613 $7,716
Farmers $8,633 $8,871
GEICO $6,078 $6,489
Liberty Mutual $11,374 $12,475
Progressive $9,424 $10,581
State Farm $4,370 $5,529
USAA $5,579 $6,260

Cheap Sweetwater, Oklahoma Auto Insurance for Seniors

What are senior auto insurance rates in Sweetwater, Oklahoma? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sweetwater, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,033 $2,137
Farmers $2,187 $2,294
GEICO $2,260 $2,500
Liberty Mutual $3,769 $4,100
Progressive $1,972 $2,080
State Farm $1,588 $1,588
USAA $1,681 $1,715

Cheap Sweetwater, Oklahoma Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sweetwater, Oklahoma compared to the annual auto insurance rates with a clean record in Sweetwater, Oklahoma.

Annual Sweetwater, Oklahoma Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,021 $3,533 $4,035 $3,379
Farmers $3,440 $4,383 $4,277 $4,125
GEICO $2,351 $3,566 $3,899 $2,978
Liberty Mutual $4,207 $6,962 $7,885 $5,763
Progressive $3,364 $6,235 $3,711 $3,953
State Farm $2,421 $2,761 $2,591 $2,591
USAA $2,182 $3,113 $3,827 $2,680

Cheap Sweetwater, Oklahoma Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sweetwater, Oklahoma is not easy. Compare the annual rates for DUI auto insurance in Sweetwater, Oklahoma to find the best deal.

Annual Auto Insurance Rates After a DUI in Sweetwater, Oklahoma

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,035
Farmers $4,277
GEICO $3,899
Liberty Mutual $7,885
Progressive $3,711
State Farm $2,591
USAA $3,827

Cheap Sweetwater, Oklahoma Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sweetwater, Oklahoma annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sweetwater, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,318 $3,270 $2,888
Farmers $4,681 $3,835 $3,653
GEICO $3,852 $3,199 $2,545
Liberty Mutual $8,920 $5,427 $4,266
Progressive $4,910 $4,167 $3,870
State Farm $3,600 $2,311 $1,863
USAA $4,396 $2,482 $1,973

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Cheap Sweetwater, Oklahoma Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sweetwater, Oklahoma can vary. Compare the annual cost of auto insurance by ZIP code in Sweetwater, Oklahoma to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sweetwater, Oklahoma

ZIP Code Average Annual Rates
73666 $3,785

Cheap Sweetwater, Oklahoma Auto Insurance Rates By Commute

Commute length and annual mileage affect Sweetwater, Oklahoma auto insurance. Find the cheapest annual Sweetwater, Oklahoma auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sweetwater, Oklahoma

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,492 $3,492
Farmers $4,056 $4,056
GEICO $3,136 $3,262
Liberty Mutual $6,204 $6,204
Progressive $4,316 $4,316
State Farm $2,547 $2,635
USAA $2,915 $2,986

Cheap Sweetwater, Oklahoma Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sweetwater, Oklahoma? Check out the comparison of annual Sweetwater, Oklahoma auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sweetwater, Oklahoma

Insurance Company Low Medium High
Allstate $3,289 $3,479 $3,708
Farmers $3,906 $4,018 $4,245
GEICO $3,008 $3,199 $3,389
Liberty Mutual $5,899 $6,182 $6,532
Progressive $4,031 $4,291 $4,625
State Farm $2,443 $2,571 $2,759
USAA $2,853 $2,944 $3,055

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Best By Category: Cheapest Auto Insurance in Sweetwater, Oklahoma

Compare the cheapest auto insurance companies in Sweetwater, Oklahoma in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sweetwater, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Sweetwater, Oklahoma Auto Insurance Companies

What auto insurance companies in Sweetwater, Oklahoma are the cheapest? Compare the top Sweetwater, Oklahoma auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sweetwater, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,492
Farmers $4,056
GEICO $3,199
Liberty Mutual $6,204
Progressive $4,316
State Farm $2,591
USAA $2,951

What affects auto insurance rates in Sweetwater, Oklahoma?

There are a lot of reasons why auto insurance rates in Sweetwater, Oklahoma are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sweetwater, Oklahoma. Many local factors may affect your Sweetwater auto insurance rates.

Sweetwater Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sweetwater, Oklahoma commute length is 31.5 minutes according to City-Data.

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Compare Sweetwater, Oklahoma Auto Insurance Quotes

Before you buy Sweetwater, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sweetwater, Oklahoma auto insurance quotes.

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