Best Cheap Auto Insurance in Sweet Home, TX (2021)

The average Sweet Home, TX auto insurance rates are $306 per month. The minimum auto insurance in Sweet Home is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Sweet Home, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Sweet Home for teen drivers is Progressive
  • The cheapest auto insurance company in Sweet Home is USAA
  • The minimum auto insurance required in Sweet Home, Texas is 30/60/25

Sweet Home, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Sweet Home can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sweet Home, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Sweet Home to other Texas cities, including Arlington auto insurance rates, San Antonio auto insurance rates, and Houston auto insurance rates to see how Sweet Home, Texas auto insurance rates stack up.

Before you buy Sweet Home, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sweet Home, Texas auto insurance quotes.

Minimum Auto Insurance in Sweet Home, Texas

Sweet Home, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sweet Home, Texas.

Minimum Required Auto Insurance Coverage in Sweet Home, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Sweet Home, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sweet Home, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sweet Home, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,363 $3,390 $3,323 $3,323 $8,891 $10,724 $4,155 $4,321
American Family $2,695 $2,990 $2,484 $2,836 $6,905 $9,062 $3,826 $4,359
GEICO $2,449 $2,644 $2,365 $2,675 $5,357 $5,595 $2,650 $2,653
Nationwide $2,264 $2,310 $2,000 $2,124 $6,246 $8,054 $2,642 $2,865
Progressive $2,302 $2,186 $2,050 $2,086 $9,642 $10,786 $2,728 $2,778
State Farm $1,817 $1,817 $1,610 $1,610 $4,233 $5,373 $1,967 $2,030
USAA $1,497 $1,508 $1,428 $1,420 $4,185 $4,565 $1,995 $2,145

Cheap Sweet Home, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sweet Home, Texas is a challenge. Take a look at the annual teen auto insurance rates in Sweet Home, Texas.

Annual Auto Insurance Rates for Teen Drivers in Sweet Home, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,891 $10,724
American Family $6,905 $9,062
GEICO $5,357 $5,595
Nationwide $6,246 $8,054
Progressive $9,642 $10,786
State Farm $4,233 $5,373
USAA $4,185 $4,565

Cheap Sweet Home, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Sweet Home, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sweet Home, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,323 $3,323
American Family $2,484 $2,836
GEICO $2,365 $2,675
Nationwide $2,000 $2,124
Progressive $2,050 $2,086
State Farm $1,610 $1,610
USAA $1,428 $1,420

Cheap Sweet Home, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sweet Home, Texas compared to the annual auto insurance rates with a clean record in Sweet Home, Texas.

Annual Sweet Home, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,019 $6,228 $6,480 $4,019
American Family $4,015 $5,084 $4,465 $4,015
GEICO $2,800 $3,703 $3,088 $3,603
Nationwide $3,087 $3,087 $4,588 $3,491
Progressive $3,768 $4,872 $4,402 $4,237
State Farm $2,285 $2,604 $3,056 $2,285
USAA $1,749 $2,576 $3,038 $2,007

Cheap Sweet Home, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sweet Home, Texas is not easy. Compare the annual rates for DUI auto insurance in Sweet Home, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Sweet Home, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,480
American Family $4,465
GEICO $3,088
Nationwide $4,588
Progressive $4,402
State Farm $3,056
USAA $3,038

Cheap Sweet Home, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sweet Home, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sweet Home, Texas

Insurance Company Poor Fair Good
Allstate $6,607 $4,825 $4,127
American Family $6,072 $3,795 $3,317
GEICO $5,092 $2,882 $1,922
Nationwide $4,282 $3,426 $2,982
Progressive $4,864 $4,202 $3,893
State Farm $3,623 $2,254 $1,795
USAA $3,443 $1,987 $1,598

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Cheap Sweet Home, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sweet Home, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Sweet Home, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sweet Home, Texas

ZIP Code Average Annual Rates
77987 $5,392

Cheap Sweet Home, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Sweet Home, Texas auto insurance. Find the cheapest annual Sweet Home, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sweet Home, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,061 $5,311
American Family $4,395 $4,395
GEICO $3,237 $3,359
Nationwide $3,563 $3,563
Progressive $4,320 $4,320
State Farm $2,557 $2,557
USAA $2,313 $2,372

Cheap Sweet Home, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sweet Home, Texas? Check out the comparison of annual Sweet Home, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sweet Home, Texas

Insurance Company Low Medium High
Allstate $5,051 $5,136 $5,372
American Family $4,102 $4,240 $4,842
GEICO $3,131 $3,258 $3,506
Nationwide $3,847 $3,409 $3,434
Progressive $4,117 $4,300 $4,542
State Farm $2,431 $2,549 $2,693
USAA $2,266 $2,333 $2,428

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Best By Category: Cheapest Auto Insurance in Sweet Home, Texas

Compare the cheapest auto insurance companies in Sweet Home, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sweet Home, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Sweet Home, Texas Auto Insurance Companies

What auto insurance companies in Sweet Home, Texas are the cheapest? Compare the top Sweet Home, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sweet Home, Texas

Insurance Company Average Annual Rates
Allstate $5,186
American Family $4,395
GEICO $3,298
Nationwide $3,563
Progressive $4,320
State Farm $2,557
USAA $2,343

Compare Sweet Home, Texas Auto Insurance Quotes

Before you buy Sweet Home, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sweet Home, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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