Best Cheap Auto Insurance in Swartz Creek, MI (2021)

The average Swartz Creek, MI auto insurance rates are $830 per month. The minimum auto insurance in Swartz Creek is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Swartz Creek, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Swartz Creek, Michigan is 20/40/10
  • The most expensive auto insurance company in Swartz Creek for teen drivers is Liberty Mutual
  • The average commute length in Swartz Creek is 26.2 minutes

Swartz Creek, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Swartz Creek can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Swartz Creek, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Swartz Creek to other Michigan cities, including Detroit auto insurance rates, Sterling Heights auto insurance rates, and Dearborn auto insurance rates to see how Swartz Creek, Michigan auto insurance rates stack up.

Before you buy Swartz Creek, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Swartz Creek, Michigan auto insurance quotes.

Minimum Auto Insurance in Swartz Creek, Michigan

Swartz Creek, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Swartz Creek, Michigan.

Minimum Required Auto Insurance Coverage in Swartz Creek, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Swartz Creek, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Swartz Creek, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Swartz Creek, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $13,436 $13,436 $12,381 $12,381 $34,829 $34,829 $14,185 $14,185
Farmers $4,210 $4,210 $3,930 $3,930 $9,472 $9,472 $4,732 $4,732
GEICO $4,126 $4,126 $4,214 $4,214 $11,488 $11,488 $3,942 $3,942
Liberty Mutual $15,121 $15,121 $14,973 $14,973 $35,325 $35,325 $15,121 $15,121
Nationwide $5,379 $5,379 $4,770 $4,770 $14,584 $14,584 $5,922 $5,922
Progressive $3,128 $2,903 $2,766 $3,084 $11,632 $12,422 $3,644 $3,369
State Farm $8,226 $8,226 $7,665 $7,665 $29,336 $29,336 $9,673 $9,673
Travelers $5,804 $5,804 $4,983 $4,983 $17,517 $17,517 $6,307 $6,307
USAA $2,814 $2,636 $2,652 $2,482 $6,907 $6,489 $3,408 $3,228

Cheap Swartz Creek, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Swartz Creek, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Swartz Creek, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Swartz Creek, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,829 $34,829
Farmers $9,472 $9,472
GEICO $11,488 $11,488
Liberty Mutual $35,325 $35,325
Nationwide $14,584 $14,584
Progressive $11,632 $12,422
State Farm $29,336 $29,336
Travelers $17,517 $17,517
USAA $6,907 $6,489

Cheap Swartz Creek, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Swartz Creek, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Swartz Creek, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $12,381 $12,381
Farmers $3,930 $3,930
GEICO $4,214 $4,214
Liberty Mutual $14,973 $14,973
Nationwide $4,770 $4,770
Progressive $2,766 $3,084
State Farm $7,665 $7,665
Travelers $4,983 $4,983
USAA $2,652 $2,482

Cheap Swartz Creek, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Swartz Creek, Michigan compared to the annual auto insurance rates with a clean record in Swartz Creek, Michigan.

Annual Swartz Creek, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,190 $12,189 $40,636 $12,816
Farmers $4,695 $5,982 $5,906 $5,761
GEICO $2,083 $4,422 $13,408 $3,858
Liberty Mutual $13,873 $16,903 $31,873 $17,892
Nationwide $6,534 $8,789 $7,957 $7,375
Progressive $4,549 $5,984 $5,373 $5,568
State Farm $8,626 $10,400 $22,815 $13,060
Travelers $5,866 $8,365 $13,444 $6,936
USAA $3,073 $3,852 $5,033 $3,350

Cheap Swartz Creek, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Swartz Creek, Michigan is not easy. Compare the annual rates for DUI auto insurance in Swartz Creek, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Swartz Creek, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $40,636
Farmers $5,906
GEICO $13,408
Liberty Mutual $31,873
Nationwide $7,957
Progressive $5,373
State Farm $22,815
Travelers $13,444
USAA $5,033

Cheap Swartz Creek, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Swartz Creek, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Swartz Creek, Michigan

Insurance Company Poor Fair Good
Allstate $28,191 $15,689 $12,243
Farmers $7,364 $4,884 $4,510
GEICO $7,643 $5,617 $4,568
Liberty Mutual $31,853 $18,397 $10,156
Nationwide $9,633 $7,233 $6,125
Progressive $6,185 $5,216 $4,705
State Farm $22,284 $11,258 $7,634
Travelers $8,869 $8,599 $8,490
USAA $5,731 $3,274 $2,476

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Cheap Swartz Creek, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Swartz Creek, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Swartz Creek, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Swartz Creek, Michigan

ZIP Code Average Annual Rates
48473 $7,053

Cheap Swartz Creek, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Swartz Creek, Michigan auto insurance. Find the cheapest annual Swartz Creek, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Swartz Creek, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $18,708 $18,708
Farmers $5,586 $5,586
GEICO $5,808 $6,077
Liberty Mutual $19,449 $20,822
Nationwide $7,664 $7,664
Progressive $5,368 $5,368
State Farm $13,350 $14,100
Travelers $8,603 $8,702
USAA $3,783 $3,871

Cheap Swartz Creek, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Swartz Creek, Michigan? Check out the comparison of annual Swartz Creek, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Swartz Creek, Michigan

Insurance Company Low Medium High
Allstate $18,237 $18,749 $19,137
Farmers $5,432 $5,572 $5,754
GEICO $5,586 $5,894 $6,348
Liberty Mutual $19,599 $20,083 $20,724
Nationwide $8,020 $7,534 $7,437
Progressive $5,190 $5,376 $5,540
State Farm $13,002 $13,814 $14,359
Travelers $8,564 $8,661 $8,732
USAA $3,711 $3,837 $3,933

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Best By Category: Cheapest Auto Insurance in Swartz Creek, Michigan

Compare the cheapest auto insurance companies in Swartz Creek, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Swartz Creek, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Swartz Creek, Michigan Auto Insurance Companies

What auto insurance companies in Swartz Creek, Michigan are the cheapest? Compare the top Swartz Creek, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Swartz Creek, Michigan

Insurance Company Average Annual Rates
Allstate $18,708
Farmers $5,586
GEICO $5,943
Liberty Mutual $20,135
Nationwide $7,664
Progressive $5,368
State Farm $13,725
Travelers $8,653
USAA $3,827

What affects auto insurance rates in Swartz Creek, Michigan?

There are a lot of reasons why auto insurance rates in Swartz Creek, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Swartz Creek, Michigan. Many local factors may affect your Swartz Creek auto insurance rates.

Swartz Creek Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Swartz Creek, Michigan commute length is 26.2 minutes according to City-Data.

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Compare Swartz Creek, Michigan Auto Insurance Quotes

Before you buy Swartz Creek, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Swartz Creek, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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