Best Cheap Auto Insurance in Swanlake, ID (2021)

The average Swanlake, ID auto insurance rates are $237 per month. The minimum auto insurance in Swanlake is at least 25/50/15 in coverage to comply with Idaho auto insurance laws. To find the best cheap auto insurance in Swanlake, Idaho, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Swanlake is State Farm
  • The minimum auto insurance required in Swanlake, Idaho is 25/50/15
  • The most expensive auto insurance company in Swanlake for teen drivers is Allstate

Swanlake, Idaho auto insurance requirements are 25/50/15 according to Idaho auto insurance laws. Finding cheap auto insurance in Swanlake can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Swanlake, Idaho, including driving record, credit, commute time, and more.

Compare auto insurance in Swanlake to other Idaho cities, including Meridian auto insurance rates, Caldwell auto insurance rates, and Boise City auto insurance rates to see how Swanlake, Idaho auto insurance rates stack up.

Before you buy Swanlake, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Swanlake, Idaho auto insurance quotes.

Minimum Auto Insurance in Swanlake, Idaho

Swanlake, Idaho auto insurance laws require that you have at least the Idaho minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Swanlake, Idaho.

Minimum Required Auto Insurance Coverage in Swanlake, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Swanlake, Idaho Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Swanlake, Idaho are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Swanlake, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,388 $2,382 $2,069 $2,147 $8,554 $9,862 $2,684 $2,843
American Family $2,088 $2,088 $1,859 $1,859 $7,355 $9,596 $2,088 $2,629
Farmers $1,616 $1,607 $1,426 $1,507 $7,794 $8,074 $1,862 $1,966
GEICO $2,016 $1,991 $1,919 $1,863 $4,278 $5,328 $2,718 $2,106
Liberty Mutual $1,550 $1,673 $1,257 $1,404 $4,901 $5,448 $1,646 $1,741
Nationwide $1,798 $1,843 $1,621 $1,723 $4,347 $5,363 $2,096 $2,258
State Farm $1,093 $1,093 $978 $978 $3,174 $4,001 $1,231 $1,421
Travelers $1,315 $1,336 $1,318 $1,315 $6,473 $10,265 $1,396 $1,600
USAA $1,100 $1,103 $1,070 $1,059 $3,565 $3,999 $1,458 $1,579

Cheap Swanlake, Idaho Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Swanlake, Idaho is a challenge. Take a look at the annual teen auto insurance rates in Swanlake, Idaho.

Annual Auto Insurance Rates for Teen Drivers in Swanlake, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,554 $9,862
American Family $7,355 $9,596
Farmers $7,794 $8,074
GEICO $4,278 $5,328
Liberty Mutual $4,901 $5,448
Nationwide $4,347 $5,363
State Farm $3,174 $4,001
Travelers $6,473 $10,265
USAA $3,565 $3,999

Cheap Swanlake, Idaho Auto Insurance for Seniors

What are senior auto insurance rates in Swanlake, Idaho? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Swanlake, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,069 $2,147
American Family $1,859 $1,859
Farmers $1,426 $1,507
GEICO $1,919 $1,863
Liberty Mutual $1,257 $1,404
Nationwide $1,621 $1,723
State Farm $978 $978
Travelers $1,318 $1,315
USAA $1,070 $1,059

Cheap Swanlake, Idaho Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Swanlake, Idaho compared to the annual auto insurance rates with a clean record in Swanlake, Idaho.

Annual Swanlake, Idaho Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,411 $4,275 $4,752 $4,028
American Family $2,917 $4,122 $4,444 $3,299
Farmers $2,822 $3,571 $3,347 $3,188
GEICO $1,704 $2,720 $3,808 $2,879
Liberty Mutual $2,037 $2,550 $2,635 $2,588
Nationwide $2,008 $2,609 $3,651 $2,257
State Farm $1,598 $1,893 $1,746 $1,746
Travelers $1,938 $2,751 $4,747 $3,074
USAA $1,341 $1,908 $2,595 $1,623

Cheap Swanlake, Idaho Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Swanlake, Idaho is not easy. Compare the annual rates for DUI auto insurance in Swanlake, Idaho to find the best deal.

Annual Auto Insurance Rates After a DUI in Swanlake, Idaho

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,752
American Family $4,444
Farmers $3,347
GEICO $3,808
Liberty Mutual $2,635
Nationwide $3,651
State Farm $1,746
Travelers $4,747
USAA $2,595

Cheap Swanlake, Idaho Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Swanlake, Idaho annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Swanlake, Idaho

Insurance Company Poor Fair Good
Allstate $5,435 $3,690 $3,224
American Family $4,776 $3,404 $2,905
Farmers $3,645 $3,093 $2,956
GEICO $3,377 $2,696 $2,260
Liberty Mutual $3,503 $2,150 $1,704
Nationwide $3,144 $2,530 $2,219
State Farm $2,451 $1,551 $1,235
Travelers $3,580 $3,013 $2,790
USAA $2,742 $1,585 $1,273

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Cheap Swanlake, Idaho Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Swanlake, Idaho can vary. Compare the annual cost of auto insurance by ZIP code in Swanlake, Idaho to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Swanlake, Idaho

ZIP Code Average Annual Rates
83281 $2,849

Cheap Swanlake, Idaho Auto Insurance Rates By Commute

Commute length and annual mileage affect Swanlake, Idaho auto insurance. Find the cheapest annual Swanlake, Idaho auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Swanlake, Idaho

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,116 $4,116
American Family $3,619 $3,771
Farmers $3,232 $3,232
GEICO $2,730 $2,825
Liberty Mutual $2,452 $2,452
Nationwide $2,631 $2,631
State Farm $1,705 $1,787
Travelers $3,127 $3,127
USAA $1,844 $1,889

Cheap Swanlake, Idaho Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Swanlake, Idaho? Check out the comparison of annual Swanlake, Idaho auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Swanlake, Idaho

Insurance Company Low Medium High
Allstate $3,968 $4,109 $4,271
American Family $3,705 $3,879 $3,502
Farmers $3,076 $3,195 $3,424
GEICO $2,640 $2,773 $2,920
Liberty Mutual $2,325 $2,449 $2,583
Nationwide $2,595 $2,764 $2,534
State Farm $1,658 $1,748 $1,832
Travelers $3,073 $3,173 $3,136
USAA $1,817 $1,864 $1,920

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Best By Category: Cheapest Auto Insurance in Swanlake, Idaho

Compare the cheapest auto insurance companies in Swanlake, Idaho in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Swanlake, Idaho

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Swanlake, Idaho Auto Insurance Companies

What auto insurance companies in Swanlake, Idaho are the cheapest? Compare the top Swanlake, Idaho auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Swanlake, Idaho

Insurance Company Average Annual Rates
Allstate $4,116
American Family $3,695
Farmers $3,232
GEICO $2,778
Liberty Mutual $2,452
Nationwide $2,631
State Farm $1,746
Travelers $3,127
USAA $1,867

Compare Swanlake, Idaho Auto Insurance Quotes

Before you buy Swanlake, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Swanlake, Idaho auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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