Best Cheap Auto Insurance in Swan Lake, NY (2021)

The average Swan Lake, NY auto insurance rates are $407 per month. The minimum auto insurance in Swan Lake is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Swan Lake, New York, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Swan Lake for teen drivers is Liberty Mutual
  • Average auto insurance rates in Swan Lake, NY for senior drivers are $3,021 per year
  • The cheapest auto insurance company in Swan Lake is GEICO

Swan Lake, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Swan Lake can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Swan Lake, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Swan Lake to other New York cities, including Rochester auto insurance rates, Schenectady auto insurance rates, and Syracuse auto insurance rates to see how Swan Lake, New York auto insurance rates stack up.

Before you buy Swan Lake, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Swan Lake, New York auto insurance quotes.

Minimum Auto Insurance in Swan Lake, New York

Swan Lake, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Swan Lake, New York.

Minimum Required Auto Insurance Coverage in Swan Lake, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Swan Lake, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Swan Lake, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Swan Lake, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,663 $3,410 $3,446 $3,489 $10,870 $11,619 $3,566 $3,575
GEICO $2,187 $2,102 $2,121 $2,090 $4,632 $6,783 $1,972 $2,016
Liberty Mutual $5,570 $5,570 $5,181 $5,181 $10,852 $17,658 $5,570 $5,927
Nationwide $3,585 $3,585 $3,372 $3,372 $6,525 $9,832 $3,585 $4,630
Progressive $2,560 $2,379 $2,037 $2,073 $8,408 $9,285 $3,263 $3,135
State Farm $3,260 $3,260 $2,840 $2,840 $9,446 $12,119 $3,582 $3,749
Travelers $3,302 $3,341 $2,969 $3,194 $7,356 $8,700 $3,491 $3,641
USAA $2,277 $2,241 $2,063 $2,071 $9,192 $10,931 $2,931 $3,252

Cheap Swan Lake, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Swan Lake, New York is a challenge. Take a look at the annual teen auto insurance rates in Swan Lake, New York.

Annual Auto Insurance Rates for Teen Drivers in Swan Lake, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,870 $11,619
GEICO $4,632 $6,783
Liberty Mutual $10,852 $17,658
Nationwide $6,525 $9,832
Progressive $8,408 $9,285
State Farm $9,446 $12,119
Travelers $7,356 $8,700
USAA $9,192 $10,931

Cheap Swan Lake, New York Auto Insurance for Seniors

What are senior auto insurance rates in Swan Lake, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Swan Lake, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,446 $3,489
GEICO $2,121 $2,090
Liberty Mutual $5,181 $5,181
Nationwide $3,372 $3,372
Progressive $2,037 $2,073
State Farm $2,840 $2,840
Travelers $2,969 $3,194
USAA $2,063 $2,071

Cheap Swan Lake, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Swan Lake, New York compared to the annual auto insurance rates with a clean record in Swan Lake, New York.

Annual Swan Lake, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,600 $4,600 $6,782 $5,838
GEICO $2,333 $2,543 $4,742 $2,333
Liberty Mutual $6,147 $6,147 $12,312 $6,147
Nationwide $3,623 $3,623 $8,287 $3,710
Progressive $4,028 $4,028 $4,461 $4,053
State Farm $4,895 $4,895 $5,379 $5,379
Travelers $3,886 $4,786 $4,851 $4,473
USAA $3,904 $3,967 $5,641 $3,967

Cheap Swan Lake, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Swan Lake, New York is not easy. Compare the annual rates for DUI auto insurance in Swan Lake, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Swan Lake, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,782
GEICO $4,742
Liberty Mutual $12,312
Nationwide $8,287
Progressive $4,461
State Farm $5,379
Travelers $4,851
USAA $5,641

Cheap Swan Lake, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Swan Lake, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Swan Lake, New York

Insurance Company Poor Fair Good
Allstate $7,897 $4,558 $3,909
GEICO $3,745 $2,751 $2,469
Liberty Mutual $10,779 $7,032 $5,254
Nationwide $4,811 $4,811 $4,811
Progressive $6,669 $3,342 $2,416
State Farm $7,255 $4,548 $3,609
Travelers $6,251 $3,885 $3,362
USAA $6,740 $3,387 $2,982

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Cheap Swan Lake, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Swan Lake, New York can vary. Compare the annual cost of auto insurance by ZIP code in Swan Lake, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Swan Lake, New York

ZIP Code Average Annual Rates
12783 $4,947

Cheap Swan Lake, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Swan Lake, New York auto insurance. Find the cheapest annual Swan Lake, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Swan Lake, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,378 $5,532
GEICO $2,900 $3,076
Liberty Mutual $7,471 $7,905
Nationwide $4,811 $4,811
Progressive $4,142 $4,142
State Farm $4,950 $5,324
Travelers $4,499 $4,499
USAA $4,325 $4,414

Cheap Swan Lake, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Swan Lake, New York? Check out the comparison of annual Swan Lake, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Swan Lake, New York

Insurance Company Low Medium High
Allstate $5,080 $5,431 $5,853
GEICO $2,820 $2,973 $3,171
Liberty Mutual $7,390 $7,669 $8,006
Nationwide $4,552 $4,775 $5,106
Progressive $3,917 $4,114 $4,397
State Farm $4,898 $5,163 $5,350
Travelers $4,249 $4,444 $4,805
USAA $4,219 $4,342 $4,549

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Best By Category: Cheapest Auto Insurance in Swan Lake, New York

Compare the cheapest auto insurance companies in Swan Lake, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Swan Lake, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Swan Lake, New York Auto Insurance Companies

What auto insurance companies in Swan Lake, New York are the cheapest? Compare the top Swan Lake, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Swan Lake, New York

Insurance Company Average Annual Rates
Allstate $5,455
GEICO $2,988
Liberty Mutual $7,688
Nationwide $4,811
Progressive $4,142
State Farm $5,137
Travelers $4,499
USAA $4,370

Compare Swan Lake, New York Auto Insurance Quotes

Before you buy Swan Lake, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Swan Lake, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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