Best Cheap Auto Insurance in Surrey, ND (2021)

The average Surrey, ND auto insurance rates are $342 per month. The minimum auto insurance in Surrey is at least 25/50/25 in coverage to comply with North Dakota auto insurance laws. To find the best cheap auto insurance in Surrey, North Dakota, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Surrey, North Dakota is 25/50/25
  • The most expensive auto insurance company in Surrey for teen drivers is Liberty Mutual
  • The average commute length in Surrey is 18.0 minutes

Surrey, North Dakota auto insurance requirements are 25/50/25 according to North Dakota auto insurance laws. Finding cheap auto insurance in Surrey can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Surrey, North Dakota, including driving record, credit, commute time, and more.

Compare auto insurance in Surrey to other North Dakota cities, including James auto insurance rates, West Fargo auto insurance rates, and Mandan auto insurance rates to see how Surrey, North Dakota auto insurance rates stack up.

Before you buy Surrey, North Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Surrey, North Dakota auto insurance quotes.

Minimum Auto Insurance in Surrey, North Dakota

Surrey, North Dakota auto insurance laws require that you have at least the North Dakota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Surrey, North Dakota.

Minimum Required Auto Insurance Coverage in Surrey, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Surrey, North Dakota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Surrey, North Dakota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Surrey, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,518 $2,531 $2,231 $2,368 $9,840 $11,641 $2,779 $3,011
American Family $2,797 $2,797 $2,527 $2,527 $5,984 $8,628 $2,797 $3,275
Farmers $1,872 $1,833 $1,668 $1,742 $7,041 $7,219 $2,137 $2,251
GEICO $1,949 $1,930 $1,668 $1,687 $3,969 $4,963 $1,762 $1,910
Liberty Mutual $6,215 $6,701 $4,999 $6,060 $25,609 $28,548 $6,470 $7,065
Nationwide $1,935 $1,991 $1,729 $1,853 $4,255 $5,290 $2,195 $2,341
Progressive $2,144 $2,022 $1,743 $1,812 $8,478 $9,456 $2,639 $2,685
State Farm $1,659 $1,659 $1,483 $1,483 $4,899 $6,168 $1,864 $2,127
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

Cheap Surrey, North Dakota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Surrey, North Dakota is a challenge. Take a look at the annual teen auto insurance rates in Surrey, North Dakota.

Annual Auto Insurance Rates for Teen Drivers in Surrey, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,840 $11,641
American Family $5,984 $8,628
Farmers $7,041 $7,219
GEICO $3,969 $4,963
Liberty Mutual $25,609 $28,548
Nationwide $4,255 $5,290
Progressive $8,478 $9,456
State Farm $4,899 $6,168
USAA $3,928 $4,747

Cheap Surrey, North Dakota Auto Insurance for Seniors

What are senior auto insurance rates in Surrey, North Dakota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Surrey, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,231 $2,368
American Family $2,527 $2,527
Farmers $1,668 $1,742
GEICO $1,668 $1,687
Liberty Mutual $4,999 $6,060
Nationwide $1,729 $1,853
Progressive $1,743 $1,812
State Farm $1,483 $1,483
USAA $927 $930

Cheap Surrey, North Dakota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Surrey, North Dakota compared to the annual auto insurance rates with a clean record in Surrey, North Dakota.

Annual Surrey, North Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,726 $4,103 $6,285 $4,345
American Family $2,865 $4,082 $5,440 $3,279
Farmers $2,705 $3,471 $3,427 $3,278
GEICO $1,452 $2,405 $3,736 $2,326
Liberty Mutual $10,156 $11,493 $12,447 $11,738
Nationwide $1,978 $2,747 $3,812 $2,257
Progressive $3,560 $4,438 $3,609 $3,882
State Farm $2,444 $2,891 $2,668 $2,668
USAA $1,441 $2,040 $2,854 $1,779

Cheap Surrey, North Dakota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Surrey, North Dakota is not easy. Compare the annual rates for DUI auto insurance in Surrey, North Dakota to find the best deal.

Annual Auto Insurance Rates After a DUI in Surrey, North Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,285
American Family $5,440
Farmers $3,427
GEICO $3,736
Liberty Mutual $12,447
Nationwide $3,812
Progressive $3,609
State Farm $2,668
USAA $2,854

Cheap Surrey, North Dakota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Surrey, North Dakota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Surrey, North Dakota

Insurance Company Poor Fair Good
Allstate $5,820 $4,427 $3,597
American Family $5,149 $3,578 $3,023
Farmers $3,711 $3,052 $2,898
GEICO $2,964 $2,390 $2,085
Liberty Mutual $16,601 $9,976 $7,799
Nationwide $3,293 $2,555 $2,248
Progressive $4,436 $3,746 $3,436
State Farm $3,733 $2,372 $1,898
USAA $2,801 $1,773 $1,511

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Cheap Surrey, North Dakota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Surrey, North Dakota can vary. Compare the annual cost of auto insurance by ZIP code in Surrey, North Dakota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Surrey, North Dakota

ZIP Code Average Annual Rates
58785 $4,338

Cheap Surrey, North Dakota Auto Insurance Rates By Commute

Commute length and annual mileage affect Surrey, North Dakota auto insurance. Find the cheapest annual Surrey, North Dakota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Surrey, North Dakota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,502 $4,728
American Family $3,868 $3,965
Farmers $3,220 $3,220
GEICO $2,450 $2,509
Liberty Mutual $11,459 $11,459
Nationwide $2,699 $2,699
Progressive $3,872 $3,872
State Farm $2,598 $2,738
USAA $2,008 $2,049

Cheap Surrey, North Dakota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Surrey, North Dakota? Check out the comparison of annual Surrey, North Dakota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Surrey, North Dakota

Insurance Company Low Medium High
Allstate $4,529 $4,613 $4,702
American Family $4,039 $4,111 $3,600
Farmers $3,136 $3,205 $3,321
GEICO $2,429 $2,475 $2,535
Liberty Mutual $11,181 $11,406 $11,788
Nationwide $2,635 $2,684 $2,776
Progressive $3,754 $3,863 $4,001
State Farm $2,590 $2,677 $2,737
USAA $1,977 $2,030 $2,079

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Best By Category: Cheapest Auto Insurance in Surrey, North Dakota

Compare the cheapest auto insurance companies in Surrey, North Dakota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Surrey, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Surrey, North Dakota Auto Insurance Companies

What auto insurance companies in Surrey, North Dakota are the cheapest? Compare the top Surrey, North Dakota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Surrey, North Dakota

Insurance Company Average Annual Rates
Allstate $4,615
American Family $3,917
Farmers $3,220
GEICO $2,480
Liberty Mutual $11,459
Nationwide $2,699
Progressive $3,872
State Farm $2,668
USAA $2,028

What affects auto insurance rates in Surrey, North Dakota?

There are a lot of reasons why auto insurance rates in Surrey, North Dakota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Surrey, North Dakota. Many local factors may affect your Surrey auto insurance rates.

Surrey Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Surrey, North Dakota commute length is 18.0 minutes according to City-Data.

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Compare Surrey, North Dakota Auto Insurance Quotes

Before you buy Surrey, North Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Surrey, North Dakota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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