Best Cheap Auto Insurance in Sunset, TX (2021)

The average Sunset, TX auto insurance rates are $311 per month. The minimum auto insurance in Sunset is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Sunset, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Sunset is 23.2 minutes
  • The cheapest auto insurance company in Sunset is USAA
  • Average auto insurance rates in Sunset, TX for senior drivers are $2,273 per year

Sunset, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Sunset can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sunset, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Sunset to other Texas cities, including Houston auto insurance rates, Fort Worth auto insurance rates, and Dallas auto insurance rates to see how Sunset, Texas auto insurance rates stack up.

Before you buy Sunset, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sunset, Texas auto insurance quotes.

Minimum Auto Insurance in Sunset, Texas

Sunset, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sunset, Texas.

Minimum Required Auto Insurance Coverage in Sunset, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Sunset, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sunset, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sunset, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,389 $3,418 $3,349 $3,349 $8,932 $10,779 $4,188 $4,358
American Family $2,716 $2,976 $2,379 $2,686 $6,076 $8,009 $3,689 $4,183
GEICO $2,662 $2,853 $2,526 $2,830 $5,789 $6,044 $2,884 $2,906
Nationwide $2,449 $2,494 $2,158 $2,290 $6,987 $8,998 $2,880 $3,123
Progressive $2,387 $2,283 $2,123 $2,162 $9,973 $11,161 $2,846 $2,912
State Farm $1,798 $1,798 $1,596 $1,596 $4,241 $5,397 $1,950 $2,016
USAA $1,462 $1,473 $1,394 $1,386 $4,080 $4,452 $1,948 $2,095

Cheap Sunset, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sunset, Texas is a challenge. Take a look at the annual teen auto insurance rates in Sunset, Texas.

Annual Auto Insurance Rates for Teen Drivers in Sunset, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,932 $10,779
American Family $6,076 $8,009
GEICO $5,789 $6,044
Nationwide $6,987 $8,998
Progressive $9,973 $11,161
State Farm $4,241 $5,397
USAA $4,080 $4,452

Cheap Sunset, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Sunset, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sunset, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,349 $3,349
American Family $2,379 $2,686
GEICO $2,526 $2,830
Nationwide $2,158 $2,290
Progressive $2,123 $2,162
State Farm $1,596 $1,596
USAA $1,394 $1,386

Cheap Sunset, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sunset, Texas compared to the annual auto insurance rates with a clean record in Sunset, Texas.

Annual Sunset, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,051 $6,264 $6,515 $4,051
American Family $3,756 $4,704 $4,141 $3,756
GEICO $3,020 $3,975 $3,354 $3,898
Nationwide $3,394 $3,394 $5,059 $3,842
Progressive $3,908 $5,046 $4,567 $4,403
State Farm $2,273 $2,597 $3,053 $2,273
USAA $1,708 $2,512 $2,965 $1,960

Cheap Sunset, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sunset, Texas is not easy. Compare the annual rates for DUI auto insurance in Sunset, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Sunset, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,515
American Family $4,141
GEICO $3,354
Nationwide $5,059
Progressive $4,567
State Farm $3,053
USAA $2,965

Cheap Sunset, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sunset, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sunset, Texas

Insurance Company Poor Fair Good
Allstate $6,652 $4,856 $4,153
American Family $5,767 $3,479 $3,022
GEICO $5,508 $3,110 $2,068
Nationwide $4,708 $3,777 $3,283
Progressive $5,048 $4,358 $4,037
State Farm $3,610 $2,247 $1,790
USAA $3,364 $1,938 $1,557

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Cheap Sunset, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sunset, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Sunset, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sunset, Texas

ZIP Code Average Annual Rates
76270 $5,455

Cheap Sunset, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Sunset, Texas auto insurance. Find the cheapest annual Sunset, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sunset, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,095 $5,346
American Family $4,089 $4,089
GEICO $3,494 $3,630
Nationwide $3,922 $3,922
Progressive $4,481 $4,481
State Farm $2,549 $2,549
USAA $2,258 $2,315

Cheap Sunset, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sunset, Texas? Check out the comparison of annual Sunset, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sunset, Texas

Insurance Company Low Medium High
Allstate $5,085 $5,170 $5,406
American Family $3,888 $3,986 $4,394
GEICO $3,405 $3,530 $3,751
Nationwide $4,246 $3,753 $3,768
Progressive $4,297 $4,464 $4,682
State Farm $2,432 $2,542 $2,673
USAA $2,215 $2,278 $2,366

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Best By Category: Cheapest Auto Insurance in Sunset, Texas

Compare the cheapest auto insurance companies in Sunset, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sunset, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Sunset, Texas Auto Insurance Companies

What auto insurance companies in Sunset, Texas are the cheapest? Compare the top Sunset, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sunset, Texas

Insurance Company Average Annual Rates
Allstate $5,220
American Family $4,089
GEICO $3,562
Nationwide $3,922
Progressive $4,481
State Farm $2,549
USAA $2,286

What affects auto insurance rates in Sunset, Texas?

There are a lot of reasons why auto insurance rates in Sunset, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sunset, Texas. Many local factors may affect your Sunset auto insurance rates.

Sunset Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Sunset, Texas auto theft statistics, there have been 5 auto thefts in the city.

Sunset Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sunset, Texas commute length is 23.2 minutes according to City-Data.

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Compare Sunset, Texas Auto Insurance Quotes

Before you buy Sunset, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sunset, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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