Best Cheap Auto Insurance in Sunset Beach, CA (2021)

The average Sunset Beach, CA auto insurance rates are $310 per month. The minimum auto insurance in Sunset Beach is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Sunset Beach, California, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Sunset Beach, California is 15/30/5
  • The cheapest auto insurance company in Sunset Beach is USAA
  • Average auto insurance rates in Sunset Beach, CA for senior drivers are $2,231 per year

Sunset Beach, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Sunset Beach can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sunset Beach, California, including driving record, credit, commute time, and more.

Compare auto insurance in Sunset Beach to other California cities, including Sacramento auto insurance rates, San Jose auto insurance rates, and San Francisco auto insurance rates to see how Sunset Beach, California auto insurance rates stack up.

Before you buy Sunset Beach, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sunset Beach, California auto insurance quotes.

Minimum Auto Insurance in Sunset Beach, California

Sunset Beach, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sunset Beach, California.

Minimum Required Auto Insurance Coverage in Sunset Beach, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Sunset Beach, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sunset Beach, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sunset Beach, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,816 $2,804 $2,067 $2,066 $7,909 $9,917 $3,535 $3,820
Farmers $2,600 $2,600 $2,369 $2,369 $8,268 $13,396 $3,081 $3,435
GEICO $1,748 $1,749 $1,644 $1,644 $5,324 $5,421 $2,512 $2,571
Liberty Mutual $2,233 $2,102 $2,094 $2,024 $4,846 $5,201 $2,502 $2,540
Nationwide $3,454 $3,293 $3,026 $2,848 $8,863 $9,775 $4,121 $4,068
Progressive $1,950 $2,010 $1,657 $1,971 $5,253 $6,347 $2,821 $3,040
State Farm $3,412 $3,412 $3,052 $3,052 $6,350 $7,902 $3,778 $3,892
Travelers $2,484 $2,396 $2,202 $2,181 $5,243 $5,911 $3,226 $3,149
USAA $1,992 $1,884 $1,947 $1,951 $4,563 $4,585 $2,759 $2,604

Cheap Sunset Beach, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sunset Beach, California is a challenge. Take a look at the annual teen auto insurance rates in Sunset Beach, California.

Annual Auto Insurance Rates for Teen Drivers in Sunset Beach, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,909 $9,917
Farmers $8,268 $13,396
GEICO $5,324 $5,421
Liberty Mutual $4,846 $5,201
Nationwide $8,863 $9,775
Progressive $5,253 $6,347
State Farm $6,350 $7,902
Travelers $5,243 $5,911
USAA $4,563 $4,585

Cheap Sunset Beach, California Auto Insurance for Seniors

What are senior auto insurance rates in Sunset Beach, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sunset Beach, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,067 $2,066
Farmers $2,369 $2,369
GEICO $1,644 $1,644
Liberty Mutual $2,094 $2,024
Nationwide $3,026 $2,848
Progressive $1,657 $1,971
State Farm $3,052 $3,052
Travelers $2,202 $2,181
USAA $1,947 $1,951

Cheap Sunset Beach, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sunset Beach, California compared to the annual auto insurance rates with a clean record in Sunset Beach, California.

Annual Sunset Beach, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,650 $4,397 $6,957 $3,463
Farmers $3,532 $4,802 $5,963 $4,762
GEICO $1,976 $3,051 $3,827 $2,452
Liberty Mutual $2,555 $3,420 $3,089 $2,707
Nationwide $3,440 $4,410 $7,465 $4,410
Progressive $2,045 $3,483 $4,049 $2,947
State Farm $3,114 $3,710 $6,991 $3,611
Travelers $2,220 $3,659 $4,220 $3,297
USAA $1,850 $2,756 $4,511 $2,027

Cheap Sunset Beach, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sunset Beach, California is not easy. Compare the annual rates for DUI auto insurance in Sunset Beach, California to find the best deal.

Annual Auto Insurance Rates After a DUI in Sunset Beach, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,957
Farmers $5,963
GEICO $3,827
Liberty Mutual $3,089
Nationwide $7,465
Progressive $4,049
State Farm $6,991
Travelers $4,220
USAA $4,511

Cheap Sunset Beach, California Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sunset Beach, California can vary. Compare the annual cost of auto insurance by ZIP code in Sunset Beach, California to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sunset Beach, California

ZIP Code Average Annual Rates
90742 $5,081

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Cheap Sunset Beach, California Auto Insurance Rates By Commute

Commute length and annual mileage affect Sunset Beach, California auto insurance. Find the cheapest annual Sunset Beach, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sunset Beach, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,930 $4,804
Farmers $4,321 $5,208
GEICO $2,568 $3,085
Liberty Mutual $2,702 $3,184
Nationwide $4,347 $5,515
Progressive $2,841 $3,421
State Farm $4,196 $4,517
Travelers $3,015 $3,683
USAA $2,566 $3,005

Cheap Sunset Beach, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sunset Beach, California? Check out the comparison of annual Sunset Beach, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sunset Beach, California

Insurance Company Low Medium High
Allstate $4,085 $4,412 $4,604
Farmers $4,383 $4,808 $5,103
GEICO $2,577 $2,856 $3,047
Liberty Mutual $2,709 $2,972 $3,147
Nationwide $4,425 $5,015 $5,354
Progressive $2,813 $3,223 $3,358
State Farm $3,848 $4,447 $4,774
Travelers $2,859 $3,453 $3,735
USAA $2,524 $2,840 $2,993

Best By Category: Cheapest Auto Insurance in Sunset Beach, California

Compare the cheapest auto insurance companies in Sunset Beach, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sunset Beach, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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The Cheapest Sunset Beach, California Auto Insurance Companies

What auto insurance companies in Sunset Beach, California are the cheapest? Compare the top Sunset Beach, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sunset Beach, California

Insurance Company Average Annual Rates
Allstate $4,367
Farmers $4,765
GEICO $2,827
Liberty Mutual $2,943
Nationwide $4,931
Progressive $3,131
State Farm $4,356
Travelers $3,349
USAA $2,786

Compare Sunset Beach, California Auto Insurance Quotes

Before you buy Sunset Beach, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sunset Beach, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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