Best Cheap Auto Insurance in Sunnyvale, TX (2021)

The average Sunnyvale, TX auto insurance rates are $369 per month. The minimum auto insurance in Sunnyvale is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Sunnyvale, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The minimum auto insurance required in Sunnyvale, Texas is 30/60/25
  • Average auto insurance rates in Sunnyvale, TX for senior drivers are $2,687 per year
  • The average commute length in Sunnyvale is 32.9 minutes

Sunnyvale, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Sunnyvale can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sunnyvale, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Sunnyvale to other Texas cities, including Dallas auto insurance rates, Corpus Christi auto insurance rates, and Plano auto insurance rates to see how Sunnyvale, Texas auto insurance rates stack up.

Before you buy Sunnyvale, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sunnyvale, Texas auto insurance quotes.

Minimum Auto Insurance in Sunnyvale, Texas

Sunnyvale, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sunnyvale, Texas.

Minimum Required Auto Insurance Coverage in Sunnyvale, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Sunnyvale, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sunnyvale, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sunnyvale, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,000 $4,028 $3,945 $3,945 $10,612 $12,788 $4,937 $5,135
American Family $3,639 $4,052 $3,348 $3,843 $9,583 $12,632 $5,231 $5,984
GEICO $2,828 $3,061 $2,734 $3,100 $6,288 $6,596 $3,068 $3,082
Nationwide $2,372 $2,410 $2,096 $2,218 $6,753 $8,664 $2,789 $3,016
Progressive $2,587 $2,468 $2,290 $2,340 $10,609 $11,829 $3,070 $3,122
State Farm $2,502 $2,502 $2,237 $2,237 $6,119 $7,816 $2,729 $2,805
USAA $1,720 $1,720 $1,652 $1,629 $4,910 $5,315 $2,284 $2,425

Cheap Sunnyvale, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sunnyvale, Texas is a challenge. Take a look at the annual teen auto insurance rates in Sunnyvale, Texas.

Annual Auto Insurance Rates for Teen Drivers in Sunnyvale, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,612 $12,788
American Family $9,583 $12,632
GEICO $6,288 $6,596
Nationwide $6,753 $8,664
Progressive $10,609 $11,829
State Farm $6,119 $7,816
USAA $4,910 $5,315

Cheap Sunnyvale, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Sunnyvale, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sunnyvale, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,945 $3,945
American Family $3,348 $3,843
GEICO $2,734 $3,100
Nationwide $2,096 $2,218
Progressive $2,290 $2,340
State Farm $2,237 $2,237
USAA $1,652 $1,629

Cheap Sunnyvale, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sunnyvale, Texas compared to the annual auto insurance rates with a clean record in Sunnyvale, Texas.

Annual Sunnyvale, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,776 $7,406 $7,737 $4,776
American Family $5,501 $7,015 $6,139 $5,501
GEICO $3,259 $4,336 $3,589 $4,195
Nationwide $3,288 $3,288 $4,869 $3,713
Progressive $4,176 $5,383 $4,886 $4,712
State Farm $3,200 $3,690 $4,383 $3,200
USAA $2,009 $2,988 $3,522 $2,308

Cheap Sunnyvale, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sunnyvale, Texas is not easy. Compare the annual rates for DUI auto insurance in Sunnyvale, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Sunnyvale, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,737
American Family $6,139
GEICO $3,589
Nationwide $4,869
Progressive $4,886
State Farm $4,383
USAA $3,522

Cheap Sunnyvale, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sunnyvale, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sunnyvale, Texas

Insurance Company Poor Fair Good
Allstate $7,835 $5,755 $4,933
American Family $8,333 $5,224 $4,560
GEICO $5,955 $3,355 $2,225
Nationwide $4,546 $3,652 $3,172
Progressive $5,411 $4,653 $4,303
State Farm $5,117 $3,191 $2,546
USAA $3,957 $2,305 $1,859

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Cheap Sunnyvale, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sunnyvale, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Sunnyvale, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sunnyvale, Texas

ZIP Code Average Annual Rates
75182 $6,454

Cheap Sunnyvale, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Sunnyvale, Texas auto insurance. Find the cheapest annual Sunnyvale, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sunnyvale, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,022 $6,326
American Family $6,039 $6,039
GEICO $3,775 $3,915
Nationwide $3,790 $3,790
Progressive $4,789 $4,789
State Farm $3,618 $3,618
USAA $2,673 $2,741

Cheap Sunnyvale, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sunnyvale, Texas? Check out the comparison of annual Sunnyvale, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sunnyvale, Texas

Insurance Company Low Medium High
Allstate $6,032 $6,121 $6,369
American Family $5,632 $5,822 $6,662
GEICO $3,657 $3,800 $4,077
Nationwide $4,080 $3,628 $3,661
Progressive $4,566 $4,766 $5,035
State Farm $3,407 $3,604 $3,845
USAA $2,601 $2,695 $2,825

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Best By Category: Cheapest Auto Insurance in Sunnyvale, Texas

Compare the cheapest auto insurance companies in Sunnyvale, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sunnyvale, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Sunnyvale, Texas Auto Insurance Companies

What auto insurance companies in Sunnyvale, Texas are the cheapest? Compare the top Sunnyvale, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sunnyvale, Texas

Insurance Company Average Annual Rates
Allstate $6,174
American Family $6,039
GEICO $3,845
Nationwide $3,790
Progressive $4,789
State Farm $3,618
USAA $2,707

What affects auto insurance rates in Sunnyvale, Texas?

There are a lot of reasons why auto insurance rates in Sunnyvale, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sunnyvale, Texas. Many local factors may affect your Sunnyvale auto insurance rates.

Sunnyvale Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sunnyvale, Texas commute length is 32.9 minutes according to City-Data.

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Compare Sunnyvale, Texas Auto Insurance Quotes

Before you buy Sunnyvale, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sunnyvale, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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