Best Cheap Auto Insurance in Sunman, IN (2021)

The average Sunman, IN auto insurance rates are $279 per month. The minimum auto insurance in Sunman is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in Sunman, Indiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Sunman is 32.9 minutes
  • The cheapest auto insurance company in Sunman is USAA
  • Average auto insurance rates in Sunman, IN for senior drivers are $1,744 per year

Sunman, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in Sunman can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sunman, Indiana, including driving record, credit, commute time, and more.

Compare auto insurance in Sunman to other Indiana cities, including Indianapolis auto insurance rates, Fishers auto insurance rates, and South Bend auto insurance rates to see how Sunman, Indiana auto insurance rates stack up.

Before you buy Sunman, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sunman, Indiana auto insurance quotes.

Minimum Auto Insurance in Sunman, Indiana

Sunman, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sunman, Indiana.

Minimum Required Auto Insurance Coverage in Sunman, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Sunman, Indiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sunman, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sunman, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,326 $2,386 $2,039 $2,228 $7,036 $8,837 $2,368 $2,579
American Family $2,277 $2,277 $2,048 $2,048 $6,259 $9,073 $2,277 $2,811
Farmers $1,580 $1,559 $1,351 $1,515 $8,500 $9,069 $2,082 $2,253
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,882 $1,928 $1,642 $1,761 $5,505 $7,186 $2,208 $2,424
Progressive $1,730 $1,643 $1,562 $1,574 $10,085 $11,361 $2,175 $2,229
State Farm $1,507 $1,507 $1,338 $1,338 $4,498 $5,771 $1,665 $1,853
Travelers $1,262 $1,285 $1,180 $1,181 $7,779 $12,298 $1,334 $1,549
USAA $1,012 $998 $938 $948 $2,786 $3,124 $1,369 $1,469

Cheap Sunman, Indiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sunman, Indiana is a challenge. Take a look at the annual teen auto insurance rates in Sunman, Indiana.

Annual Auto Insurance Rates for Teen Drivers in Sunman, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,036 $8,837
American Family $6,259 $9,073
Farmers $8,500 $9,069
GEICO $4,871 $4,549
Liberty Mutual $8,383 $12,656
Nationwide $5,505 $7,186
Progressive $10,085 $11,361
State Farm $4,498 $5,771
Travelers $7,779 $12,298
USAA $2,786 $3,124

Cheap Sunman, Indiana Auto Insurance for Seniors

What are senior auto insurance rates in Sunman, Indiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sunman, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,039 $2,228
American Family $2,048 $2,048
Farmers $1,351 $1,515
GEICO $1,547 $1,591
Liberty Mutual $3,522 $3,522
Nationwide $1,642 $1,761
Progressive $1,562 $1,574
State Farm $1,338 $1,338
Travelers $1,180 $1,181
USAA $938 $948

Cheap Sunman, Indiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sunman, Indiana compared to the annual auto insurance rates with a clean record in Sunman, Indiana.

Annual Sunman, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,979 $4,357 $4,023 $3,541
American Family $2,504 $3,994 $5,054 $2,983
Farmers $3,123 $3,637 $3,746 $3,446
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,629 $3,407 $3,264 $2,969
Progressive $3,035 $5,300 $3,622 $4,222
State Farm $2,378 $2,602 $2,378 $2,378
Travelers $2,959 $3,657 $4,144 $3,174
USAA $1,196 $1,697 $1,948 $1,482

Cheap Sunman, Indiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sunman, Indiana is not easy. Compare the annual rates for DUI auto insurance in Sunman, Indiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Sunman, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,023
American Family $5,054
Farmers $3,746
GEICO $3,385
Liberty Mutual $8,085
Nationwide $3,264
Progressive $3,622
State Farm $2,378
Travelers $4,144
USAA $1,948

Cheap Sunman, Indiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sunman, Indiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sunman, Indiana

Insurance Company Poor Fair Good
Allstate $4,617 $3,437 $3,121
American Family $4,970 $3,229 $2,702
Farmers $4,069 $3,320 $3,077
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $3,495 $2,950 $2,757
Progressive $4,467 $3,948 $3,720
State Farm $3,548 $2,116 $1,640
Travelers $3,879 $3,287 $3,284
USAA $2,135 $1,405 $1,202

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Cheap Sunman, Indiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sunman, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in Sunman, Indiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sunman, Indiana

ZIP Code Average Annual Rates
47041 $3,265

Cheap Sunman, Indiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Sunman, Indiana auto insurance. Find the cheapest annual Sunman, Indiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sunman, Indiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,725 $3,725
American Family $3,590 $3,677
Farmers $3,488 $3,488
GEICO $2,392 $2,483
Liberty Mutual $5,455 $5,752
Nationwide $3,067 $3,067
Progressive $4,045 $4,045
State Farm $2,365 $2,504
Travelers $3,483 $3,483
USAA $1,560 $1,602

Cheap Sunman, Indiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sunman, Indiana? Check out the comparison of annual Sunman, Indiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sunman, Indiana

Insurance Company Low Medium High
Allstate $3,568 $3,711 $3,895
American Family $3,603 $3,754 $3,544
Farmers $3,366 $3,483 $3,616
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $3,120 $3,043 $3,039
Progressive $3,839 $3,987 $4,309
State Farm $2,326 $2,433 $2,544
Travelers $3,419 $3,516 $3,515
USAA $1,528 $1,577 $1,636

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Best By Category: Cheapest Auto Insurance in Sunman, Indiana

Compare the cheapest auto insurance companies in Sunman, Indiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sunman, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Sunman, Indiana Auto Insurance Companies

What auto insurance companies in Sunman, Indiana are the cheapest? Compare the top Sunman, Indiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sunman, Indiana

Insurance Company Average Annual Rates
Allstate $3,725
American Family $3,634
Farmers $3,488
GEICO $2,438
Liberty Mutual $5,604
Nationwide $3,067
Progressive $4,045
State Farm $2,434
Travelers $3,483
USAA $1,581

What affects auto insurance rates in Sunman, Indiana?

There are a lot of reasons why auto insurance rates in Sunman, Indiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sunman, Indiana. Many local factors may affect your Sunman auto insurance rates.

Sunman Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sunman, Indiana commute length is 32.9 minutes according to City-Data.

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Compare Sunman, Indiana Auto Insurance Quotes

Before you buy Sunman, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sunman, Indiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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