Best Cheap Auto Insurance in Sunbright, TN (2021)

The average Sunbright, TN auto insurance rates are $307 per month. The minimum auto insurance in Sunbright is at least 25/50/15 in coverage to comply with Tennessee auto insurance laws. To find the best cheap auto insurance in Sunbright, Tennessee, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Sunbright, Tennessee is 25/50/15
  • The most expensive auto insurance company in Sunbright for teen drivers is Liberty Mutual
  • Average auto insurance rates in Sunbright, TN for senior drivers are $1,961 per year

Sunbright, Tennessee auto insurance requirements are 25/50/15 according to Tennessee auto insurance laws. Finding cheap auto insurance in Sunbright can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sunbright, Tennessee, including driving record, credit, commute time, and more.

Compare auto insurance in Sunbright to other Tennessee cities, including Memphis auto insurance rates, Knoxville auto insurance rates, and Bartlett auto insurance rates to see how Sunbright, Tennessee auto insurance rates stack up.

Before you buy Sunbright, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sunbright, Tennessee auto insurance quotes.

Minimum Auto Insurance in Sunbright, Tennessee

Sunbright, Tennessee auto insurance laws require that you have at least the Tennessee minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sunbright, Tennessee.

Minimum Required Auto Insurance Coverage in Sunbright, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Sunbright, Tennessee Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sunbright, Tennessee are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sunbright, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,632 $2,523 $2,371 $2,461 $9,977 $10,851 $2,797 $2,893
Farmers $1,698 $1,726 $1,528 $1,660 $6,734 $7,118 $2,281 $2,439
GEICO $2,375 $2,397 $2,189 $2,189 $7,214 $7,340 $2,412 $2,488
Liberty Mutual $3,847 $129 $3,164 $3,533 $15,438 $17,147 $4,128 $4,406
Nationwide $2,080 $2,100 $1,864 $1,897 $5,607 $7,245 $2,385 $2,596
Progressive $2,025 $1,911 $1,647 $1,722 $9,172 $10,338 $2,450 $2,694
State Farm $1,691 $1,691 $1,513 $1,513 $5,054 $6,315 $1,908 $2,230
Travelers $1,784 $1,878 $1,611 $1,715 $4,895 $6,029 $1,903 $2,004
USAA $1,510 $1,535 $1,364 $1,363 $5,404 $6,201 $1,971 $2,098

Cheap Sunbright, Tennessee Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sunbright, Tennessee is a challenge. Take a look at the annual teen auto insurance rates in Sunbright, Tennessee.

Annual Auto Insurance Rates for Teen Drivers in Sunbright, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,977 $10,851
Farmers $6,734 $7,118
GEICO $7,214 $7,340
Liberty Mutual $15,438 $17,147
Nationwide $5,607 $7,245
Progressive $9,172 $10,338
State Farm $5,054 $6,315
Travelers $4,895 $6,029
USAA $5,404 $6,201

Cheap Sunbright, Tennessee Auto Insurance for Seniors

What are senior auto insurance rates in Sunbright, Tennessee? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sunbright, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,371 $2,461
Farmers $1,528 $1,660
GEICO $2,189 $2,189
Liberty Mutual $3,164 $3,533
Nationwide $1,864 $1,897
Progressive $1,647 $1,722
State Farm $1,513 $1,513
Travelers $1,611 $1,715
USAA $1,364 $1,363

Cheap Sunbright, Tennessee Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sunbright, Tennessee compared to the annual auto insurance rates with a clean record in Sunbright, Tennessee.

Annual Sunbright, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,812 $4,550 $5,519 $4,370
Farmers $2,683 $3,332 $3,405 $3,173
GEICO $2,603 $3,482 $5,613 $2,603
Liberty Mutual $5,249 $7,563 $7,040 $6,045
Nationwide $2,787 $2,787 $4,187 $3,126
Progressive $3,516 $4,571 $3,744 $4,148
State Farm $2,504 $2,975 $2,740 $2,740
Travelers $2,215 $2,839 $3,131 $2,725
USAA $1,949 $2,922 $3,434 $2,418

Cheap Sunbright, Tennessee Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sunbright, Tennessee is not easy. Compare the annual rates for DUI auto insurance in Sunbright, Tennessee to find the best deal.

Annual Auto Insurance Rates After a DUI in Sunbright, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,519
Farmers $3,405
GEICO $5,613
Liberty Mutual $7,040
Nationwide $4,187
Progressive $3,744
State Farm $2,740
Travelers $3,131
USAA $3,434

Cheap Sunbright, Tennessee Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sunbright, Tennessee annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sunbright, Tennessee

Insurance Company Poor Fair Good
Allstate $5,818 $4,460 $3,410
Farmers $3,752 $2,925 $2,767
GEICO $4,058 $3,474 $3,195
Liberty Mutual $9,300 $5,681 $4,441
Nationwide $3,874 $3,072 $2,719
Progressive $4,491 $3,873 $3,621
State Farm $3,979 $2,386 $1,853
Travelers $3,480 $2,717 $1,986
USAA $3,884 $2,278 $1,880

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Cheap Sunbright, Tennessee Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sunbright, Tennessee can vary. Compare the annual cost of auto insurance by ZIP code in Sunbright, Tennessee to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sunbright, Tennessee

ZIP Code Average Annual Rates
37872 $3,733

Cheap Sunbright, Tennessee Auto Insurance Rates By Commute

Commute length and annual mileage affect Sunbright, Tennessee auto insurance. Find the cheapest annual Sunbright, Tennessee auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sunbright, Tennessee

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,563 $4,563
Farmers $3,148 $3,148
GEICO $3,554 $3,598
Liberty Mutual $6,474 $6,474
Nationwide $3,222 $3,222
Progressive $3,995 $3,995
State Farm $2,677 $2,802
Travelers $2,620 $2,835
USAA $2,606 $2,756

Cheap Sunbright, Tennessee Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sunbright, Tennessee? Check out the comparison of annual Sunbright, Tennessee auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sunbright, Tennessee

Insurance Company Low Medium High
Allstate $4,401 $4,552 $4,736
Farmers $2,987 $3,134 $3,324
GEICO $3,402 $3,566 $3,759
Liberty Mutual $6,201 $6,470 $6,752
Nationwide $3,248 $3,150 $3,267
Progressive $3,778 $3,996 $4,211
State Farm $2,615 $2,749 $2,855
Travelers $2,574 $2,725 $2,884
USAA $2,596 $2,672 $2,775

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Best By Category: Cheapest Auto Insurance in Sunbright, Tennessee

Compare the cheapest auto insurance companies in Sunbright, Tennessee in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sunbright, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Sunbright, Tennessee Auto Insurance Companies

What auto insurance companies in Sunbright, Tennessee are the cheapest? Compare the top Sunbright, Tennessee auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sunbright, Tennessee

Insurance Company Average Annual Rates
Allstate $4,563
Farmers $3,148
GEICO $3,576
Liberty Mutual $6,474
Nationwide $3,222
Progressive $3,995
State Farm $2,740
Travelers $2,728
USAA $2,681

What affects auto insurance rates in Sunbright, Tennessee?

There are a lot of reasons why auto insurance rates in Sunbright, Tennessee are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sunbright, Tennessee. Many local factors may affect your Sunbright auto insurance rates.

Sunbright Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sunbright, Tennessee commute length is 27.7 minutes according to City-Data.

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Compare Sunbright, Tennessee Auto Insurance Quotes

Before you buy Sunbright, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sunbright, Tennessee auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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