Best Cheap Auto Insurance in Sun Prairie, WI (2021)

The average Sun Prairie, WI auto insurance rates are $228 per month. The minimum auto insurance in Sun Prairie is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Sun Prairie, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • Average auto insurance rates in Sun Prairie, WI for senior drivers are $1,484 per year
  • The average commute length in Sun Prairie is 21.2 minutes
  • The minimum auto insurance required in Sun Prairie, Wisconsin is 25/50/10

Sun Prairie, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Sun Prairie can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sun Prairie, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Sun Prairie to other Wisconsin cities, including Green Bay auto insurance rates, Madison auto insurance rates, and Kenosha auto insurance rates to see how Sun Prairie, Wisconsin auto insurance rates stack up.

Before you buy Sun Prairie, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sun Prairie, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Sun Prairie, Wisconsin

Sun Prairie, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sun Prairie, Wisconsin.

Minimum Required Auto Insurance Coverage in Sun Prairie, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Sun Prairie, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sun Prairie, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sun Prairie, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,212 $2,325 $2,051 $2,264 $7,372 $9,455 $2,235 $2,425
American Family $886 $921 $859 $858 $2,936 $3,212 $1,061 $1,127
Farmers $1,816 $1,813 $1,605 $1,704 $8,866 $9,192 $2,067 $2,158
GEICO $1,037 $1,157 $1,099 $1,280 $3,603 $3,884 $958 $976
Liberty Mutual $1,541 $1,673 $1,243 $1,404 $5,632 $6,300 $1,638 $1,766
Nationwide $3,025 $3,168 $2,529 $2,654 $6,489 $10,021 $3,703 $4,327
Progressive $1,552 $1,459 $1,277 $1,337 $6,260 $7,033 $1,862 $2,022
State Farm $1,245 $1,245 $1,126 $1,126 $3,836 $4,815 $1,410 $1,626
USAA $1,254 $1,246 $1,145 $1,156 $3,264 $3,766 $1,619 $1,767

Cheap Sun Prairie, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sun Prairie, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Sun Prairie, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Sun Prairie, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,372 $9,455
American Family $2,936 $3,212
Farmers $8,866 $9,192
GEICO $3,603 $3,884
Liberty Mutual $5,632 $6,300
Nationwide $6,489 $10,021
Progressive $6,260 $7,033
State Farm $3,836 $4,815
USAA $3,264 $3,766

Cheap Sun Prairie, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Sun Prairie, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sun Prairie, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,051 $2,264
American Family $859 $858
Farmers $1,605 $1,704
GEICO $1,099 $1,280
Liberty Mutual $1,243 $1,404
Nationwide $2,529 $2,654
Progressive $1,277 $1,337
State Farm $1,126 $1,126
USAA $1,145 $1,156

Cheap Sun Prairie, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sun Prairie, Wisconsin compared to the annual auto insurance rates with a clean record in Sun Prairie, Wisconsin.

Annual Sun Prairie, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,084 $4,255 $3,986 $3,843
American Family $1,418 $1,504 $1,504 $1,504
Farmers $3,180 $4,028 $3,808 $3,595
GEICO $1,193 $1,965 $2,307 $1,531
Liberty Mutual $2,014 $2,898 $2,986 $2,701
Nationwide $3,796 $4,391 $5,380 $4,391
Progressive $2,603 $3,179 $2,709 $2,910
State Farm $1,871 $2,237 $2,054 $2,054
USAA $1,488 $1,881 $2,539 $1,700

Cheap Sun Prairie, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sun Prairie, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Sun Prairie, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Sun Prairie, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,986
American Family $1,504
Farmers $3,808
GEICO $2,307
Liberty Mutual $2,986
Nationwide $5,380
Progressive $2,709
State Farm $2,054
USAA $2,539

Cheap Sun Prairie, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sun Prairie, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sun Prairie, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,977 $3,426 $2,975
American Family $1,985 $1,308 $1,154
Farmers $4,117 $3,498 $3,343
GEICO $2,290 $1,638 $1,319
Liberty Mutual $3,804 $2,321 $1,824
Nationwide $5,047 $4,211 $4,211
Progressive $3,216 $2,759 $2,576
State Farm $3,064 $1,759 $1,339
USAA $2,917 $1,549 $1,240

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Cheap Sun Prairie, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sun Prairie, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Sun Prairie, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sun Prairie, Wisconsin

ZIP Code Average Annual Rates
53590 $2,685

Cheap Sun Prairie, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Sun Prairie, Wisconsin auto insurance. Find the cheapest annual Sun Prairie, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sun Prairie, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,701 $3,884
American Family $1,457 $1,508
Farmers $3,653 $3,653
GEICO $1,719 $1,779
Liberty Mutual $2,650 $2,650
Nationwide $4,489 $4,489
Progressive $2,850 $2,850
State Farm $2,003 $2,105
USAA $1,878 $1,927

Cheap Sun Prairie, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sun Prairie, Wisconsin? Check out the comparison of annual Sun Prairie, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sun Prairie, Wisconsin

Insurance Company Low Medium High
Allstate $3,621 $3,783 $3,974
American Family $1,457 $1,497 $1,493
Farmers $3,349 $3,626 $3,982
GEICO $1,627 $1,754 $1,867
Liberty Mutual $2,437 $2,678 $2,835
Nationwide $4,335 $4,489 $4,644
Progressive $2,653 $2,880 $3,018
State Farm $1,923 $2,062 $2,177
USAA $1,829 $1,904 $1,973

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Best By Category: Cheapest Auto Insurance in Sun Prairie, Wisconsin

Compare the cheapest auto insurance companies in Sun Prairie, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sun Prairie, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Sun Prairie, Wisconsin Auto Insurance Companies

What auto insurance companies in Sun Prairie, Wisconsin are the cheapest? Compare the top Sun Prairie, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sun Prairie, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,792
American Family $1,482
Farmers $3,653
GEICO $1,749
Liberty Mutual $2,650
Nationwide $4,489
Progressive $2,850
State Farm $2,054
USAA $1,902

What affects auto insurance rates in Sun Prairie, Wisconsin?

There are a lot of reasons why auto insurance rates in Sun Prairie, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sun Prairie, Wisconsin. Many local factors may affect your Sun Prairie auto insurance rates.

Sun Prairie Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Sun Prairie, Wisconsin auto theft statistics, there have been 44 auto thefts in the city.

Sun Prairie Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sun Prairie, Wisconsin commute length is 21.2 minutes according to City-Data.

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Compare Sun Prairie, Wisconsin Auto Insurance Quotes

Before you buy Sun Prairie, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sun Prairie, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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