Best Cheap Auto Insurance in Sun, LA (2021)

The average Sun, LA auto insurance rates are $467 per month. The minimum auto insurance in Sun is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Sun, Louisiana, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Sun for teen drivers is Progressive
  • The minimum auto insurance required in Sun, Louisiana is 15/30/25
  • The cheapest auto insurance company in Sun is USAA

Sun, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Sun can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sun, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Sun to other Louisiana cities, including Bossier City auto insurance rates, Lake Charles auto insurance rates, and Baton Rouge auto insurance rates to see how Sun, Louisiana auto insurance rates stack up.

Before you buy Sun, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sun, Louisiana auto insurance quotes.

Minimum Auto Insurance in Sun, Louisiana

Sun, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sun, Louisiana.

Minimum Required Auto Insurance Coverage in Sun, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Sun, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sun, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sun, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,283 $4,283 $4,434 $4,434 $9,477 $11,982 $4,741 $5,141
GEICO $3,294 $3,759 $3,924 $4,745 $11,922 $12,571 $3,160 $3,066
Progressive $4,272 $4,003 $3,568 $3,848 $16,825 $18,732 $4,891 $5,010
State Farm $2,773 $2,773 $2,558 $2,558 $8,208 $10,280 $3,091 $3,465
USAA $2,480 $2,442 $2,422 $2,405 $7,342 $8,595 $3,042 $3,333

Cheap Sun, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sun, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Sun, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Sun, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,477 $11,982
GEICO $11,922 $12,571
Progressive $16,825 $18,732
State Farm $8,208 $10,280
USAA $7,342 $8,595

Cheap Sun, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Sun, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sun, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,434 $4,434
GEICO $3,924 $4,745
Progressive $3,568 $3,848
State Farm $2,558 $2,558
USAA $2,422 $2,405

Cheap Sun, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sun, Louisiana compared to the annual auto insurance rates with a clean record in Sun, Louisiana.

Annual Sun, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,823 $7,361 $6,546 $5,658
GEICO $3,958 $6,377 $7,790 $5,097
Progressive $6,370 $8,532 $8,213 $7,459
State Farm $4,089 $4,838 $4,463 $4,463
USAA $3,066 $4,250 $5,057 $3,658

Cheap Sun, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sun, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Sun, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Sun, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,546
GEICO $7,790
Progressive $8,213
State Farm $4,463
USAA $5,057

Cheap Sun, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sun, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sun, Louisiana

Insurance Company Poor Fair Good
Allstate $8,011 $5,496 $4,784
GEICO $6,905 $5,992 $4,518
Progressive $8,656 $7,399 $6,876
State Farm $6,173 $3,988 $3,229
USAA $5,527 $3,538 $2,958

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Sun, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sun, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Sun, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sun, Louisiana

ZIP Code Average Annual Rates
70463 $5,251

Cheap Sun, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Sun, Louisiana auto insurance. Find the cheapest annual Sun, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sun, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,097 $6,097
GEICO $5,693 $5,917
Progressive $7,644 $7,644
State Farm $4,350 $4,577
USAA $3,883 $4,133

Cheap Sun, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sun, Louisiana? Check out the comparison of annual Sun, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sun, Louisiana

Insurance Company Low Medium High
Allstate $5,308 $6,206 $6,777
GEICO $4,817 $5,830 $6,769
Progressive $6,399 $7,580 $8,951
State Farm $3,833 $4,451 $5,106
USAA $3,458 $4,072 $4,493

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Sun, Louisiana

Compare the cheapest auto insurance companies in Sun, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sun, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Sun, Louisiana Auto Insurance Companies

What auto insurance companies in Sun, Louisiana are the cheapest? Compare the top Sun, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sun, Louisiana

Insurance Company Average Annual Rates
Allstate $6,097
GEICO $5,805
Progressive $7,644
State Farm $4,463
USAA $4,008

What affects auto insurance rates in Sun, Louisiana?

There are a lot of reasons why auto insurance rates in Sun, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sun, Louisiana. Many local factors may affect your Sun auto insurance rates.

Sun Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sun, Louisiana commute length is 39.2 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Sun, Louisiana Auto Insurance Quotes

Before you buy Sun, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sun, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption