Best Cheap Auto Insurance in Sun City, FL (2021)

The average Sun City, FL auto insurance rates are $470 per month. The minimum auto insurance in Sun City is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Sun City, Florida, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Sun City is 34.2 minutes
  • The minimum auto insurance required in Sun City, Florida is 10/20/10
  • The cheapest auto insurance company in Sun City is USAA

Sun City, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Sun City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sun City, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Sun City to other Florida cities, including Port St. Lucie auto insurance rates, Fort Lauderdale auto insurance rates, and St. Petersburg auto insurance rates to see how Sun City, Florida auto insurance rates stack up.

Before you buy Sun City, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sun City, Florida auto insurance quotes.

Minimum Auto Insurance in Sun City, Florida

Sun City, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sun City, Florida.

Minimum Required Auto Insurance Coverage in Sun City, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Sun City, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sun City, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sun City, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,143 $4,982 $4,537 $4,644 $18,715 $20,629 $5,164 $5,265
GEICO $3,867 $3,894 $3,607 $3,607 $6,874 $8,661 $4,269 $4,355
Liberty Mutual $5,371 $5,371 $4,896 $4,896 $11,684 $18,164 $5,371 $7,393
Nationwide $3,503 $3,456 $3,117 $3,226 $8,598 $10,611 $3,869 $4,029
Progressive $3,973 $3,729 $3,393 $3,639 $11,186 $12,148 $4,775 $4,522
State Farm $2,388 $2,388 $2,165 $2,165 $7,115 $9,117 $2,663 $2,849
USAA $1,854 $1,823 $1,736 $1,720 $6,347 $7,353 $2,315 $2,497

Cheap Sun City, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sun City, Florida is a challenge. Take a look at the annual teen auto insurance rates in Sun City, Florida.

Annual Auto Insurance Rates for Teen Drivers in Sun City, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $18,715 $20,629
GEICO $6,874 $8,661
Liberty Mutual $11,684 $18,164
Nationwide $8,598 $10,611
Progressive $11,186 $12,148
State Farm $7,115 $9,117
USAA $6,347 $7,353

Cheap Sun City, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Sun City, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sun City, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,537 $4,644
GEICO $3,607 $3,607
Liberty Mutual $4,896 $4,896
Nationwide $3,117 $3,226
Progressive $3,393 $3,639
State Farm $2,165 $2,165
USAA $1,736 $1,720

Cheap Sun City, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sun City, Florida compared to the annual auto insurance rates with a clean record in Sun City, Florida.

Annual Sun City, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,399 $8,897 $9,982 $8,260
GEICO $3,430 $4,363 $6,458 $5,315
Liberty Mutual $5,575 $7,362 $10,872 $7,765
Nationwide $4,294 $4,723 $6,405 $4,783
Progressive $4,672 $6,913 $5,824 $6,272
State Farm $3,519 $4,193 $3,856 $3,856
USAA $2,511 $3,100 $4,580 $2,633

Cheap Sun City, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sun City, Florida is not easy. Compare the annual rates for DUI auto insurance in Sun City, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Sun City, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $9,982
GEICO $6,458
Liberty Mutual $10,872
Nationwide $6,405
Progressive $5,824
State Farm $3,856
USAA $4,580

Cheap Sun City, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sun City, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sun City, Florida

Insurance Company Poor Fair Good
Allstate $12,041 $7,651 $6,213
GEICO $7,090 $4,321 $3,264
Liberty Mutual $10,256 $7,447 $5,978
Nationwide $6,331 $4,634 $4,188
Progressive $7,716 $5,485 $4,560
State Farm $5,301 $3,451 $2,817
USAA $5,224 $2,548 $1,845

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Sun City, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sun City, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Sun City, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sun City, Florida

ZIP Code Average Annual Rates
33586 $4,343

Cheap Sun City, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Sun City, Florida auto insurance. Find the cheapest annual Sun City, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sun City, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $8,386 $8,884
GEICO $4,867 $4,917
Liberty Mutual $7,628 $8,159
Nationwide $5,051 $5,051
Progressive $5,921 $5,921
State Farm $3,721 $3,991
USAA $3,169 $3,242

Cheap Sun City, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sun City, Florida? Check out the comparison of annual Sun City, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sun City, Florida

Insurance Company Low Medium High
Allstate $6,369 $9,147 $10,388
GEICO $3,969 $5,072 $5,635
Liberty Mutual $7,186 $8,040 $8,454
Nationwide $3,956 $5,256 $5,942
Progressive $4,896 $6,066 $6,800
State Farm $3,248 $3,962 $4,359
USAA $2,746 $3,324 $3,547

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Sun City, Florida

Compare the cheapest auto insurance companies in Sun City, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sun City, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Sun City, Florida Auto Insurance Companies

What auto insurance companies in Sun City, Florida are the cheapest? Compare the top Sun City, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sun City, Florida

Insurance Company Average Annual Rates
Allstate $8,635
GEICO $4,892
Liberty Mutual $7,893
Nationwide $5,051
Progressive $5,921
State Farm $3,856
USAA $3,206

What affects auto insurance rates in Sun City, Florida?

There are a lot of reasons why auto insurance rates in Sun City, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sun City, Florida. Many local factors may affect your Sun City auto insurance rates.

Sun City Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sun City, Florida commute length is 34.2 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Sun City, Florida Auto Insurance Quotes

Before you buy Sun City, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sun City, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption