Best Cheap Auto Insurance in Summerfield, NC (2021)

The average Summerfield, NC auto insurance rates are $244 per month. The minimum auto insurance in Summerfield is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Summerfield, North Carolina, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Summerfield is Liberty Mutual
  • The average commute length in Summerfield is 23.6 minutes
  • Average auto insurance rates in Summerfield, NC for senior drivers are $2,200 per year

Summerfield, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Summerfield can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Summerfield, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Summerfield to other North Carolina cities, including Concord auto insurance rates, High Point auto insurance rates, and Wilmington auto insurance rates to see how Summerfield, North Carolina auto insurance rates stack up.

Before you buy Summerfield, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Summerfield, North Carolina auto insurance quotes.

Minimum Auto Insurance in Summerfield, North Carolina

Summerfield, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Summerfield, North Carolina.

Minimum Required Auto Insurance Coverage in Summerfield, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Summerfield, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Summerfield, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Summerfield, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,633 $4,633 $3,801 $3,801 $11,170 $11,170 $4,724 $4,724
GEICO $2,304 $2,260 $2,273 $2,230 $4,351 $4,312 $2,008 $1,996
Liberty Mutual $1,595 $1,595 $1,650 $1,650 $2,833 $2,833 $1,595 $1,595
Nationwide $2,114 $2,114 $2,114 $2,114 $3,608 $3,608 $2,114 $2,114
Progressive $1,512 $1,512 $1,382 $1,382 $3,619 $3,619 $1,694 $1,694
State Farm $2,186 $2,186 $1,892 $1,892 $3,225 $3,225 $2,700 $2,700
Travelers $2,327 $2,327 $2,308 $2,308 $3,979 $3,979 $2,388 $2,388

Cheap Summerfield, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Summerfield, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Summerfield, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Summerfield, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,170 $11,170
GEICO $4,351 $4,312
Liberty Mutual $2,833 $2,833
Nationwide $3,608 $3,608
Progressive $3,619 $3,619
State Farm $3,225 $3,225
Travelers $3,979 $3,979

Cheap Summerfield, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Summerfield, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Summerfield, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,801 $3,801
GEICO $2,273 $2,230
Liberty Mutual $1,650 $1,650
Nationwide $2,114 $2,114
Progressive $1,382 $1,382
State Farm $1,892 $1,892
Travelers $2,308 $2,308

Cheap Summerfield, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Summerfield, North Carolina compared to the annual auto insurance rates with a clean record in Summerfield, North Carolina.

Annual Summerfield, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,299 $5,811 $10,765 $4,454
GEICO $1,515 $2,207 $5,099 $2,045
Liberty Mutual $1,147 $1,469 $3,588 $1,469
Nationwide $1,469 $1,895 $4,692 $1,895
Progressive $974 $1,416 $4,449 $1,369
State Farm $1,334 $1,928 $4,812 $1,928
Travelers $1,647 $2,146 $5,091 $2,117

Cheap Summerfield, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Summerfield, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Summerfield, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Summerfield, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,765
GEICO $5,099
Liberty Mutual $3,588
Nationwide $4,692
Progressive $4,449
State Farm $4,812
Travelers $5,091

Cheap Summerfield, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Summerfield, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Summerfield, North Carolina

Insurance Company Poor Fair Good
Allstate $8,202 $5,351 $4,694
GEICO $2,947 $2,703 $2,500
Liberty Mutual $1,918 $1,918 $1,918
Nationwide $2,488 $2,488 $2,488
Progressive $2,311 $2,003 $1,842
State Farm $3,510 $2,246 $1,746
Travelers $2,932 $2,674 $2,646

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Cheap Summerfield, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Summerfield, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Summerfield, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Summerfield, North Carolina

ZIP Code Average Annual Rates
27358 $2,671

Cheap Summerfield, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Summerfield, North Carolina auto insurance. Find the cheapest annual Summerfield, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Summerfield, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,082 $6,082
GEICO $2,717 $2,717
Liberty Mutual $1,918 $1,918
Nationwide $2,488 $2,488
Progressive $2,052 $2,052
State Farm $2,492 $2,509
Travelers $2,751 $2,751

Cheap Summerfield, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Summerfield, North Carolina? Check out the comparison of annual Summerfield, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Summerfield, North Carolina

Insurance Company Low Medium High
Allstate $5,853 $6,057 $6,337
GEICO $2,591 $2,706 $2,852
Liberty Mutual $1,824 $1,905 $2,025
Nationwide $2,383 $2,474 $2,605
Progressive $1,944 $2,038 $2,174
State Farm $2,403 $2,488 $2,612
Travelers $2,633 $2,735 $2,884

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Best By Category: Cheapest Auto Insurance in Summerfield, North Carolina

Compare the cheapest auto insurance companies in Summerfield, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Summerfield, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Summerfield, North Carolina Auto Insurance Companies

What auto insurance companies in Summerfield, North Carolina are the cheapest? Compare the top Summerfield, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Summerfield, North Carolina

Insurance Company Average Annual Rates
Allstate $6,082
GEICO $2,717
Liberty Mutual $1,918
Nationwide $2,488
Progressive $2,052
State Farm $2,501
Travelers $2,751

What affects auto insurance rates in Summerfield, North Carolina?

There are a lot of reasons why auto insurance rates in Summerfield, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Summerfield, North Carolina. Many local factors may affect your Summerfield auto insurance rates.

Summerfield Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Summerfield, North Carolina commute length is 23.6 minutes according to City-Data.

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Compare Summerfield, North Carolina Auto Insurance Quotes

Before you buy Summerfield, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Summerfield, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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