Best Cheap Auto Insurance in Summerfield, FL (2021)

The average Summerfield, FL auto insurance rates are $316 per month. The minimum auto insurance in Summerfield is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Summerfield, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • The most expensive auto insurance company in Summerfield for teen drivers is Allstate
  • The cheapest auto insurance company in Summerfield is USAA
  • Average auto insurance rates in Summerfield, FL for senior drivers are $2,309 per year

Summerfield, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Summerfield can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Summerfield, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Summerfield to other Florida cities, including Miami auto insurance rates, Orlando auto insurance rates, and Jacksonville auto insurance rates to see how Summerfield, Florida auto insurance rates stack up.

Before you buy Summerfield, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Summerfield, Florida auto insurance quotes.

Minimum Auto Insurance in Summerfield, Florida

Summerfield, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Summerfield, Florida.

Minimum Required Auto Insurance Coverage in Summerfield, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Summerfield, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Summerfield, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Summerfield, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,793 $3,643 $3,313 $3,370 $12,877 $13,971 $3,811 $3,877
GEICO $2,440 $2,453 $2,284 $2,284 $4,368 $5,520 $2,691 $2,743
Liberty Mutual $2,786 $2,786 $2,566 $2,566 $5,711 $8,711 $2,786 $3,721
Nationwide $2,488 $2,462 $2,227 $2,304 $5,970 $7,367 $2,739 $2,857
Progressive $3,311 $3,120 $2,844 $3,049 $9,204 $10,066 $3,970 $3,821
State Farm $1,682 $1,682 $1,530 $1,530 $4,824 $6,149 $1,861 $1,997
USAA $1,318 $1,296 $1,232 $1,221 $4,482 $5,201 $1,642 $1,770

Cheap Summerfield, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Summerfield, Florida is a challenge. Take a look at the annual teen auto insurance rates in Summerfield, Florida.

Annual Auto Insurance Rates for Teen Drivers in Summerfield, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,877 $13,971
GEICO $4,368 $5,520
Liberty Mutual $5,711 $8,711
Nationwide $5,970 $7,367
Progressive $9,204 $10,066
State Farm $4,824 $6,149
USAA $4,482 $5,201

Cheap Summerfield, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Summerfield, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Summerfield, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,313 $3,370
GEICO $2,284 $2,284
Liberty Mutual $2,566 $2,566
Nationwide $2,227 $2,304
Progressive $2,844 $3,049
State Farm $1,530 $1,530
USAA $1,232 $1,221

Cheap Summerfield, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Summerfield, Florida compared to the annual auto insurance rates with a clean record in Summerfield, Florida.

Annual Summerfield, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,260 $6,275 $6,964 $5,828
GEICO $2,170 $2,762 $4,093 $3,367
Liberty Mutual $2,898 $3,713 $5,310 $3,896
Nationwide $3,044 $3,329 $4,460 $3,374
Progressive $3,900 $5,741 $4,835 $5,216
State Farm $2,434 $2,880 $2,657 $2,657
USAA $1,779 $2,195 $3,242 $1,865

Cheap Summerfield, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Summerfield, Florida is not easy. Compare the annual rates for DUI auto insurance in Summerfield, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Summerfield, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,964
GEICO $4,093
Liberty Mutual $5,310
Nationwide $4,460
Progressive $4,835
State Farm $2,657
USAA $3,242

Cheap Summerfield, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Summerfield, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Summerfield, Florida

Insurance Company Poor Fair Good
Allstate $8,503 $5,376 $4,366
GEICO $4,499 $2,734 $2,061
Liberty Mutual $5,050 $3,746 $3,067
Nationwide $4,433 $3,265 $2,957
Progressive $6,424 $4,554 $3,791
State Farm $3,612 $2,389 $1,970
USAA $3,691 $1,807 $1,314

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Cheap Summerfield, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Summerfield, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Summerfield, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Summerfield, Florida

ZIP Code Average Annual Rates
34491 $2,934

Cheap Summerfield, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Summerfield, Florida auto insurance. Find the cheapest annual Summerfield, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Summerfield, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,907 $6,256
GEICO $3,082 $3,113
Liberty Mutual $3,832 $4,077
Nationwide $3,552 $3,552
Progressive $4,923 $4,923
State Farm $2,569 $2,745
USAA $2,245 $2,296

Cheap Summerfield, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Summerfield, Florida? Check out the comparison of annual Summerfield, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Summerfield, Florida

Insurance Company Low Medium High
Allstate $4,712 $6,390 $7,142
GEICO $2,601 $3,198 $3,495
Liberty Mutual $3,636 $4,007 $4,220
Nationwide $2,842 $3,686 $4,127
Progressive $4,198 $5,027 $5,544
State Farm $2,267 $2,718 $2,985
USAA $1,970 $2,348 $2,493

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Best By Category: Cheapest Auto Insurance in Summerfield, Florida

Compare the cheapest auto insurance companies in Summerfield, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Summerfield, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Summerfield, Florida Auto Insurance Companies

What auto insurance companies in Summerfield, Florida are the cheapest? Compare the top Summerfield, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Summerfield, Florida

Insurance Company Average Annual Rates
Allstate $6,082
GEICO $3,098
Liberty Mutual $3,954
Nationwide $3,552
Progressive $4,923
State Farm $2,657
USAA $2,270

Compare Summerfield, Florida Auto Insurance Quotes

Before you buy Summerfield, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Summerfield, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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