Best Cheap Auto Insurance in Sumiton, AL (2021)

The average Sumiton, AL auto insurance rates are $332 per month. The minimum auto insurance in Sumiton is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Sumiton, Alabama, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Sumiton, Alabama is 25/50/25
  • The most expensive auto insurance company in Sumiton for teen drivers is Liberty Mutual
  • Average auto insurance rates in Sumiton, AL for senior drivers are $2,093 per year

Sumiton, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Sumiton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sumiton, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Sumiton to other Alabama cities, including Auburn auto insurance rates, Tuscaloosa auto insurance rates, and Decatur auto insurance rates to see how Sumiton, Alabama auto insurance rates stack up.

Before you buy Sumiton, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sumiton, Alabama auto insurance quotes.

Minimum Auto Insurance in Sumiton, Alabama

Sumiton, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sumiton, Alabama.

Minimum Required Auto Insurance Coverage in Sumiton, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Sumiton, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sumiton, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sumiton, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,134 $2,030 $1,940 $1,976 $7,515 $8,073 $2,373 $2,421
Farmers $2,591 $2,575 $2,316 $2,463 $10,026 $10,319 $2,936 $3,047
GEICO $2,214 $2,202 $2,095 $2,161 $5,858 $5,765 $2,339 $2,181
Liberty Mutual $3,188 $3,444 $2,608 $2,914 $11,650 $12,953 $3,405 $3,637
Nationwide $1,917 $1,944 $1,740 $1,806 $5,097 $6,597 $2,132 $2,392
Progressive $2,678 $2,516 $2,194 $2,338 $11,123 $12,438 $3,151 $3,387
State Farm $3,065 $3,065 $2,769 $2,769 $9,277 $11,596 $3,463 $4,011
Travelers $1,614 $1,638 $1,519 $1,511 $8,770 $13,793 $1,524 $1,742
USAA $1,383 $1,404 $1,291 $1,264 $4,155 $4,609 $1,807 $1,950

Cheap Sumiton, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sumiton, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Sumiton, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Sumiton, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,515 $8,073
Farmers $10,026 $10,319
GEICO $5,858 $5,765
Liberty Mutual $11,650 $12,953
Nationwide $5,097 $6,597
Progressive $11,123 $12,438
State Farm $9,277 $11,596
Travelers $8,770 $13,793
USAA $4,155 $4,609

Cheap Sumiton, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Sumiton, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sumiton, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,940 $1,976
Farmers $2,316 $2,463
GEICO $2,095 $2,161
Liberty Mutual $2,608 $2,914
Nationwide $1,740 $1,806
Progressive $2,194 $2,338
State Farm $2,769 $2,769
Travelers $1,519 $1,511
USAA $1,291 $1,264

Cheap Sumiton, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sumiton, Alabama compared to the annual auto insurance rates with a clean record in Sumiton, Alabama.

Annual Sumiton, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,017 $3,561 $4,237 $3,416
Farmers $3,817 $4,937 $4,817 $4,566
GEICO $2,089 $3,369 $4,162 $2,788
Liberty Mutual $4,289 $5,980 $5,846 $5,784
Nationwide $2,576 $2,576 $3,777 $2,883
Progressive $4,503 $5,664 $4,808 $4,937
State Farm $4,515 $5,598 $4,948 $4,948
Travelers $3,338 $3,503 $5,142 $4,072
USAA $1,716 $2,155 $3,205 $1,856

Cheap Sumiton, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sumiton, Alabama is not easy. Compare the annual rates for DUI auto insurance in Sumiton, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Sumiton, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,237
Farmers $4,817
GEICO $4,162
Liberty Mutual $5,846
Nationwide $3,777
Progressive $4,808
State Farm $4,948
Travelers $5,142
USAA $3,205

Cheap Sumiton, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sumiton, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sumiton, Alabama

Insurance Company Poor Fair Good
Allstate $4,391 $3,456 $2,826
Farmers $5,086 $4,372 $4,144
GEICO $3,948 $2,813 $2,544
Liberty Mutual $7,849 $4,806 $3,770
Nationwide $3,571 $2,778 $2,510
Progressive $5,614 $4,817 $4,503
State Farm $8,109 $4,106 $2,791
Travelers $4,376 $3,796 $3,869
USAA $3,003 $1,953 $1,743

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Sumiton, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sumiton, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Sumiton, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sumiton, Alabama

ZIP Code Average Annual Rates
35148 $4,103

Cheap Sumiton, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Sumiton, Alabama auto insurance. Find the cheapest annual Sumiton, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sumiton, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,558 $3,558
Farmers $4,534 $4,534
GEICO $3,046 $3,158
Liberty Mutual $5,475 $5,475
Nationwide $2,953 $2,953
Progressive $4,978 $4,978
State Farm $4,884 $5,120
Travelers $4,014 $4,014
USAA $2,131 $2,335

Cheap Sumiton, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sumiton, Alabama? Check out the comparison of annual Sumiton, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sumiton, Alabama

Insurance Company Low Medium High
Allstate $3,418 $3,550 $3,705
Farmers $4,266 $4,471 $4,866
GEICO $2,872 $3,089 $3,345
Liberty Mutual $5,241 $5,451 $5,733
Nationwide $2,958 $2,923 $2,978
Progressive $4,520 $4,955 $5,459
State Farm $4,747 $4,995 $5,265
Travelers $3,813 $4,094 $4,134
USAA $2,155 $2,221 $2,322

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Sumiton, Alabama

Compare the cheapest auto insurance companies in Sumiton, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sumiton, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Sumiton, Alabama Auto Insurance Companies

What auto insurance companies in Sumiton, Alabama are the cheapest? Compare the top Sumiton, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sumiton, Alabama

Insurance Company Average Annual Rates
Allstate $3,558
Farmers $4,534
GEICO $3,102
Liberty Mutual $5,475
Nationwide $2,953
Progressive $4,978
State Farm $5,002
Travelers $4,014
USAA $2,233

What affects auto insurance rates in Sumiton, Alabama?

There are a lot of reasons why auto insurance rates in Sumiton, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sumiton, Alabama. Many local factors may affect your Sumiton auto insurance rates.

Sumiton Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Sumiton, Alabama auto theft statistics, there have been 4 auto thefts in the city.

Sumiton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sumiton, Alabama commute length is 27.7 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Sumiton, Alabama Auto Insurance Quotes

Before you buy Sumiton, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sumiton, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption