Best Cheap Auto Insurance in Sulphur Springs, AR (2021)

The average Sulphur Springs, AR auto insurance rates are $311 per month. The minimum auto insurance in Sulphur Springs is at least 25/50/25 in coverage to comply with Arkansas auto insurance laws. To find the best cheap auto insurance in Sulphur Springs, Arkansas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Sulphur Springs for teen drivers is Travelers
  • The minimum auto insurance required in Sulphur Springs, Arkansas is 25/50/25
  • The cheapest auto insurance company in Sulphur Springs is USAA

Sulphur Springs, Arkansas auto insurance requirements are 25/50/25 according to Arkansas auto insurance laws. Finding cheap auto insurance in Sulphur Springs can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sulphur Springs, Arkansas, including driving record, credit, commute time, and more.

Compare auto insurance in Sulphur Springs to other Arkansas cities, including Pine Bluff auto insurance rates, Bentonville auto insurance rates, and Rogers auto insurance rates to see how Sulphur Springs, Arkansas auto insurance rates stack up.

Before you buy Sulphur Springs, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sulphur Springs, Arkansas auto insurance quotes.

Minimum Auto Insurance in Sulphur Springs, Arkansas

Sulphur Springs, Arkansas auto insurance laws require that you have at least the Arkansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sulphur Springs, Arkansas.

Minimum Required Auto Insurance Coverage in Sulphur Springs, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Sulphur Springs, Arkansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sulphur Springs, Arkansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sulphur Springs, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,693 $2,706 $2,412 $2,576 $9,910 $11,893 $2,961 $3,208
Farmers $2,088 $2,071 $1,865 $1,967 $8,869 $9,167 $2,393 $2,512
GEICO $2,043 $2,012 $1,878 $1,825 $5,627 $5,611 $2,028 $2,057
Liberty Mutual $2,121 $2,264 $2,053 $2,290 $8,112 $8,928 $2,296 $2,388
Nationwide $2,476 $2,523 $2,226 $2,350 $6,000 $7,632 $2,834 $3,052
Progressive $2,287 $2,149 $1,882 $1,977 $10,094 $11,337 $2,731 $2,956
State Farm $1,536 $1,536 $1,390 $1,390 $4,635 $5,802 $1,735 $2,000
Travelers $2,055 $2,092 $2,046 $2,048 $12,122 $19,417 $2,209 $2,535
USAA $1,281 $1,288 $1,194 $1,193 $4,098 $4,278 $1,642 $1,763

Cheap Sulphur Springs, Arkansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sulphur Springs, Arkansas is a challenge. Take a look at the annual teen auto insurance rates in Sulphur Springs, Arkansas.

Annual Auto Insurance Rates for Teen Drivers in Sulphur Springs, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,910 $11,893
Farmers $8,869 $9,167
GEICO $5,627 $5,611
Liberty Mutual $8,112 $8,928
Nationwide $6,000 $7,632
Progressive $10,094 $11,337
State Farm $4,635 $5,802
Travelers $12,122 $19,417
USAA $4,098 $4,278

Cheap Sulphur Springs, Arkansas Auto Insurance for Seniors

What are senior auto insurance rates in Sulphur Springs, Arkansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sulphur Springs, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,412 $2,576
Farmers $1,865 $1,967
GEICO $1,878 $1,825
Liberty Mutual $2,053 $2,290
Nationwide $2,226 $2,350
Progressive $1,882 $1,977
State Farm $1,390 $1,390
Travelers $2,046 $2,048
USAA $1,194 $1,193

Cheap Sulphur Springs, Arkansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sulphur Springs, Arkansas compared to the annual auto insurance rates with a clean record in Sulphur Springs, Arkansas.

Annual Sulphur Springs, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,947 $4,971 $5,537 $4,726
Farmers $3,264 $4,192 $4,096 $3,915
GEICO $1,976 $3,006 $4,432 $2,127
Liberty Mutual $2,567 $4,232 $4,956 $3,472
Nationwide $2,837 $3,656 $4,934 $3,120
Progressive $3,809 $5,328 $4,006 $4,563
State Farm $2,284 $2,722 $2,503 $2,503
Travelers $4,660 $4,813 $7,066 $5,723
USAA $1,605 $2,041 $2,941 $1,781

Cheap Sulphur Springs, Arkansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sulphur Springs, Arkansas is not easy. Compare the annual rates for DUI auto insurance in Sulphur Springs, Arkansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Sulphur Springs, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,537
Farmers $4,096
GEICO $4,432
Liberty Mutual $4,956
Nationwide $4,934
Progressive $4,006
State Farm $2,503
Travelers $7,066
USAA $2,941

Cheap Sulphur Springs, Arkansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sulphur Springs, Arkansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sulphur Springs, Arkansas

Insurance Company Poor Fair Good
Allstate $6,014 $4,621 $3,750
Farmers $4,395 $3,690 $3,514
GEICO $3,454 $2,844 $2,357
Liberty Mutual $5,479 $3,334 $2,607
Nationwide $4,301 $3,458 $3,151
Progressive $4,993 $4,288 $3,999
State Farm $3,623 $2,184 $1,702
Travelers $6,380 $5,332 $4,985
USAA $2,762 $1,895 $1,619

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Cheap Sulphur Springs, Arkansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sulphur Springs, Arkansas can vary. Compare the annual cost of auto insurance by ZIP code in Sulphur Springs, Arkansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sulphur Springs, Arkansas

ZIP Code Average Annual Rates
72768 $3,826

Cheap Sulphur Springs, Arkansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Sulphur Springs, Arkansas auto insurance. Find the cheapest annual Sulphur Springs, Arkansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sulphur Springs, Arkansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,795 $4,795
Farmers $3,867 $3,867
GEICO $2,860 $2,910
Liberty Mutual $3,807 $3,807
Nationwide $3,637 $3,637
Progressive $4,427 $4,427
State Farm $2,443 $2,563
Travelers $5,566 $5,566
USAA $2,034 $2,150

Cheap Sulphur Springs, Arkansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sulphur Springs, Arkansas? Check out the comparison of annual Sulphur Springs, Arkansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sulphur Springs, Arkansas

Insurance Company Low Medium High
Allstate $4,665 $4,792 $4,928
Farmers $3,675 $3,827 $4,097
GEICO $2,749 $2,884 $3,023
Liberty Mutual $3,675 $3,780 $3,965
Nationwide $3,667 $3,566 $3,676
Progressive $4,050 $4,350 $4,880
State Farm $2,369 $2,500 $2,640
Travelers $5,307 $5,581 $5,809
USAA $2,002 $2,085 $2,189

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Best By Category: Cheapest Auto Insurance in Sulphur Springs, Arkansas

Compare the cheapest auto insurance companies in Sulphur Springs, Arkansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sulphur Springs, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Sulphur Springs, Arkansas Auto Insurance Companies

What auto insurance companies in Sulphur Springs, Arkansas are the cheapest? Compare the top Sulphur Springs, Arkansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sulphur Springs, Arkansas

Insurance Company Average Annual Rates
Allstate $4,795
Farmers $3,867
GEICO $2,885
Liberty Mutual $3,807
Nationwide $3,637
Progressive $4,427
State Farm $2,503
Travelers $5,566
USAA $2,092

What affects auto insurance rates in Sulphur Springs, Arkansas?

There are a lot of reasons why auto insurance rates in Sulphur Springs, Arkansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sulphur Springs, Arkansas. Many local factors may affect your Sulphur Springs auto insurance rates.

Sulphur Springs Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sulphur Springs, Arkansas commute length is 21.3 minutes according to City-Data.

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Compare Sulphur Springs, Arkansas Auto Insurance Quotes

Before you buy Sulphur Springs, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sulphur Springs, Arkansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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