Best Cheap Auto Insurance in Suffolk, VA (2021)

The average Suffolk, VA auto insurance rates are $199 per month. The minimum auto insurance in Suffolk is at least 25/50/20 in coverage to comply with Virginia auto insurance laws. To find the best cheap auto insurance in Suffolk, Virginia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The most expensive auto insurance company in Suffolk for teen drivers is Allstate
  • The average commute length in Suffolk is 29.5 minutes
  • The cheapest auto insurance company in Suffolk is USAA

Suffolk, Virginia auto insurance requirements are 25/50/20 according to Virginia auto insurance laws. Finding cheap auto insurance in Suffolk can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Suffolk, Virginia, including driving record, credit, commute time, and more.

Compare auto insurance in Suffolk to other Virginia cities, including Portsmouth auto insurance rates, Richmond auto insurance rates, and Suffolk auto insurance rates to see how Suffolk, Virginia auto insurance rates stack up.

Before you buy Suffolk, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Suffolk, Virginia auto insurance quotes.

Minimum Auto Insurance in Suffolk, Virginia

Suffolk, Virginia auto insurance laws require that you have at least the Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Suffolk, Virginia.

Minimum Required Auto Insurance Coverage in Suffolk, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Suffolk, Virginia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Suffolk, Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Suffolk, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,014 $1,897 $2,003 $2,003 $6,308 $7,205 $2,615 $2,605
GEICO $1,472 $1,469 $1,398 $1,398 $3,125 $4,177 $1,710 $1,691
Nationwide $1,464 $1,473 $1,299 $1,334 $3,503 $4,515 $1,616 $1,759
Progressive $1,230 $1,162 $1,119 $1,119 $5,793 $6,501 $1,486 $1,510
State Farm $1,418 $1,418 $1,287 $1,287 $4,354 $5,472 $1,605 $1,840
USAA $1,211 $1,193 $1,137 $1,143 $3,748 $4,447 $1,557 $1,711

Cheap Suffolk, Virginia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Suffolk, Virginia is a challenge. Take a look at the annual teen auto insurance rates in Suffolk, Virginia.

Annual Auto Insurance Rates for Teen Drivers in Suffolk, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,308 $7,205
GEICO $3,125 $4,177
Nationwide $3,503 $4,515
Progressive $5,793 $6,501
State Farm $4,354 $5,472
USAA $3,748 $4,447

Cheap Suffolk, Virginia Auto Insurance for Seniors

What are senior auto insurance rates in Suffolk, Virginia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Suffolk, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,003 $2,003
GEICO $1,398 $1,398
Nationwide $1,299 $1,334
Progressive $1,119 $1,119
State Farm $1,287 $1,287
USAA $1,137 $1,143

Cheap Suffolk, Virginia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Suffolk, Virginia compared to the annual auto insurance rates with a clean record in Suffolk, Virginia.

Annual Suffolk, Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,477 $4,001 $3,642 $3,205
GEICO $1,560 $2,026 $3,074 $1,560
Nationwide $1,843 $1,843 $2,703 $2,092
Progressive $2,118 $2,831 $2,542 $2,470
State Farm $2,127 $2,543 $2,335 $2,335
USAA $1,561 $2,036 $2,680 $1,797

Cheap Suffolk, Virginia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Suffolk, Virginia is not easy. Compare the annual rates for DUI auto insurance in Suffolk, Virginia to find the best deal.

Annual Auto Insurance Rates After a DUI in Suffolk, Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,642
GEICO $3,074
Nationwide $2,703
Progressive $2,542
State Farm $2,335
USAA $2,680

Cheap Suffolk, Virginia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Suffolk, Virginia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Suffolk, Virginia

Insurance Company Poor Fair Good
Allstate $4,052 $3,252 $2,690
GEICO $2,283 $1,941 $1,941
Nationwide $2,509 $2,019 $1,834
Progressive $2,765 $2,430 $2,275
State Farm $3,321 $2,059 $1,626
USAA $2,693 $1,841 $1,521

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Cheap Suffolk, Virginia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Suffolk, Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Suffolk, Virginia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Suffolk, Virginia

ZIP Code Average Annual Rates
23432 $2,036
23433 $2,043
23434 $2,088
23435 $2,082
23436 $2,056
23437 $2,091
23438 $2,122

Cheap Suffolk, Virginia Auto Insurance Rates By Commute

Commute length and annual mileage affect Suffolk, Virginia auto insurance. Find the cheapest annual Suffolk, Virginia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Suffolk, Virginia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,227 $3,436
GEICO $2,017 $2,094
Nationwide $2,121 $2,121
Progressive $2,490 $2,490
State Farm $2,276 $2,394
USAA $1,944 $2,093

Cheap Suffolk, Virginia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Suffolk, Virginia? Check out the comparison of annual Suffolk, Virginia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Suffolk, Virginia

Insurance Company Low Medium High
Allstate $3,211 $3,332 $3,451
GEICO $1,967 $2,052 $2,146
Nationwide $2,212 $2,101 $2,048
Progressive $2,369 $2,459 $2,642
State Farm $2,182 $2,332 $2,491
USAA $1,925 $2,022 $2,108

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Best By Category: Cheapest Auto Insurance in Suffolk, Virginia

Compare the cheapest auto insurance companies in Suffolk, Virginia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Suffolk, Virginia

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Suffolk, Virginia Auto Insurance Companies

What auto insurance companies in Suffolk, Virginia are the cheapest? Compare the top Suffolk, Virginia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Suffolk, Virginia

Insurance Company Average Annual Rates
Allstate $3,331
GEICO $2,055
Nationwide $2,121
Progressive $2,490
State Farm $2,335
USAA $2,018

What affects auto insurance rates in Suffolk, Virginia?

There are a lot of reasons why auto insurance rates in Suffolk, Virginia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Suffolk, Virginia. Many local factors may affect your Suffolk auto insurance rates.

Suffolk Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Suffolk, Virginia commute length is 29.5 minutes according to City-Data.

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Compare Suffolk, Virginia Auto Insurance Quotes

Before you buy Suffolk, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Suffolk, Virginia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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